Sold STC Terraced

86 MONKS ROAD

LINCOLN, LINCOLNSHIRE LN2 5HU

4 beds 2 baths 1,399 sq ft Listed 12 Sep 2017 (-3196d)

£155,000

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Property details

Floor area

130 m²

EPC rating

E

Year built

England and Wales: before 1900

Last sold

£150,000 Feb 2018

Price per m²

£1,192/m²

Local average

£167,003 (-7.2%)

Deprivation

Decile 1 (744 of 33,755)

Street crime

617 incidents within 1 mile (Apr 2026)

Key features

  • Investment Opportunity
  • Terraced Townhouse
  • Four Double Bedrooms
  • Open Plan Living Kitchen
  • In Need of Some Refurbishment
  • Off Street Parking
  • No Onward Chain
  • EPC Rating: E

Additional details

Parking
Yes
Garden
Yes

Description

OFFERED FOR SALE WITH NO ONWARD CHAIN IS THIS FOUR BEDROOM TOWNHOUSE SITUATED WITHIN CLOSE PROXIMITY OF LINCOLN CITY CENTRE! The property requires some refurbishment and modernisation but offers good size accommodation throughout comprising entrance hall, open plan living room and kitchen, utility area/sitting room and a wet room to the ground floor, whilst the first floor boasts 2 double bedrooms and a good sized family bathroom, to the second floor there are 2 further double bedrooms. Outside the property benefits from a courtyard style garden area and off street parking for two cars. An early viewing is highly recommended to avoid disappointment, call Starkey&Brown today on 01522 845845 to arrange a viewing!

Listed by

Lincoln

Starkey & Brown

Reference: 61738660

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 22/01/2014

Expiry date: 21/01/2024 (expired)

Current heating cost: £1,563/year

Potential heating cost: £945/year

Est. upgrade cost to C: £29,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (£800 - £1,200)
  • Draughtproof single-glazed windows (£80 - £120)
  • Upgrade heating controls (£350 - £450)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)
  • Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
  • Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

Energy Perform...

Energy Perform...

Price history

9% since 2014

Event Date Price % change
Sold 16/02/2018 (8 years ago) £150,000 +9.5%
Sold 28/07/2014 (11 years ago) £137,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
25 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP £89,000 08/01/2026 Terraced
32 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN £148,500 03/12/2025 Terraced
13 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP £120,000 21/11/2025 Terraced
173 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JL £400,000 31/03/2025 Terraced
25 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD £200,000 21/11/2023 Terraced
6 NOTTINGHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5JA £170,000 13/10/2023 Terraced
33 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL £185,000 22/09/2023 Terraced
21 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL £182,500 17/08/2023 Terraced
27 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN £130,000 17/08/2023 Terraced
7 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN £140,000 11/08/2023 Terraced
18 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN £157,500 03/08/2023 Terraced
129 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JH £164,000 17/07/2023 Terraced
7 MONTAGUE TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5BE £112,000 08/06/2023 Terraced
27 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG £89,000 27/04/2023 Terraced
37 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HN £120,000 25/04/2023 Terraced
58 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG £98,000 17/03/2023 Terraced
40 BAGGHOLME ROAD, LINCOLN, LINCOLNSHIRE, LN2 5BQ £152,500 16/03/2023 Terraced
28 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL £187,500 15/02/2023 Terraced
14 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD £168,000 28/11/2022 Terraced
9 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL £220,000 25/11/2022 Terraced
Same street 84 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU £156,000 02/09/2022 Terraced
Same street 78 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU £535,000 26/07/2021 Flat

Street average: £345,500 (2 sales)

Area average: £161,675 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.3%
10y growth 13.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Lincoln. Series: Terraced. As of March 2026.

1y (index) 0.9%
5y (index) 16.8%
10y (index) 41.3%

Rental Range

Estimated market rent for Lincoln. Low = conservative, Realistic = average, Optimistic = best case.

Low £855/mo
Realistic £950/mo
Optimistic £1,045/mo

Based on Local Authority from postcode lookup → Lincoln.

LHA (30th percentile) floor for Lincoln: £922/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LN2 5HU

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Cheviot Street 0.0 miles
Shop Hair By Gino 0.2 miles
Shop Co-Op 0.2 miles
Hospital Lincoln County Hospital 0.5 miles
Train station Lincoln 0.6 miles
University Sarah Swift Building 0.7 miles
University David Chiddick Building 0.7 miles
Hospital St Georges Hospital 1.5 miles
Train station Hykeham 3.8 miles

Street-level crime

Category Count
Anti-social behaviour 191
Violence and sexual offences 179
Shoplifting 59
Public order 37
Criminal damage and arson 34
Other theft 34
Robbery 19
Drugs 17
Bicycle theft 15
Burglary 10
Other crime 9
Vehicle crime 7
Possession of weapons 4
Theft from the person 2
Total incidents 617

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Lincoln College Other 0.1 miles — (No rating)
Lincoln Monks Abbey Primary School Primary 0.2 miles — (Inspected (no overall grade))
Lincoln Minster School Other 0.2 miles — (No rating)
Lincoln UTC Secondary 0.3 miles Good — 8 Jul 2019
The Lincoln St Peter-in-Eastgate Church of England (Controlled) Infants School Primary 0.3 miles Requires improvement — 29 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed Terraced House, Cromwell Street, LN2 £2,350/mo 4 0.17 miles OpenRent
4 Bed Terraced House, Spa St, LN2 £1,300/mo 4 0.42 miles OpenRent

Average rent: £1,825/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.18%
Max investor price (0.8%) £228,125
Target investor price (1%) £182,500
Gross yield 14.1%
Cost-to-rent ratio 7.1×
Monthly cashflow £1,007/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 26.9%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).