For sale Terraced

100 CORPORATION STREET

STAFFORD, STAFFORDSHIRE ST16 3LT

3 beds 1 baths 1,141 sq ft Listed 8 Jan 2026 (-140d)

£240,000

Reduced on 17 Apr 2026

Save

# 3 bedroom terraced house for sale (ST16 3LT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 100 CORPORATION STREET, STAFFORD, STAFFORDSHIRE ST16 3LT |
| Price | £240,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 106 m² |
| Last sold | £137,000 Jun 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Current heating cost:** £1,215/year

### Recommendations
- Q (14,000)
- W2 (6,000)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9508-4007-7253-2430-7290)

## Description

Call us **9AM - 9PM** -**7 **days a week, **365** days a year!

Running like a well-managed operation, this Corporation Street home has been thoughtfully arranged for modern living! Situated within walking distance of Stafford Town Centre, this well presented three bedroom terraced property offers generous and versatile accommodation, ideal for first-time buyers and families. The town centre provides a wide range of shops, amenities and leisure facilities, along with excellent transport links including the mainline railway station.

The accommodation begins with a welcoming entrance hallway leading to a spacious dining room positioned at the front of the home, featuring a characterful fireplace and bay window that floods the room with natural light. To the rear is a comfortable living room, flowing through to a modern re-fitted breakfast kitchen with ample storage and workspace. A Lean-To completes the ground floor, providing additional storage space overlooking the rear garden. Upstairs, the property offers a useful study, three well proportioned bedrooms along with a contemporary family bathroom finished to a modern standard.

Externally, the home benefits from a low maintenance enclosed garden as well as a parking area to the rear, accessed conveniently via the service road.

This attractive home blends character features with modern improvements in a highly convenient location.

EPC Rating: E

## Property Photos

- ![Photo](/listings/photos/87409911/136903)
- ![Photo](/listings/photos/87409911/136904)
- ![Photo](/listings/photos/87409911/136905)
- ![Photo](/listings/photos/87409911/136906)
- ![Photo](/listings/photos/87409911/136907)
- ![Photo](/listings/photos/87409911/136908)
- ![Photo](/listings/photos/87409911/136909)
- ![Photo](/listings/photos/87409911/136910)
- ![Photo](/listings/photos/87409911/136911)
- ![Photo](/listings/photos/87409911/136912)
- ![Photo](/listings/photos/87409911/136913)
- ![Photo](/listings/photos/87409911/136914)
- ![Photo](/listings/photos/87409911/136915)
- ![Photo](/listings/photos/87409911/136916)
- ![Photo](/listings/photos/87409911/136917)
- ![Photo](/listings/photos/87409911/136918)
- ![Photo](/listings/photos/87409911/136919)

## Floorplans

- ![All](/listings/photos/87409911/136920) - All
- ![Ground Floor](/listings/photos/87409911/136921) - Ground Floor
- ![First Floor](/listings/photos/87409911/136922) - First Floor

## EPC Graphs

- ![EPC 1](/listings/photos/87409911/136923) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1941620
- **Address:** 100 Corporation Street, Stafford, ST16 3LT
- **Certificate Issued:** 10/08/2004
- **Work Completed:** 02/07/2004
- **Items:** 10 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 100 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £137,000 | 30/06/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NW | £170,000 | 20/11/2025 | Terraced |
| 151 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £190,000 | 20/06/2025 | Terraced |
| [Same street] 102 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £210,000 | 24/11/2023 | Terraced |
| 12 SHERIDAN STREET, STAFFORD, STAFFORDSHIRE, ST16 3PD | £185,000 | 03/11/2023 | Terraced |
| 5 SWIFT BROOK CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3WR | £297,000 | 19/10/2023 | Terraced |
| [Same street] 72 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £237,000 | 28/07/2023 | Terraced |
| 89 PEARL BROOK AVENUE, STAFFORD, STAFFORDSHIRE, ST16 3WJ | £250,000 | 20/07/2023 | Terraced |
| 46 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LX | £240,000 | 12/06/2023 | Terraced |
| 145 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £210,000 | 28/03/2023 | Terraced |
| 10 SMALLMAN STREET, STAFFORD, STAFFORDSHIRE, ST16 3PF | £200,000 | 17/03/2023 | Terraced |
| 71 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG | £130,330 | 03/03/2023 | Terraced |
| 147 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £175,000 | 28/02/2023 | Terraced |
| 24 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF | £260,000 | 16/12/2022 | Terraced |
| 59 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG | £180,000 | 13/12/2022 | Terraced |
| 95 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NW | £177,000 | 30/11/2022 | Terraced |
| 44 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LX | £225,000 | 14/11/2022 | Terraced |
| 3 PATRON GROVE, STAFFORD, STAFFORDSHIRE, ST16 3WP | £205,000 | 11/11/2022 | Terraced |
| 61 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG | £157,500 | 18/10/2022 | Terraced |
| [Same street] 102 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £166,250 | 28/09/2022 | Terraced |
| 123 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS | £187,500 | 27/09/2022 | Terraced |
| 10 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF | £255,000 | 23/09/2022 | Terraced |
| 6 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF | £250,000 | 21/09/2022 | Terraced |
| 70 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF | £255,000 | 31/08/2022 | Terraced |
| [Same street] 68 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £227,169 | 27/05/2022 | Terraced |
| [Same street] 75 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £182,000 | 23/05/2022 | Terraced |
| [Same street] 74 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £190,000 | 26/04/2022 | Terraced |
| [Same street] 64 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £150,000 | 22/04/2022 | Terraced |
| [Same street] 68 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £162,000 | 27/10/2021 | Terraced |
| [Same street] 89 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £178,500 | 08/10/2021 | Terraced |
| [Same street] 91 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £90,000 | 01/10/2021 | Terraced |
| [Same street] 107 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £200,000 | 17/09/2021 | Terraced |
| [Same street] 54 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £205,000 | 09/09/2021 | Terraced |
| [Same street] 101 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £152,500 | 30/07/2021 | Terraced |
| [Same street] 99 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT | £160,000 | 28/06/2021 | Semi-detached |

