# 3 bedroom terraced house for sale (YO21 1NH) ## Property Details | Key | Value | |-----|-------| | Address | 13 HIGH STREET, WHITBY, RUSWARP, NORTH YORKSHIRE YO21 1NH | | Price | £265,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £257,500 Jul 2024 | ## Description PARTICULARS OF SALE This spacious cottage, which has been extended to the rear, is located in the beautiful village of Ruswarp, and is a great choice if you're looking for a permanent home, bolt-hole or investment property. Built in 1780, the cottage has been cared for and updated by the Vendor in a sympathetic manner whist retaining the character that make a house a home, including the installation of underfloor heating supplied by an air source heat pump, solar panels and insulating the roof. With a most delightful secret garden to the rear which transports you to a different world , viewing is the only way to fully appreciate this little gem and with Ruswarp having a renowned local butchers, small village store and excellent village pub, plus lots of other amenities, is a great choice if you are wanting to avoid the hustle and bustle of the centre of Whitby. Approached from the front, steps lead up a paved path and on to the solid wood front door which opens into... Entrance Lobby with inner door opening into Lounge Diner: With open beamed ceiling, vinyl flooring and secondary glazing to the front window. There is a central stone fireplace with inset multi-fuel stove, Inglenook style over-mantel, with recesses to the side. There is a staircase to the first floor. Kitchen : A good sized room with the kitchen largely comprising freestanding units but does have a small range of basic units within which is the inset sink unit, and space for the electric oven. There is a very attractive larder cupboard to the side, recessed stone fireplace and further large larder cupboard. There is beamed ceiling, vinyl flooring and half-glazed door leads to the rear garden. First Floor: From the lounge a winding staircase rises to a landing, with panelled doors opening to... Bedroom: To the front of the house, a generous double room with period window, wide floor boards, cast fireplace and part paneled walls. Radiator and built-in wardrobes. Bedroom: To the rear, a small double bedroom, with window looking across the rear yard and to the garden. Radiator and built-in storage. Between the bedrooms is the... Shower Room: Having a separate shower with modern thermostatic shower, contemporary sink unit and modern heated towel rail. Separate WC: Off the landing is a steep set of winding stairs that rise up to... Second Floor Attic Bedroom: A double room with dormer window to the front and Velux window to the rear, painted stripped floor and 2 radiators. Externally To the front of the property lies a level garden area with hedging to the sides, paved area, pond and flower beds. To the rear of the cottages is a generous south westerly facing paved yard within which is a covered store within which is air-source heat pump and associated pipework. Beyond the yard, one step leads up to the rear walled garden area which is stocked with an array of flowers and fruit trees. There is a summerhouse and further brick-built garden shed and outside WC and sink. The owner currently rents a parking space in the village, near the school under a separate arrangement. Details on request. GENERAL REMARKS AND STIPULATIONS Viewing: Viewings by appointment. All interested parties should discuss this property, and in particular any specific issues that might affect their interest, with the agent's office prior to travelling or making an appointment to view this property. Directions: From Whitby as you drop down into the village of Ruswarp the property is situated on the right hand side opposite the Old Hall. Please note: The vendor currently rents a private off street parking space a few yards away from the property which may be possible to be transfered over to the new vendor on completion subject to confirmation. Services: The property is understood to be connected to mains water, electricity and drainage. Council Tax: Band 'B' North Yorkshire Council. Post Code: YO21 1NH ## Property Photos - ![Front ](/listings/photos/139310507/636550) - Front - ![Diner/lounge](/listings/photos/139310507/636551) - Diner/lounge - ![Lounge](/listings/photos/139310507/636552) - Lounge - ![Kitchen ](/listings/photos/139310507/636553) - Kitchen - ![Bedroom 1](/listings/photos/139310507/636554) - Bedroom 1 - ![Photo](/listings/photos/139310507/636555) - ![shower room ](/listings/photos/139310507/636556) - shower room - ![attic bedroom ](/listings/photos/139310507/636557) - attic bedroom - ![rear ](/listings/photos/139310507/636558) - rear - ![rear garden ](/listings/photos/139310507/636559) - rear garden - ![rear garden ](/listings/photos/139310507/636560) - rear garden - ![rear garden ](/listings/photos/139310507/636561) - rear garden - ![rear garden](/listings/photos/139310507/636562) - rear garden - ![Front ](/listings/photos/139310507/636563) - Front ## Floorplans - ![Floorplan](/listings/photos/139310507/636564) - Floorplan ## EPC Graphs - ![EPC](/listings/photos/139310507/636565) - EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 13 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH | £257,500 | 26/07/2024 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 33 HIGH STREET, RUSWARP, WHITBY, NORTH YORKSHIRE, YO21 1NH | £100,000 | 31/03/2023 | Terraced | | LUCY'S COTTAGE, 21 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £187,000 | 14/04/2022 | Terraced | | 14 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £210,995 | 04/03/2022 | Terraced | | 20 HIGH STREET, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NH | £315,000 | 25/02/2022 | Terraced | | 16 MILL COURT, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1YL | £172,500 | 09/07/2021 | Terraced | **Area average:** £197,099 (5 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £280,179 (14 Terraced, YO21, 2024–2026) - **Deviation:** -5.4% ## Rental Range *ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £770/mo - **Realistic:** £855/mo - **Optimistic:** £941/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Scarborough (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £648/mo ## 1% Rule - **Rent ratio:** 0.32% (weak for cashflow) - **Max investor price (0.8%):** £106,875 - **Target investor price (1%):** £85,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -4.5% - **10y growth:** 52.7% ## House Price Index (HM Land Registry) *Official index for Yorkshire and The Humber; Terraced series; as of March 2026.* - **1y growth (index):** -0.5% - **5y growth (index):** 21.7% - **10y growth (index):** 57.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)