# 4 bedroom semi-detached house for sale (PR9 7NL) ## Property Details | Key | Value | |-----|-------| | Address | 76 BANKFIELD LANE, SOUTHPORT, MERSEYSIDE PR9 7NL | | Price | £350,000 | | Bedrooms | 4 | | Bathrooms | 1 | | Council tax | D | | Last sold | £330,000 Aug 2024 | ## Description Positioned well back from the road amongst the picturesque landscape of Churchtown Village, this four-bedroom semi-detached family house offers the new owner a blank canvas in which to make this home their own. The property also boasts views over open farmland to the rear and convenient proximity to the renowned Botanical Gardens and Historic Churchtown Village. Internally this family home retains many original pleasing features with access via generous reception hallway leading to the two main reception rooms and kitchen. To the rear of the property there is a utility and ground floor Wc. There are four bedrooms located to the first floor together with bathroom and separate Wc. The gardens are a definite feature, extensive and not directly overlooked providing unrivalled views to rear over open farmland. With its prime location, this property offers easy access to a wealth of amenities, including a selection of local independent shops, restaurants, and a number of popular schools. For commuters, the nearby A565 transport links ensure effortless travel to the surrounding areas, making this the perfect place to call home for families and professionals alike. In summary, this four-bedroom semi-detached family house presents a rare opportunity to modernise and much improve to the new owners high and exacting specifications to enjoy for many years to come. **Enclosed Entrance Vestibule ** With glazed outer door, inner door with glazed stained and leaded inserts lead to Reception Hall. **Reception Hall** UPVC double-glazed window to front of property, turned staircase leads to First Floor, including handrail, spindles and newel post. Picture rail, under stairs storage cupboard. **Front Lounge** - 4.62m into bay x 3.91m into recess (15'2" into bay x 12'10" into recess) UPVC double-glazed bay window overlooks front of property, electric fire includes tiled interior and wooden fire surround. **Sitting Room** - 4.22m x 3.61m into recess (13'10" x 11'10" into recess) Double-glazed sliding patio doors lead to rear raised terrace and garden with unrivalled views over fields beyond. Picture rail. **Kitchen** - 3.25m x 2.41m (10'8" x 7'11") UPVC double-glazed window to side. Base units with cupboards and drawers, wall cupboards and shelving also housing hot water cylinder. Partial wall-tiling and single bowl sink unit with mixer tap and drainer. Space is available for cooker and separate door leads to useful, built-in pantry cupboard with UPVC double-glazed window to side. Door plus step leads down to...**Inner Hall** - 0m x 0m (0'0" x 0'0") Glazed door to rear of property and further door leads to...**Adjoining Store** - 1.93m x 0.84m (6'4" x 2'9") **Utility** - 2.44m x 1.88m (8'0" x 6'2") With UPVC double-glazed window to rear and housing wall-mounted 'Worcester' centrally heated boiler system and external water tap. **WC** - 1.4m x 0.81m (4'7" x 2'8") Opaque UPVC double-glazed side window and low level WC. **Landing** Secondary glazed stained leaded light side window and picture rail. Loft access.**Bedroom 1** - 4.57m into bay x 3.91m (15'0" into bay x 12'10") UPVC double-glazed bay window to front of property, ornate painted fire surround to chimney breast and picture rail. **Bedroom 2** - 4.24m x 3.63m (13'11" x 11'11") UPVC double-glazed window overlooks rear of property with unrivalled views over fields beyond. Picture rail.**Bedroom 3** - 2.51m x 2.59m (8'3" x 8'6") UPVC double-glazed window and picture rail.**Bedroom 4** - 2.11m x 2.87m (6'11" x 9'5") UPVC double-glazed window with views over fields to the rear of the property. **Bathroom ** - 2.01m x 1.88m (6'7" x 6'2") UPVC double-glazed window, panelled bath and pedestal wash hand basin. 'Mira' electric shower to one wall and part-wall tiling. **WC** - 1.57m x 0.79m (5'2" x 2'7") UPVC double-glazed window and low level WC. **Outside** Gardens to front and rear with flagged driveway, providing off-road parking for numerous vehicles, property is sat well back from the road with established lawn and borders, well stocked with a variety of plants and shrubs. Side access continues to generous rear garden, comprising crazy paving and flagged patio area with further borders stocked with a variety of plants, shrubs and trees, not directly overlooked with unrivalled views to rear over horse paddock and farmers fields beyond. **Tenure** This property is currently unregistered with Land Registry. The property will be registered on completion by the Purchaser's solicitor.