**Street average:** £179,316 (14 sales)
**Area average:** £209,967 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £178,296 (32 Terraced, ST16, 2024–2026)
- **Deviation:** +34.6%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £799/mo
- **Realistic:** £888/mo
- **Optimistic:** £977/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Oxford Gardens, ST16 | £529/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £529/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.22% (weak for cashflow)
- **Max investor price (0.8%):** £66,125
- **Target investor price (1%):** £52,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £529/mo).*

- **Gross yield:** 2.6%
- **Cost-to-rent:** 37.8×
- **Monthly cashflow:** £-494/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,264/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.8%
- **10y growth:** 42.9%

## House Price Index (HM Land Registry)

*Official index for Stafford; Terraced series; as of February 2026.*

- **1y growth (index):** 4.1%
- **5y growth (index):** 24.5%
- **10y growth (index):** 54.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16 Photo 17

/ 17

Property details

Tenure

FREEHOLD

Floor area

106 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£137,000 Jun 2021

Price per m²

£2,264/m²

Local average

£178,296 (+34.6%)

Deprivation

Decile 7 (20,283 of 33,755)

Street crime

408 incidents within 1 mile (Mar 2026)

Key features

Three Bedroom Terrace House
Two Well Presented Reception Rooms & Study
Modern Breakfast Kitchen
Three Bedrooms & Contemporary Family Bathroom
Enclosed Rear Garden & Secure Gated Parking Space
Walking Distance To Stafford Town Centre

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Gated
Garden: Front garden, Rear garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Call us 9AM - 9PM -7 days a week, 365 days a year!
Running like a well-managed operation, this Corporation Street home has been thoughtfully arranged for modern living! Situated within walking distance of Stafford Town Centre, this well presented three bedroom terraced property offers generous and versatile accommodation, ideal for first-time buyers and families. The town centre provides a wide range of shops, amenities and leisure facilities, along with excellent transport links including the mainline railway station.
The accommodation begins with a welcoming entrance hallway leading to a spacious dining room positioned at the front of the home, featuring a characterful fireplace and bay window that floods the room with natural light. To the rear is a comfortable living room, flowing through to a modern re-fitted breakfast kitchen with ample storage and workspace. A Lean-To completes the ground floor, providing additional storage space overlooking the rear garden. Upstairs, the property offers a useful study, three well proportioned bedrooms along with a contemporary family bathroom finished to a modern standard.
Externally, the home benefits from a low maintenance enclosed garden as well as a parking area to the rear, accessed conveniently via the service road.
This attractive home blends character features with modern improvements in a highly convenient location.
EPC Rating: E

Listed by

Stafford

Dourish & Day

Reference: 87409911

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 10/07/2020

Current heating cost: £1,215/year

Potential heating cost: £931/year

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (14,000)
Floor insulation (solid floor) (6,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

