Sold Terraced

366 GOSBROOK ROAD

READING, CAVERSHAM, READING RG4 8EG

3 beds 1 baths 969 sq ft Listed 24 Mar 2025 (-436d)

£425,000

Save

# 3 bedroom terraced house for sale (RG4 8EG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 366 GOSBROOK ROAD, READING, CAVERSHAM, READING RG4 8EG |
| Price | £425,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 90 m² |
| Last sold | £425,000 Sep 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £742/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2231-1895-1138-8201-2449)

## Description

Front door to entrance hall which has the stairs to the first floor landing and doors to:

Living room: 11`10" x 10`9" double glazed front aspect, a feature working fireplace and new carpets.

Dining room: 12`5" x 11`7" double glazed rear aspect, feature fireplace, under stair cupboard , opening to:

Kitchen: 11`3" x 7`11" double glazed side aspect, a modern range of eye and base level units with roll edge tops and tiled surround, sink & drainer, oven and extractor and space and plumbing for additional appliances. Opening to:

Lobby: door to the garden and a utility cupboard.

Bathroom: double glazed rear aspect, a newly fitted bathroom suite with a panel enclosed bath with shower over, a low level wc and wash basin.

First floor landing has doors to: Loft fully board & insulated.

Master bedroom: 14`2" x 11`10" double glazed front aspect, a feature fireplace and built-in wardrobe.

Bedroom 2: 12`5" x 8`10" double glazed rear aspect with feature fireplace.

Bedroom 3: 11`3" x 8`0" double glazed rear aspect.

Outside: to the front there is a small garden area with a path leading to the front door. To the rear there is a 125ft garden which is mainly laid to lawn, with a variety of plants, shrubs, and trees. A new summer house and a secluded decked area to the rear.

**what3words /// ** urgent.lights.inner

**Notice**

Whilst every care has been taken in the preparation of these particulars, and they are believed to be correct, they are not warranted and intending purchasers/lessees should satisfy themselves as to the correctness of the information given.Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

## Property Photos

- ![Photo](/listings/photos/159748025/193426)
- ![Photo](/listings/photos/159748025/193429)
- ![Photo](/listings/photos/159748025/193430)
- ![Photo](/listings/photos/159748025/193431)
- ![Photo](/listings/photos/159748025/193432)
- ![Photo](/listings/photos/159748025/193435)
- ![Photo](/listings/photos/159748025/193436)
- ![Photo](/listings/photos/159748025/193437)
- ![Photo](/listings/photos/159748025/193438)
- ![Photo](/listings/photos/159748025/193439)
- ![Photo](/listings/photos/159748025/193440)
- ![Photo](/listings/photos/159748025/193441)
- ![Photo](/listings/photos/159748025/193443)
- ![Photo](/listings/photos/159748025/193445)
- ![Photo](/listings/photos/159748025/193446)
- ![Photo](/listings/photos/159748025/193447)
- ![Photo](/listings/photos/159748025/193448)
- ![Photo](/listings/photos/159748025/193449)

## Floorplans

- ![Floorplan 1](/listings/photos/159748025/193450) - Floorplan 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #8465305
- **Address:** 366 Gosbrook Road, Caversham, RG4 8EG
- **Certificate Issued:** 24/10/2011
- **Work Completed:** 20/09/2011
- **Items:** 2 door(s)

### FENSA Certificate #4981425
- **Address:** 366 Gosbrook Road, Caversham, RG4 8EG
- **Certificate Issued:** 20/08/2007
- **Work Completed:** 03/08/2007
- **Items:** 5 window(s)

### FENSA Certificate #535896
- **Address:** 366 Gosbrook Road, Caversham, RG4 8EG
- **Certificate Issued:** 31/03/2003
- **Work Completed:** 17/01/2003