**Council Tax** Sefton MBC Band D. ## Property Photos - ![Photo](/listings/photos/144871550/1356156) - ![Photo](/listings/photos/144871550/1356157) - ![Photo](/listings/photos/144871550/1356158) - ![Photo](/listings/photos/144871550/1356159) - ![Photo](/listings/photos/144871550/1356160) - ![Photo](/listings/photos/144871550/1356161) - ![Photo](/listings/photos/144871550/1356162) - ![Photo](/listings/photos/144871550/1356163) - ![Photo](/listings/photos/144871550/1356164) - ![Photo](/listings/photos/144871550/1356165) - ![Photo](/listings/photos/144871550/1356166) - ![Photo](/listings/photos/144871550/1356167) - ![Photo](/listings/photos/144871550/1356168) - ![Photo](/listings/photos/144871550/1356169) - ![Photo](/listings/photos/144871550/1356170) - ![Photo](/listings/photos/144871550/1356171) - ![Photo](/listings/photos/144871550/1356172) - ![Photo](/listings/photos/144871550/1356173) - ![Photo](/listings/photos/144871550/1356174) ## Floorplans - ![Floorplan 1](/listings/photos/144871550/1356175) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/144871550/1356176) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 76 BANKFIELD LANE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 7NL | £330,000 | 30/08/2024 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 18 THE MALLARDS, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8RJ | £220,000 | 12/12/2025 | Semi-detached | | 74 BALMORAL DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8QF | £290,000 | 01/12/2025 | Semi-detached | | 13 HIGHFIELD ROAD, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8QL | £310,000 | 14/11/2025 | Semi-detached | | 28 RATHMORE CRESCENT, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8PW | £265,000 | 10/10/2025 | Semi-detached | | 49 EVESHAM DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8TA | £230,500 | 21/03/2025 | Semi-detached | | 57 BANKFIELD LANE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 7NJ | £265,000 | 16/12/2024 | Semi-detached | | 78 RATHMORE CRESCENT, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8PW | £240,000 | 29/11/2024 | Semi-detached | | 40 MERLEWOOD AVENUE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 7NS | £230,000 | 27/10/2023 | Semi-detached | | 30 LEXTON DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8QW | £318,000 | 17/10/2023 | Semi-detached | | 18 MERLEWOOD AVENUE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 7NS | £187,000 | 04/09/2023 | Semi-detached | | 98 LEXTON DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8QW | £235,000 | 25/08/2023 | Semi-detached | | 4 RATHMORE CRESCENT, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8PW | £230,000 | 28/06/2023 | Semi-detached | | 1 HIGHFIELD ROAD, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8QL | £250,000 | 14/04/2023 | Semi-detached | | 92 BALMORAL DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8PY | £240,000 | 13/01/2023 | Semi-detached | | 43 EVESHAM DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8TA | £199,995 | 09/12/2022 | Semi-detached | | [Same street] 65 BANKFIELD LANE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 7NL | £533,000 | 08/12/2022 | Detached | | 93 LEXTON DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8QN | £240,000 | 25/11/2022 | Semi-detached | | 44 EVESHAM DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8TA | £197,995 | 25/11/2022 | Semi-detached | | 48 EVESHAM DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8TA | £219,995 | 25/11/2022 | Semi-detached | | 49 EVESHAM DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8TA | £219,995 | 18/11/2022 | Semi-detached | | 91 BALMORAL DRIVE, SOUTHPORT, SEFTON, MERSEYSIDE, PR9 8QH | £270,000 | 11/11/2022 | Semi-detached | **Street average:** £533,000 (1 sale) **Area average:** £242,924 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £230,445 (97 Semi-detached, PR9, 2024–2026) - **Deviation:** +51.9% ## Rental Range *ONS Price Index of Private Rents (Sefton). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £835/mo - **Realistic:** £928/mo - **Optimistic:** £1,021/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Southport (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £922/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 4 Bed Semi-Detached House, Cambridge Road, PR9 | £1,600/mo | 4 | 0.49 miles | OpenRent | | 4 Bed Detached House, Cambridge Road, PR9 | £2,299/mo | 4 | 1.08 miles | OpenRent | | 4 Bed Semi-Detached House, Heysham Road, PR9 | £1,350/mo | 4 | 1.09 miles | OpenRent | **Average rent: £1,750/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.46% (weak for cashflow) - **Max investor price (0.8%):** £200,000 - **Target investor price (1%):** £160,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,600/mo).* - **Gross yield:** 5.5% - **Cost-to-rent:** 18.2× - **Monthly cashflow:** £37/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 8.2% - **10y growth:** 35.9% ## House Price Index (HM Land Registry) *Official index for Sefton; Semi-detached series; as of April 2026.* - **1y growth (index):** 4% - **5y growth (index):** 26.8% - **10y growth (index):** 61% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)