Sold STC Terraced

28 OXFORD STREET

ULVERSTON, WESTMORLAND AND FURNESS LA12 0AZ

2 beds 1 baths 721 sq ft Listed 2 Feb 2024 (-862d)

£170,000

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# 2 bedroom terraced house for sale (LA12 0AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS LA12 0AZ |
| Price | £170,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: before 1900 |
| Floor area | 67 m² |
| Last sold | £164,000 May 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/01/2034
- **Est. upgrade cost to C:** £20,075

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2476-5390-2894-0361)

## Description

**** **** Traditional mid terraced home situated in this popular and convenient location close to the town centre and amenities. This excellent property offers comfortable accommodation perfect for the first time buyer, couple or single occupier. Comprising of entrance hall, lounge, dining room, kitchen plus two bedrooms and bathroom to the first floor. Pleasant yard to rear with outhouse/utility and complete with double glazing, gas fired central heating system and further advantage of a useful cellar room. Offered with vacant possession having no upper chain and ready for immediate viewing and occupation. A great property in the heart of this popular market town and early viewing is recommended.

**** **** Accessed through a traditional wooden door with glazed and leaded upper panes opening into:

**HALL** **** Stripped wood flooring, radiator, spotlight track to ceiling and fitted coat hooks to wall. Traditional stripped pine internal doors to lounge and dining room. Stairs lead to first floor.

**LOUNGE** **10' 8" x 9' 8" (3.25m x 2.95m)** Strip wood flooring, central, feature fireplace with wooden mantel, stone fire surround and flagged hearth for decorative purposes. Radiator, ceiling light point and uPVC double glazed window to front.

**DINING** **ROOM** **** **11' 8" x 13' 2" (3.56m x 4.01m)** Radiator, spotlight track to ceiling and uPVC double glazed window to rear offering a pleasant aspect to the rear yard. Electric meter cupboard, traditional pine doors to hall and understair store with access to cellar. Half glazed door to kitchen.

**CELLAR** **** Stairs lead down from the dining room with ceiling light point.

**KITCHEN** **8' 3" x 6' 10" (2.51m x 2.08m)** Fitted with a range of base, wall and drawer units with light patterned work surface incorporating stainless steel sink and drainer with mixer tap and tiled upstands. Gas hob with cooker hood over, low-level oven and recess for fridge and freezer. PVC door with double glazed insert, window opening to yard, radiator, wood grain effect vinyl flooring and spotlight cluster to ceiling.

**FIRST** **FLOOR** **LANDING** **** Ceiling light point, smoke alarm and doors to all bedrooms and bathroom.

**BEDROOM** **10' 8" x 13' 2" (3.25m x 4.01m)** Good size double room situated to the front with radiator and uPVC double glazed window.

**BEDROOM** **11' 8" x 6' 3" (3.56m x 1.91m)** Single room, to the rear of the property with uPVC double glazed tilt and turn window and radiator. Cupboard with traditional pine door with latch handle housing the loft access.

**BATHROOM** **8' 9" x 6' 7" (2.67m x 2.01m)** Fitted with a three piece modern suite in white comprising of twin ended bath with mixer tap, over bath thermostatic shower and fitted shower rail, WC and pedestal wash hand basin with mixer tap and tiled splash back to sink. Modern marble effect panelling around the shower area, extractor fan to ceiling and inset LED lights. UPVC double glazed window with pattern glass pane to rear, vinyl style flooring and radiator.

**EXTERIOR** **** Pavement fronted with an excellent yard to the rear. The yard is enclosed with border area running to one side and offers a pleasant outdoor flagged seating space. Gate to rear service lane, and glazed multi pane door to utility room/store.

**UTILITY** **ROOM/STORE** **5' 7" x 6' 10" (1.7m x 2.08m)** Plumbing for washing machine, housing Vaillant gas combi boiler for the central heating and hot water systems and single glazed window.

