Sold STC Cottage

37 KIPLING STREET

SUNDERLAND, TYNE AND WEAR SR5 2AT

1 beds 1 baths 67 m² Listed 2 Dec 2022 (-1286d)

£54,950

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# 1 bedroom cottage for sale (SR5 2AT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 KIPLING STREET, SUNDERLAND, TYNE AND WEAR SR5 2AT |
| Price | £54,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £54,950 Mar 2023 |

## Description

Offered with **NO CHAIN INVOLVED** this is an end terraced cottage offering accommodation all on one level and is ideally located for access to local shops and transport links.  The property offers versatile living accommodation currently used as a one bed with open plan lounge/diner, but could easily be converted back to two bedrooms depending on individual needs.  Benefits include double glazing and combi gas central heating. **Sure to appeal to a range of buyers and early viewing is recommended!**

**ENTRANCE**

Composite door to entrance lobby with inner glazed door to hallway with radiator and loft access hatch.

**LOUNGE/DINER** 4.34m (14'3)  x 5.35m (17'7)

Open plan with two double glazed windows, two radiators and gas fire.

**KITCHEN** 4.53m (14'10)  x 2.28m (7'6)

Wall and floor units, two double glazed windows, radiator and stainless steel sink with mixer tap.  Gas cooker point.  Combi boiler.

**REAR LOBBY**

With storage cupboard and double glazed door to rear yard.

**WET ROOM**

Fitted with a  shower, low level w.c., and washbasin.  Double glazed window, radiator and tiling to walls.

**PRINCIPAL BEDROOM** 4.16m (13'8)  x 4.1m (13'5)

To front with double glazed window, radiator.

**REAR YARD**

With timber gates.

****The Agent Of The North****

Andrew Craig is The Agent of the North and as Chartered Surveyors we can help you with all your Residential and Commercial property needs. Sales, Conveyancing, Lettings, Property Management, Surveys and Valuations. Call now on

****Material Information****

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure and lease information, fixtures and fittings and, where the property has been recently constructed, extended or converted, that planning/building regulation consents are in place. All dimensions are approximate and quoted for guidance only, as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for purpose. We offer our clients an optional conveyancing service, through panel conveyancing firms, via Move With Us and we receive on average a referral fee of one hundred and ninety four pounds, only on completion of the sale. If you do use this service, the referral fee is included within the amount that you will be quoted by our suppliers. All quotes will also provide details of referral fees payable.

****

EPC Rating: E

****Tenure****

We will provide as much information about tenure as we are able to and in the case of leasehold properties, we can in most cases provide a copy of the lease. They can be complex and buyers are advised to take legal advice upon the full terms of a lease. Where a lease is not readily available we will apply for a copy and this can take time.

## Property Photos

- ![ (Main)](/listings/photos/129675197/213629) -  (Main)
- ![Kitchen](/listings/photos/129675197/213632) - Kitchen
- ![Kitchen](/listings/photos/129675197/213635) - Kitchen
- ![Lounge](/listings/photos/129675197/213636) - Lounge
- ![Lounge/Dining Room](/listings/photos/129675197/213638) - Lounge/Dining Room
- ![Dining Room](/listings/photos/129675197/213640) - Dining Room
- ![Wet Room](/listings/photos/129675197/213641) - Wet Room
- ![Bedroom](/listings/photos/129675197/213643) - Bedroom
- ![Rear Yard](/listings/photos/129675197/213645) - Rear Yard
- ![Front Entrance](/listings/photos/129675197/213646) - Front Entrance

## EPC Graphs

- ![EPC Graph](/listings/photos/129675197/213647) - EPC Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT | £54,950 | 20/03/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 2 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT | £49,750 | 25/08/2023 | Terraced |
| [Same street] 25 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT | £37,500 | 31/03/2023 | Terraced |

**Street average:** £43,625 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £293,500 (2 Detached, SR5, 2024–2026)
- **Deviation:** -81.3%

## Rental Range

*ONS Price Index of Private Rents (Sunderland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £629/mo
- **Realistic:** £699/mo
- **Optimistic:** £769/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Sunderland (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £424/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, North Bridge Street, SR5 | £599/mo | 1 | 0.84 miles | OpenRent |
| Studio Flat, Portobello Lane, SR6 | £750/mo | 1 | 0.91 miles | OpenRent |
| Studio Flat, Portobello Lane, SR6 | £836/mo | 1 | 0.91 miles | OpenRent |
| 1 Bed Flat, Quarterbank Apartments, SR1 | £1,099/mo | 1 | 1.17 miles | OpenRent |

**Average rent: £821/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 1.44% (strong)
- **Max investor price (0.8%):** £99,125
- **Target investor price (1%):** £79,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £793/mo).*

- **Gross yield:** 17.3%
- **Cost-to-rent:** 5.8×
- **Monthly cashflow:** £472/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 35.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 143.8%
- **10y growth:** 22.8%

## House Price Index (HM Land Registry)

*Official index for Sunderland; Detached series; as of March 2026.*

- **1y growth (index):** 4.1%
- **5y growth (index):** 22.4%
- **10y growth (index):** 43.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

(Main) Kitchen Kitchen Lounge Lounge/Dining Room Dining Room Wet Room Bedroom Rear Yard Front Entrance

/ 10

Property details

Tenure

FREEHOLD

Floor area

67 m²

Council tax band

Last sold

£54,950 Mar 2023

Local average

£293,500 (-81.3%)

Street crime

307 incidents within 1 mile (Apr 2026)

Key features

Reference: 428469
One Bed End Terraced Cottage
Convenient For Local Shops
Lounge/Dining Room
Kitchen and Wet Room
Gas Central Heating And Double Glazing
Private Yard To Rear
Potential To Convert To Two Bedrooms

Additional details

Garden: Yes

Description

Offered with NO CHAIN INVOLVED this is an end terraced cottage offering accommodation all on one level and is ideally located for access to local shops and transport links. The property offers versatile living accommodation currently used as a one bed with open plan lounge/diner, but could easily be converted back to two bedrooms depending on individual needs. Benefits include double glazing and combi gas central heating. Sure to appeal to a range of buyers and early viewing is recommended!