Ground Floor

First Floor

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1941620

Property Details

Street: 100 Corporation Street

Town: Stafford

Postcode: ST16 3LT

Installation Details

Items: 10 windows and 2 doors

Certificate Issued: 10/08/2004

Work Completed: 02/07/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Listed for sale	—	£240,000	+75.2%
Sold	30/06/2021 (4 years ago)	£137,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
109 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NW	£170,000	20/11/2025	Terraced
151 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS	£190,000	20/06/2025	Terraced
Same street 102 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£210,000	24/11/2023	Terraced
12 SHERIDAN STREET, STAFFORD, STAFFORDSHIRE, ST16 3PD	£185,000	03/11/2023	Terraced
5 SWIFT BROOK CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3WR	£297,000	19/10/2023	Terraced
Same street 72 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£237,000	28/07/2023	Terraced
89 PEARL BROOK AVENUE, STAFFORD, STAFFORDSHIRE, ST16 3WJ	£250,000	20/07/2023	Terraced
46 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LX	£240,000	12/06/2023	Terraced
145 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS	£210,000	28/03/2023	Terraced
10 SMALLMAN STREET, STAFFORD, STAFFORDSHIRE, ST16 3PF	£200,000	17/03/2023	Terraced
71 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG	£130,330	03/03/2023	Terraced
147 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS	£175,000	28/02/2023	Terraced
24 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF	£260,000	16/12/2022	Terraced
59 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG	£180,000	13/12/2022	Terraced
95 PROSPECT ROAD, STAFFORD, STAFFORDSHIRE, ST16 3NW	£177,000	30/11/2022	Terraced
44 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LX	£225,000	14/11/2022	Terraced
3 PATRON GROVE, STAFFORD, STAFFORDSHIRE, ST16 3WP	£205,000	11/11/2022	Terraced
61 CAMBRIDGE STREET, STAFFORD, STAFFORDSHIRE, ST16 3PG	£157,500	18/10/2022	Terraced
Same street 102 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£166,250	28/09/2022	Terraced
123 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LS	£187,500	27/09/2022	Terraced
10 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF	£255,000	23/09/2022	Terraced
6 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF	£250,000	21/09/2022	Terraced
70 ST GEORGES PARKWAY, STAFFORD, STAFFORDSHIRE, ST16 3WF	£255,000	31/08/2022	Terraced
Same street 68 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£227,169	27/05/2022	Terraced
Same street 75 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£182,000	23/05/2022	Terraced
Same street 74 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£190,000	26/04/2022	Terraced
Same street 64 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£150,000	22/04/2022	Terraced
Same street 68 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£162,000	27/10/2021	Terraced
Same street 89 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£178,500	08/10/2021	Terraced
Same street 91 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£90,000	01/10/2021	Terraced
Same street 107 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£200,000	17/09/2021	Terraced
Same street 54 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£205,000	09/09/2021	Terraced
Same street 101 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£152,500	30/07/2021	Terraced
Same street 99 CORPORATION STREET, STAFFORD, STAFFORDSHIRE, ST16 3LT	£160,000	28/06/2021	Semi-detached

Street average: £179,316 (14 sales)

Area average: £209,967 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.8%

10y growth 42.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Stafford. Series: Terraced. As of February 2026.

1y (index) 4.1%

5y (index) 24.5%

10y (index) 54.2%

Rental Range

Estimated market rent for Stafford. Low = conservative, Realistic = average, Optimistic = best case.

Low £799/mo

Realistic £888/mo

Optimistic £977/mo

Based on Local Authority from postcode lookup → Stafford.

LHA (30th percentile) floor for Mid Staffs: £738/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST16 3LT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Hospital	St George's Hospital	0.1 miles
Bus stop	Sheridan Street	0.1 miles
Bus stop	Prospect Road	0.2 miles
Shop	Aldi	0.3 miles
Shop	Priory Garden Centre	0.3 miles
Hospital	County Hospital	0.5 miles
Train station	Stafford	0.8 miles
University	Staffordshire University Blackheath Lane Site	1.5 miles
Train station	Amerton Station	4.8 miles

Street-level crime

Category	Count
Violence and sexual offences	132
Anti-social behaviour	72
Shoplifting	44
Public order	37
Criminal damage and arson	31
Drugs	28
Other theft	20
Bicycle theft	15
Burglary	11
Other crime	6
Possession of weapons	5
Vehicle crime	4
Robbery	3
Total incidents	408

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
John Wheeldon Primary Academy	Primary	0.3 miles	Good — 8 Oct 2019
St Patrick's Catholic Primary School	Primary	0.5 miles	Good — 21 Nov 2022
Bailey Street Alternative Provision Academy	Other	0.7 miles	Requires improvement — 18 Jan 2024
St Austin's Catholic Primary School and Nursery	Primary	0.7 miles	Good — 5 Dec 2011
St John's CofE Primary Academy	Primary	0.7 miles	Good — 15 Jul 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Oxford Gardens, ST16	£529/mo	3	0.3 miles	OpenRent

Average rent: £529/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.22%

Max investor price (0.8%) £66,125

Target investor price (1%) £52,900

Gross yield 2.6%

Cost-to-rent ratio 37.8×

Monthly cashflow £-494/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -8.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).