**GENERAL** **INFROMATION** **** TENURE: Freehold

COUNCIL TAX: B

LOCAL AUTHORITY: Westmorland & Furness Council

SERVICES: Mains gas, water, drainage and electricity are all connected.

## Property Photos

- ![Photo](/listings/photos/144308291/601063)
- ![Photo](/listings/photos/144308291/601067)
- ![Photo](/listings/photos/144308291/601070)
- ![Photo](/listings/photos/144308291/601072)
- ![Photo](/listings/photos/144308291/601075)
- ![Photo](/listings/photos/144308291/601077)
- ![Photo](/listings/photos/144308291/601079)
- ![Photo](/listings/photos/144308291/601083)
- ![Photo](/listings/photos/144308291/601084)
- ![Photo](/listings/photos/144308291/601088)
- ![Photo](/listings/photos/144308291/601090)
- ![Photo](/listings/photos/144308291/601092)
- ![Photo](/listings/photos/144308291/601096)
- ![Photo](/listings/photos/144308291/601098)
- ![Photo](/listings/photos/144308291/601101)
- ![Photo](/listings/photos/144308291/601103)

## Floorplans

- ![Floorplan 1](/listings/photos/144308291/601107) - Floorplan 1
- ![Floorplan 2](/listings/photos/144308291/601109) - Floorplan 2

## EPC Graphs

- ![EPC 1](/listings/photos/144308291/601111) - EPC 1
- ![EPC Front Page](/listings/photos/144308291/601112) - EPC Front Page

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #11086405
- **Address:** 28 Oxford Street, ULVERSTON, LA12 0AZ
- **Certificate Issued:** 20/07/2015
- **Work Completed:** 26/06/2015
- **Items:** 2 window(s)

### FENSA Certificate #2117019
- **Address:** 28 Oxford Street, ULVERSTON, LA12 0AZ
- **Certificate Issued:** 12/10/2004
- **Work Completed:** 17/09/2004
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced |
| 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced |
| 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced |
| [Same street] 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced |
| [Same street] 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced |
| 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced |
| [Same street] 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced |
| [Same street] 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced |
| 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced |
| [Same street] 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced |
| 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced |
| 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced |
| 10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU | £330,000 | 05/12/2022 | Terraced |
| 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced |
| [Same street] 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced |
| 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced |
| THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced |
| 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced |
| 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced |
| 11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN | £185,000 | 28/06/2022 | Terraced |
| 20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £125,000 | 01/06/2022 | Terraced |
| 59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL | £290,000 | 20/05/2022 | Terraced |
| 4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £295,000 | 17/05/2022 | Terraced |
| 58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £227,000 | 06/05/2022 | Terraced |
| 46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £220,000 | 28/02/2022 | Terraced |
| [Same street] 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £235,000 | 25/02/2022 | Terraced |
| 23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £195,000 | 24/02/2022 | Terraced |
| [Same street] 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £185,000 | 17/02/2022 | Terraced |
| [Same street] 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £127,500 | 20/08/2021 | Terraced |
| [Same street] 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £167,000 | 20/08/2021 | Terraced |

**Street average:** £177,360 (10 sales)
**Area average:** £259,600 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,721 (33 Terraced, LA12, 2024–2026)
- **Deviation:** -7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Trinkeld Avenue, LA12 | £1,050/mo | 2 | 1.22 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.5×
- **Monthly cashflow:** £251/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,537/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 53.3%
- **10y growth:** 38.2%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

67 m²

Council tax band

EPC rating

Year built

England and Wales: before 1900

Last sold

£164,000 May 2024

Price per m²

£2,537/m²

Local average

£182,721 (-7%)

Deprivation

Decile 5 (14,992 of 33,755)

Street crime

83 incidents within 1 mile (Apr 2026)