ENTRANCE
Composite door to entrance lobby with inner glazed door to hallway with radiator and loft access hatch.
LOUNGE/DINER 4.34m (14'3) x 5.35m (17'7)
Open plan with two double glazed windows, two radiators and gas fire.
KITCHEN 4.53m (14'10) x 2.28m (7'6)
Wall and floor units, two double glazed windows, radiator and stainless steel sink with mixer tap. Gas cooker point. Combi boiler.
REAR LOBBY
With storage cupboard and double glazed door to rear yard.
WET ROOM
Fitted with a shower, low level w.c., and washbasin. Double glazed window, radiator and tiling to walls.
PRINCIPAL BEDROOM 4.16m (13'8) x 4.1m (13'5)
To front with double glazed window, radiator.
REAR YARD
With timber gates.
**The Agent Of The North
Andrew Craig is The Agent of the North and as Chartered Surveyors we can help you with all your Residential and Commercial property needs. Sales, Conveyancing, Lettings, Property Management, Surveys and Valuations. Call now on
Material Information
The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure and lease information, fixtures and fittings and, where the property has been recently constructed, extended or converted, that planning/building regulation consents are in place. All dimensions are approximate and quoted for guidance only, as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for purpose. We offer our clients an optional conveyancing service, through panel conveyancing firms, via Move With Us and we receive on average a referral fee of one hundred and ninety four pounds, only on completion of the sale. If you do use this service, the referral fee is included within the amount that you will be quoted by our suppliers. All quotes will also provide details of referral fees payable.

EPC Rating: E
Tenure**
We will provide as much information about tenure as we are able to and in the case of leasehold properties, we can in most cases provide a copy of the lease. They can be complex and buyers are advised to take legal advice upon the full terms of a lease. Where a lease is not readily available we will apply for a copy and this can take time.

Listed by

Fulwell

Andrew Craig Residential Sales and Lettings

Reference: 129675197

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Graph

Price history

Event	Date	Price	% change
Sold	20/03/2023 (3 years ago)	£54,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 2 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT	£49,750	25/08/2023	Terraced
Same street 25 KIPLING STREET, SUNDERLAND, TYNE AND WEAR, SR5 2AT	£37,500	31/03/2023	Terraced

Street average: £43,625 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 143.8%

10y growth 22.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Sunderland. Series: Detached. As of March 2026.

1y (index) 4.1%

5y (index) 22.4%

10y (index) 43.2%

Rental Range

Estimated market rent for Sunderland. Low = conservative, Realistic = average, Optimistic = best case.

Low £629/mo

Realistic £699/mo

Optimistic £769/mo

Based on Local Authority from postcode lookup → Sunderland.

LHA (30th percentile) floor for Sunderland: £424/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SR5 2AT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Southwick Green	0.1 miles
Shop	Southwick Superstore	0.1 miles
Bus stop	SOUTHWICK	0.1 miles
Shop	Iceland	0.1 miles
University	The Forge	0.6 miles
Train station	Pallion	0.7 miles
Hospital	Monkwearmouth Hospital	0.8 miles
Train station	Stadium of Light	0.8 miles
University	Clanny House	1.0 miles
Hospital	Sunderland Royal Hospital	1.1 miles

Street-level crime

Category	Count
Violence and sexual offences	87
Shoplifting	53
Anti-social behaviour	50
Criminal damage and arson	32
Public order	19
Burglary	17
Other theft	14
Vehicle crime	12
Drugs	7
Other crime	7
Robbery	5
Theft from the person	2
Bicycle theft	1
Possession of weapons	1
Total incidents	307

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Southwick Community Primary School	Primary	0.4 miles	Good — 21 Sep 2022
Beacon of Light School	Other	0.5 miles	Good — 12 Oct 2023
Grange Park Primary School	Primary	0.6 miles	Good — 8 Dec 2023
English Martyrs' Catholic Primary School, Sunderland	Primary	0.7 miles	Good — 11 Oct 2012
Willow Wood Community Primary School	Primary	0.7 miles	Good — 20 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, North Bridge Street, SR5	£599/mo	1	0.84 miles	OpenRent
Studio Flat, Portobello Lane, SR6	£750/mo	1	0.91 miles	OpenRent
Studio Flat, Portobello Lane, SR6	£836/mo	1	0.91 miles	OpenRent
1 Bed Flat, Quarterbank Apartments, SR1	£1,099/mo	1	1.17 miles	OpenRent

Average rent: £821/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.44%

Max investor price (0.8%) £99,125

Target investor price (1%) £79,300

Gross yield 17.3%

Cost-to-rent ratio 5.8×

Monthly cashflow £472/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 35.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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