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 366 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £425,000 | 19/09/2025 | Terraced |
| 366 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £227,000 | 20/05/2013 | Terraced |
| 366 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £201,000 | 04/08/2006 | Terraced |
| 366 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £134,950 | 19/09/2001 | Terraced |
| 366 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £79,000 | 11/12/1998 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 MILL ROAD, CAVERSHAM, READING, RG4 8DP | £350,000 | 18/12/2025 | Terraced |
| 36 COLDICUTT STREET, CAVERSHAM, READING, RG4 8DU | £322,500 | 18/12/2025 | Terraced |
| [Same street] 344 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £377,000 | 12/12/2025 | Terraced |
| 36 MILL ROAD, CAVERSHAM, READING, RG4 8DP | £385,000 | 09/12/2025 | Terraced |
| [Same street] 398 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £420,000 | 28/10/2025 | Terraced |
| [Same street] 392 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £272,500 | 20/06/2024 | Terraced |
| [Same street] 348 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £410,000 | 18/04/2024 | Terraced |
| 327 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8DY | £395,000 | 11/12/2023 | Terraced |
| [Same street] 358 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £360,000 | 20/11/2023 | Terraced |
| 12 STAR ROAD, CAVERSHAM, READING, RG4 5BS | £468,000 | 08/09/2023 | Terraced |
| 39 ST JOHNS ROAD, CAVERSHAM, READING, RG4 5AN | £360,000 | 16/08/2023 | Terraced |
| 9 MONTAGUE STREET, CAVERSHAM, READING, RG4 5AU | £388,500 | 19/05/2023 | Terraced |
| 46 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AS | £375,000 | 02/05/2023 | Terraced |
| 25 STAR ROAD, CAVERSHAM, READING, RG4 5BE | £420,500 | 13/04/2023 | Terraced |
| 8 MARSACK STREET, CAVERSHAM, READING, RG4 5AP | £430,000 | 31/03/2023 | Terraced |
| 300 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EB | £499,000 | 14/12/2022 | Terraced |
| 33 ST JOHNS ROAD, CAVERSHAM, READING, RG4 5AN | £425,330 | 06/12/2022 | Terraced |
| 6 MARSACK STREET, CAVERSHAM, READING, RG4 5AP | £412,000 | 02/12/2022 | Terraced |
| [Same street] 352 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £385,000 | 17/11/2022 | Terraced |
| 335 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8DY | £387,000 | 11/11/2022 | Terraced |
| 52 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AS | £350,000 | 25/10/2022 | Terraced |
| 65 STAR ROAD, CAVERSHAM, READING, RG4 5BE | £370,000 | 06/10/2022 | Terraced |
| 29 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AY | £334,992 | 06/09/2022 | Terraced |
| 16 MARSACK STREET, CAVERSHAM, READING, RG4 5AP | £480,000 | 31/08/2022 | Terraced |
| 40 PIGGOTTS ROAD, CAVERSHAM, READING, RG4 8EN | £365,000 | 05/08/2022 | Terraced |
| 54 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AS | £400,000 | 19/07/2022 | Terraced |
| [Same street] 370 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £385,000 | 16/06/2022 | Semi-detached |
| [Same street] 356 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £355,000 | 13/05/2022 | Terraced |
| [Same street] 336 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £357,500 | 26/07/2021 | Terraced |
| [Same street] 346 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG | £347,000 | 21/06/2021 | Terraced |

**Street average:** £366,900 (10 sales)
**Area average:** £395,891 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £402,157 (29 Terraced, RG4, 2024–2026)
- **Deviation:** +5.7%

## Rental Range

*ONS Price Index of Private Rents (Reading). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,421/mo
- **Realistic:** £1,579/mo
- **Optimistic:** £1,737/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Nire Road, RG4 | £1,695/mo | 3 | 0.52 miles | OpenRent |

**Average rent: £1,695/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £211,875
- **Target investor price (1%):** £169,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,695/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.9×
- **Monthly cashflow:** £-173/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,722/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.8%
- **10y growth:** -7.4%

## House Price Index (HM Land Registry)

*Official index for Reading; Terraced series; as of March 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 16%
- **10y growth (index):** 21.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16 Photo 17 Photo 18

/ 18

Property details

Tenure

FREEHOLD

Floor area

90 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£425,000 Sep 2025

Price per m²

£4,722/m²

Local average

£402,157 (+5.7%)

Deprivation

Decile 6 (17,243 of 33,755)

Street crime

571 incidents within 1 mile (Mar 2026)

Key features

Three Double Bedrooms
11ft Living Room with Working Fire
12ft Dining Room
11ft Kitchen
New Bathroom
New Carpets
Large Summer House
125ft Rear Garden
Loft Fully Board & Insulated

Additional details

Heating: Gas central
Garden: Private garden

Description

Masons are proud to offer to the market this spacious three bedroom Victorian mid-terrace house, located in Caversham and a short walk to Caversham & Reading centres, along with Reading mainline station. The property benefits from three double bedrooms, including a 14ft master bedroom with built-in wardrobes, an 11ft living room, 12ft dining room, an 11ft kitchen and a newly fitted bathroom. Further benefits include new carpets, a 125ft rear garden with a large summer house. Viewing recommended.

Front door to entrance hall which has the stairs to the first floor landing and doors to:

Living room: 11`10" x 10`9" double glazed front aspect, a feature working fireplace and new carpets.

Dining room: 12`5" x 11`7" double glazed rear aspect, feature fireplace, under stair cupboard , opening to:

Kitchen: 11`3" x 7`11" double glazed side aspect, a modern range of eye and base level units with roll edge tops and tiled surround, sink & drainer, oven and extractor and space and plumbing for additional appliances. Opening to:

Lobby: door to the garden and a utility cupboard.

Bathroom: double glazed rear aspect, a newly fitted bathroom suite with a panel enclosed bath with shower over, a low level wc and wash basin.

First floor landing has doors to: Loft fully board & insulated.

Master bedroom: 14`2" x 11`10" double glazed front aspect, a feature fireplace and built-in wardrobe.

Bedroom 2: 12`5" x 8`10" double glazed rear aspect with feature fireplace.

Bedroom 3: 11`3" x 8`0" double glazed rear aspect.