Key features

Lovely Traditional Terraced Home
Popular & Convenient Location
GCH System & Double Glazing
Many Original Features Retained
Lounge & Dining Room
Kitchen & Two Bedrooms
Modern First Floor Bathroom
Good Sized Rear Yard With Utility
Perfect For A Range Of Buyers inc First Purchase
Vacant & No Upper Chain, Viewing Recommended

Additional details

Parking: On street
Garden: Yes

Description

** Traditional mid terraced home situated in this popular and convenient location close to the town centre and amenities. This excellent property offers comfortable accommodation perfect for the first time buyer, couple or single occupier. Comprising of entrance hall, lounge, dining room, kitchen plus two bedrooms and bathroom to the first floor. Pleasant yard to rear with outhouse/utility and complete with double glazing, gas fired central heating system and further advantage of a useful cellar room. Offered with vacant possession having no upper chain and ready for immediate viewing and occupation. A great property in the heart of this popular market town and early viewing is recommended.

Accessed through a traditional wooden door with glazed and leaded upper panes opening into:

HALL Stripped wood flooring, radiator, spotlight track to ceiling and fitted coat hooks to wall. Traditional stripped pine internal doors to lounge and dining room. Stairs lead to first floor.

LOUNGE 10' 8" x 9' 8" (3.25m x 2.95m) Strip wood flooring, central, feature fireplace with wooden mantel, stone fire surround and flagged hearth for decorative purposes. Radiator, ceiling light point and uPVC double glazed window to front.

DINING ROOM 11' 8" x 13' 2" (3.56m x 4.01m) Radiator, spotlight track to ceiling and uPVC double glazed window to rear offering a pleasant aspect to the rear yard. Electric meter cupboard, traditional pine doors to hall and understair store with access to cellar. Half glazed door to kitchen.

CELLAR Stairs lead down from the dining room with ceiling light point.

KITCHEN 8' 3" x 6' 10" (2.51m x 2.08m) Fitted with a range of base, wall and drawer units with light patterned work surface incorporating stainless steel sink and drainer with mixer tap and tiled upstands. Gas hob with cooker hood over, low-level oven and recess for fridge and freezer. PVC door with double glazed insert, window opening to yard, radiator, wood grain effect vinyl flooring and spotlight cluster to ceiling.

FIRST FLOOR LANDING Ceiling light point, smoke alarm and doors to all bedrooms and bathroom.

BEDROOM 10' 8" x 13' 2" (3.25m x 4.01m) Good size double room situated to the front with radiator and uPVC double glazed window.

BEDROOM 11' 8" x 6' 3" (3.56m x 1.91m) Single room, to the rear of the property with uPVC double glazed tilt and turn window and radiator. Cupboard with traditional pine door with latch handle housing the loft access.

BATHROOM 8' 9" x 6' 7" (2.67m x 2.01m) Fitted with a three piece modern suite in white comprising of twin ended bath with mixer tap, over bath thermostatic shower and fitted shower rail, WC and pedestal wash hand basin with mixer tap and tiled splash back to sink. Modern marble effect panelling around the shower area, extractor fan to ceiling and inset LED lights. UPVC double glazed window with pattern glass pane to rear, vinyl style flooring and radiator.

EXTERIOR Pavement fronted with an excellent yard to the rear. The yard is enclosed with border area running to one side and offers a pleasant outdoor flagged seating space. Gate to rear service lane, and glazed multi pane door to utility room/store.

UTILITY ROOM/STORE 5' 7" x 6' 10" (1.7m x 2.08m) Plumbing for washing machine, housing Vaillant gas combi boiler for the central heating and hot water systems and single glazed window.

GENERAL INFROMATION ** TENURE: Freehold

COUNCIL TAX: B

LOCAL AUTHORITY: Westmorland & Furness Council

SERVICES: Mains gas, water, drainage and electricity are all connected.

