# 1 bedroom cottage for sale (SR5 2AT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 KIPLING STREET, SUNDERLAND, TYNE AND WEAR SR5 2AT |
| Price | £54,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 67 m² |
| Last sold | £54,950 Mar 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** D
- **Expiry date:** 22/05/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £1,024/year
- **Est. upgrade cost to C:** £18,520

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- E (£20)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8496-7025-3010-8117-3926)

## Description

Offered with **NO CHAIN INVOLVED** this is an end terraced cottage offering accommodation all on one level and is ideally located for access to local shops and transport links.  The property offers versatile living accommodation currently used as a one bed with open plan lounge/diner, but could easily be converted back to two bedrooms depending on individual needs.  Benefits include double glazing and combi gas central heating. **Sure to appeal to a range of buyers and early viewing is recommended!**

**ENTRANCE** 

Composite door to entrance lobby with inner glazed door to hallway with radiator and loft access hatch.

**LOUNGE/DINER** 4.34m (14'3)  x 5.35m (17'7) 

Open plan with two double glazed windows, two radiators and gas fire.

**KITCHEN** 4.53m (14'10)  x 2.28m (7'6) 

Wall and floor units, two double glazed windows, radiator and stainless steel sink with mixer tap.  Gas cooker point.  Combi boiler.

**REAR LOBBY** 

With storage cupboard and double glazed door to rear yard.

**WET ROOM** 

Fitted with a  shower, low level w.c., and washbasin.  Double glazed window, radiator and tiling to walls.

**PRINCIPAL BEDROOM** 4.16m (13'8)  x 4.1m (13'5) 

To front with double glazed window, radiator.

**REAR YARD** 

With timber gates.

****The Agent Of The North**** 

Andrew Craig is The Agent of the North and as Chartered Surveyors we can help you with all your Residential and Commercial property needs. Sales, Conveyancing, Lettings, Property Management, Surveys and Valuations. Call now on  

****Material Information**** 

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure and lease information, fixtures and fittings and, where the property has been recently constructed, extended or converted, that planning/building regulation consents are in place. All dimensions are approximate and quoted for guidance only, as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for purpose. We offer our clients an optional conveyancing service, through panel conveyancing firms, via Move With Us and we receive on average a referral fee of one hundred and ninety four pounds, only on completion of the sale. If you do use this service, the referral fee is included within the amount that you will be quoted by our suppliers. All quotes will also provide details of referral fees payable. 

**** 

EPC Rating: E

****Tenure**** 

We will provide as much information about tenure as we are able to and in the case of leasehold properties, we can in most cases provide a copy of the lease. They can be complex and buyers are advised to take legal advice upon the full terms of a lease. Where a lease is not readily available we will apply for a copy and this can take time.

## Property Photos

- ![ (Main)](/listings/photos/129675197/213629) -  (Main)
- ![Kitchen](/listings/photos/129675197/213632) - Kitchen
- ![Kitchen](/listings/photos/129675197/213635) - Kitchen
- ![Lounge](/listings/photos/129675197/213636) - Lounge
- ![Lounge/Dining Room](/listings/photos/129675197/213638) - Lounge/Dining Room
- ![Dining Room](/listings/photos/129675197/213640) - Dining Room
- ![Wet Room](/listings/photos/129675197/213641) - Wet Room
- ![Bedroom](/listings/photos/129675197/213643) - Bedroom
- ![Rear Yard](/listings/photos/129675197/213645) - Rear Yard
- ![Front Entrance](/listings/photos/129675197/213646) - Front Entrance

## EPC Graphs

- ![EPC Graph](/listings/photos/129675197/213647) - EPC Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT | £54,950 | 20/03/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 2 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT | £49,750 | 25/08/2023 | Terraced |
| [Same street] 25 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT | £37,500 | 31/03/2023 | Terraced |

**Street average:** £43,625 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £293,500 (2 Detached, SR5, 2024–2026)
- **Deviation:** -81.3%

## Rental Range

*ONS Price Index of Private Rents (Sunderland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £629/mo
- **Realistic:** £699/mo
- **Optimistic:** £769/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Sunderland (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £424/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, North Bridge Street, SR5 | £599/mo | 1 | 0.84 miles | OpenRent |
| Studio Flat, Portobello Lane, SR6 | £750/mo | 1 | 0.91 miles | OpenRent |
| Studio Flat, Portobello Lane, SR6 | £836/mo | 1 | 0.91 miles | OpenRent |
| 1 Bed Flat, Quarterbank Apartments, SR1 | £1,099/mo | 1 | 1.17 miles | OpenRent |

**Average rent: £821/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 1.44% (strong)
- **Max investor price (0.8%):** £99,125
- **Target investor price (1%):** £79,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £793/mo).*

- **Gross yield:** 17.3%
- **Cost-to-rent:** 5.8×
- **Monthly cashflow:** £472/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 35.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £820/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **10y growth:** 22.8%

## House Price Index (HM Land Registry)

*Official index for Sunderland; Detached series; as of March 2026.*

- **1y growth (index):** 4.1%
- **5y growth (index):** 22.4%
- **10y growth (index):** 43.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)