# 3 bedroom terraced house for sale (LN1 2AB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 SAXILBY ROAD, LINCOLN, STURTON BY STOW, LINCOLNSHIRE LN1 2AB |
| Price | £120,000 |
| Bedrooms | 3 |
| Last sold | £123,000 Jun 2017 |

## Description

**SUMMARY**

Situated within the ever popular and quaint village of Sturton by Stow is this well appointed and beautifully presented three bedroom mid-terrace property benefiting from front and rear gardens, modern and spacious accommodation throughout and a wide range of local amenities.

**DESCRIPTION**

Situated within the ever popular and quaint village of Sturton by Stow is this well appointed and beautifully presented three bedroom mid-terrace property benefiting from front and rear gardens, modern and spacious accommodation throughout and a wide range of local amenities. Internally the accommodation briefly comprises; Entrance Hall, Lounge, Kitchen, Three Bedrooms to the First Floor and a Family Bathroom. EARLY AND INTERNAL VIEWING IS HIGHLY ADVISED TO AVOID DISAPPOINTMENT.

**Entrance Hall** 

With double glazed front entrance door, stairs rising to the first floor, storage cupboard and doors to the further ground floor accommodation.

**Lounge** 14' 5" x 10' 10" ( 4.39m x 3.30m )

A spacious, light and airy reception room having a double glazed window to the front aspect, wall mounted panel radiator, power and TV points.

**Kitchen** 21' 2" x 8' 1" ( 6.45m x 2.46m )

Being fitted with a range of base and eye level units with work surfaces incorporating a one and a half bowl stainless steel sink and drainer, an integrated electric oven and hob with cooker hood and space for a washing machine; complete with two double glazed windows to the rear aspect, a door to the rear aspect leading out to the garden, tiled flooring and a wall mounted panel radiator.

**First Floor Landing** 

Having loft access and doors to all bedrooms and bathroom.

**Bedroom One** 15' 10" x 9' 5" ( 4.83m x 2.87m )

Having a double glazed window to the rear aspect, two wall mounted panel radiators and power points.

**Bedroom Two** 10' 10" x 10' 1" ( 3.30m x 3.07m )

Having a double glazed window to the front aspect, wall mounted panel radiator and power points.

**Bedroom Three** 10' 11" x 7' 7" ( 3.33m x 2.31m )

Having a double glazed window to the front aspect, wall mounted panel radiator, power points and a fitted wardrobe.

**Bathroom** 

Being fitted with a three piece suite comprising of a low level WC, pedestal wash hand basin and a panelled bath with screen and shower over; complete with a wall mounted panel radiator, double glazed window to the rear aspect and part tiled walls.

**Outside** 

To the front of the property there is a lawned area with mature shrubs and trees and side passage access to the rear garden. The rear garden is low maintenance being laid to both gravel and patio; all of which is fully enclosed to perimeters by timber fencing whilst benefiting further from brick built outbuildings with power and lighting.

1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.

3. Measurements: These approximate room sizes are only intended as general guidance. You must verify the dimensions carefully before ordering carpets or any built-in furniture.

4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.

5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY.

## Property Photos

- ![Photo](/listings/photos/62249471/429959)
- ![Photo](/listings/photos/62249471/429962)
- ![Photo](/listings/photos/62249471/429967)
- ![Photo](/listings/photos/62249471/429969)
- ![Photo](/listings/photos/62249471/429973)
- ![Photo](/listings/photos/62249471/429977)
- ![Photo](/listings/photos/62249471/429982)
- ![Photo](/listings/photos/62249471/429985)

## Floorplans

- ![Floorplan 1](/listings/photos/62249471/429990) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/62249471/429993) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £123,000 | 23/06/2017 | Semi-detached |
| 40 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £90,000 | 28/04/2011 | Semi-detached |
| 40 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £65,000 | 24/11/2010 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 66 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £282,500 | 31/01/2025 | Detached |
| [Same street] 12 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £205,000 | 13/12/2024 | Semi-detached |
| [Same street] 32 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £180,000 | 30/09/2024 | Terraced |
| [Same street] 22B SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £575,000 | 22/09/2023 | Detached |
| [Same street] 10 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £194,000 | 26/05/2023 | Semi-detached |
| 26 QUEENSWAY, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AD | £150,000 | 21/04/2023 | Terraced |
| 3 MARTON ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AQ | £200,000 | 12/04/2023 | Terraced |
| [Same street] 24 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £380,000 | 26/05/2022 | Detached |
| [Same street] 8 SAXILBY ROAD, STURTON BY STOW, LINCOLN, WEST LINDSEY, LINCOLNSHIRE, LN1 2AB | £195,000 | 06/04/2022 | Semi-detached |

**Street average:** £287,357 (7 sales)
**Area average:** £175,000 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £198,304 (58 Terraced, LN1, 2024–2026)
- **Deviation:** -39.5%

## Rental Range

*ONS Price Index of Private Rents (West Lindsey). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £642/mo
- **Realistic:** £713/mo
- **Optimistic:** £784/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £89,125
- **Target investor price (1%):** £71,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.1%
- **10y growth:** -1%

## House Price Index (HM Land Registry)

*Official index for West Lindsey; Terraced series; as of March 2026.*

- **1y growth (index):** 1.7%
- **5y growth (index):** 13.1%
- **10y growth (index):** 45.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)