Listed by

Ulverston

J H Homes

Reference: 144308291

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 16/01/2024

Expiry date: 15/01/2034

Est. upgrade cost to C: £20,075

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

EPC Graphs

EPC 1

EPC Front Page

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #11086405

Property Details

Street: 28 Oxford Street

Town: ULVERSTON

Postcode: LA12 0AZ

Installation Details

Items: 2 windows

Certificate Issued: 20/07/2015

Work Completed: 26/06/2015

This certificate data was retrieved from FENSA's database

FENSA Certificate #2117019

Property Details

Street: 28 Oxford Street

Town: ULVERSTON

Postcode: LA12 0AZ

Installation Details

Items: 1 window

Certificate Issued: 12/10/2004

Work Completed: 17/09/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	31/05/2024 (2 years ago)	£164,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU	£250,000	16/01/2026	Terraced
25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ	£320,000	17/12/2025	Terraced
23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE	£370,000	02/10/2025	Terraced
Same street 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£160,000	21/02/2024	Terraced
Same street 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£150,000	23/11/2023	Terraced
3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD	£190,000	05/09/2023	Terraced
Same street 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£208,000	18/08/2023	Terraced
Same street 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£168,000	04/05/2023	Terraced
36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN	£220,000	27/04/2023	Terraced
Same street 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£190,000	10/03/2023	Terraced
14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG	£175,000	19/12/2022	Terraced
5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ	£215,000	09/12/2022	Terraced
10 RICHMOND TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BU	£330,000	05/12/2022	Terraced
3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH	£410,000	31/10/2022	Terraced
Same street 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ	£183,100	28/10/2022	Terraced
62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN	£280,000	27/10/2022	Terraced
THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH	£290,000	29/09/2022	Terraced
10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£305,000	14/09/2022	Terraced
8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£300,000	25/07/2022	Terraced
11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN	£185,000	28/06/2022	Terraced
20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS	£125,000	01/06/2022	Terraced
59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL	£290,000	20/05/2022	Terraced
4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE	£295,000	17/05/2022	Terraced
58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN	£227,000	06/05/2022	Terraced
46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN	£220,000	28/02/2022	Terraced
Same street 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£235,000	25/02/2022	Terraced
23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS	£195,000	24/02/2022	Terraced
Same street 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£185,000	17/02/2022	Terraced
Same street 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£127,500	20/08/2021	Terraced
Same street 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ	£167,000	20/08/2021	Terraced

Street average: £177,360 (10 sales)

Area average: £259,600 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 53.3%

10y growth 38.2%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA12 0AZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Devonshire Service Station	0.1 miles
Shop	DEL Bedroom, Bathroom & Kitchens	0.1 miles
Bus stop	Victoria Road Stand G	0.1 miles
Bus stop	Victoria Road Stand E	0.1 miles
Train station	Ulverston	0.3 miles
Train station	Dalton	4.4 miles
Hospital	Furness General Hospital	6.2 miles
Hospital	Millom Community Hospital	7.2 miles

Street-level crime

Category	Count
Violence and sexual offences	44
Public order	8
Criminal damage and arson	6
Shoplifting	6
Anti-social behaviour	5
Drugs	4
Other theft	4
Other crime	2
Possession of weapons	2
Bicycle theft	1
Vehicle crime	1
Total incidents	83

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sir John Barrow School	Primary	0.1 miles	Outstanding — 9 May 2023
St Mary's Catholic Primary School, Ulverston	Primary	0.3 miles	Good — 15 Dec 2010
Ulverston Victoria High School	Secondary	0.3 miles	Good — 18 Dec 2013
Church Walk CofE Primary School	Primary	0.3 miles	Good — 1 Feb 2017
Croftlands Infant School	Primary	0.8 miles	Good — 15 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Detached House, Trinkeld Avenue, LA12	£1,050/mo	2	1.22 miles	OpenRent

Average rent: £1,050/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.62%

Max investor price (0.8%) £131,250

Target investor price (1%) £105,000

Gross yield 7.4%

Cost-to-rent ratio 13.5×

Monthly cashflow £251/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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