# 2 bedroom terraced house for sale (CA28 6PX)

## Property Details

| Key | Value |
|-----|-------|
| Address | West Croft Terrace, Lowca, CA28 6PX |
| Price | £69,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £70,000 |

## Description

West Croft Terrace is a spacious two-bed, traditional, mid-terraced property.  The property has been upgraded by the current owner, and is well-presented throughout, with modern, first floor bathroom, and modern decor.  The property is an ideal purchase for first time buyers, or couples.  The property is located in the quiet village of Lowca, and is easily accessible to the neighbouring towns of Workington, and Whitehaven, both of which are just a few minutes' drive.  The property also offers easy access to the Lakes, Keswick and Cockermouth.  The accommodation briefly comprises hallway, spacious open-plan lounge/diner and kitchen.  To the first floor, are two well-presented, double bedrooms, and the stylish, modern bathroom.  Externally, there is a walled garden to the front, and well-maintained yard to the rear, with outbuildings.  There is also a separate garage to the rear of the property, with a garden area behind, which is fenced around.  Internal viewing is highly recommended, to appreciate the accommodation on offer.

## Property Photos

- ![Photo 4](/listings/photos/79323399/194300) - Photo 4
- ![Photo 5](/listings/photos/79323399/194302) - Photo 5
- ![Photo 6](/listings/photos/79323399/194303) - Photo 6
- ![Photo 7](/listings/photos/79323399/194304) - Photo 7
- ![Photo 8](/listings/photos/79323399/194305) - Photo 8
- ![Photo 9](/listings/photos/79323399/194306) - Photo 9
- ![Photo 1](/listings/photos/79323399/194308) - Photo 1
- ![Photo 2](/listings/photos/79323399/194309) - Photo 2
- ![Photo 3](/listings/photos/79323399/194310) - Photo 3
- ![Photo 10](/listings/photos/79323399/194311) - Photo 10
- ![Photo 11](/listings/photos/79323399/194313) - Photo 11
- ![Photo 12](/listings/photos/79323399/194315) - Photo 12

## EPC Graphs

- ![EPC GRAPH](/listings/photos/79323399/194317) - EPC GRAPH
- ![FULL EPC](/listings/photos/79323399/194320) - FULL EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
|  | £70,000 | 01/01/2021 | — |
|  | £41,000 | 01/01/2020 | — |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 CROFT HEAD VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QP | £144,000 | 28/11/2025 | Terraced |
| [Same street] 8 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £65,000 | 19/04/2024 | Terraced |
| [Same street] 10 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £2,500 | 11/10/2023 | Other |
| [Same street] 23 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,650 | 14/12/2022 | Terraced |
| 29 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB | £97,000 | 28/10/2022 | Terraced |
| 27 MEADOW VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QF | £92,000 | 08/04/2022 | Terraced |
| [Same street] 22 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £80,000 | 22/03/2022 | Terraced |
| [Same street] 9 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £53,600 | 02/02/2022 | Other |
| [Same street] 15 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 01/10/2021 | Terraced |
| [Same street] 2 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £85,950 | 10/09/2021 | Terraced |
| [Same street] 17 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 06/08/2021 | Terraced |
| 23 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB | £73,500 | 11/06/2021 | Terraced |

**Street average:** £62,213 (8 sales)
**Area average:** £101,625 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £130,507 (27 Terraced, CA28, 2024–2026)
- **Deviation:** -46.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 1.36% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 54.3%
- **10y growth:** 62.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)