Outside: to the front there is a small garden area with a path leading to the front door. To the rear there is a 125ft garden which is mainly laid to lawn, with a variety of plants, shrubs, and trees. A new summer house and a secluded decked area to the rear.

what3words /// urgent.lights.inner

Notice
Whilst every care has been taken in the preparation of these particulars, and they are believed to be correct, they are not warranted and intending purchasers/lessees should satisfy themselves as to the correctness of the information given.Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

Listed by

Caversham

Masons

Reference: 159748025

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 09/06/2025

Current heating cost: £742/year

Potential heating cost: £561/year

Est. upgrade cost to C: £19,500

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8465305

Property Details

Street: 366 Gosbrook Road

Town: Caversham

Postcode: RG4 8EG

Installation Details

Items: 2 doors

Certificate Issued: 24/10/2011

Work Completed: 20/09/2011

This certificate data was retrieved from FENSA's database

FENSA Certificate #4981425

Property Details

Street: 366 Gosbrook Road

Town: Caversham

Postcode: RG4 8EG

Installation Details

Items: 5 windows

Certificate Issued: 20/08/2007

Work Completed: 03/08/2007

This certificate data was retrieved from FENSA's database

FENSA Certificate #535896

Property Details

Street: 366 Gosbrook Road

Town: Caversham

Postcode: RG4 8EG

Installation Details

Certificate Issued: 31/03/2003

Work Completed: 17/01/2003

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

438% since 1998

Event	Date	Price	% change
Sold	19/09/2025 (8 months ago)	£425,000	+87.2%
Sold	20/05/2013 (13 years ago)	£227,000	+12.9%
Sold	04/08/2006 (19 years ago)	£201,000	+48.9%
Sold	19/09/2001 (24 years ago)	£134,950	+70.8%
Sold	11/12/1998 (27 years ago)	£79,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 MILL ROAD, CAVERSHAM, READING, RG4 8DP	£350,000	18/12/2025	Terraced
36 COLDICUTT STREET, CAVERSHAM, READING, RG4 8DU	£322,500	18/12/2025	Terraced
Same street 344 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£377,000	12/12/2025	Terraced
36 MILL ROAD, CAVERSHAM, READING, RG4 8DP	£385,000	09/12/2025	Terraced
Same street 398 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£420,000	28/10/2025	Terraced
Same street 392 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£272,500	20/06/2024	Terraced
Same street 348 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£410,000	18/04/2024	Terraced
327 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8DY	£395,000	11/12/2023	Terraced
Same street 358 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£360,000	20/11/2023	Terraced
12 STAR ROAD, CAVERSHAM, READING, RG4 5BS	£468,000	08/09/2023	Terraced
39 ST JOHNS ROAD, CAVERSHAM, READING, RG4 5AN	£360,000	16/08/2023	Terraced
9 MONTAGUE STREET, CAVERSHAM, READING, RG4 5AU	£388,500	19/05/2023	Terraced
46 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AS	£375,000	02/05/2023	Terraced
25 STAR ROAD, CAVERSHAM, READING, RG4 5BE	£420,500	13/04/2023	Terraced
8 MARSACK STREET, CAVERSHAM, READING, RG4 5AP	£430,000	31/03/2023	Terraced
300 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EB	£499,000	14/12/2022	Terraced
33 ST JOHNS ROAD, CAVERSHAM, READING, RG4 5AN	£425,330	06/12/2022	Terraced
6 MARSACK STREET, CAVERSHAM, READING, RG4 5AP	£412,000	02/12/2022	Terraced
Same street 352 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£385,000	17/11/2022	Terraced
335 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8DY	£387,000	11/11/2022	Terraced
52 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AS	£350,000	25/10/2022	Terraced
65 STAR ROAD, CAVERSHAM, READING, RG4 5BE	£370,000	06/10/2022	Terraced
29 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AY	£334,992	06/09/2022	Terraced
16 MARSACK STREET, CAVERSHAM, READING, RG4 5AP	£480,000	31/08/2022	Terraced
40 PIGGOTTS ROAD, CAVERSHAM, READING, RG4 8EN	£365,000	05/08/2022	Terraced
54 BRIANTS AVENUE, CAVERSHAM, READING, RG4 5AS	£400,000	19/07/2022	Terraced
Same street 370 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£385,000	16/06/2022	Semi-detached
Same street 356 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£355,000	13/05/2022	Terraced
Same street 336 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£357,500	26/07/2021	Terraced
Same street 346 GOSBROOK ROAD, CAVERSHAM, READING, RG4 8EG	£347,000	21/06/2021	Terraced

Street average: £366,900 (10 sales)

Area average: £395,891 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14.8%

10y growth -7.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Reading. Series: Terraced. As of March 2026.

1y (index) -0.6%

5y (index) 16%

10y (index) 21.1%

Rental Range

Estimated market rent for Reading. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,421/mo

Realistic £1,579/mo

Optimistic £1,737/mo

Based on Local Authority from postcode lookup → Reading.

Location

Map view View on Google Maps View on OpenStreetMap Street View RG4 8EG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Caversham Coachworks	0.0 miles
Shop	Mill Road Garage	0.1 miles
Bus stop	Montague Street	0.1 miles
Bus stop	Forge Close	0.1 miles
Train station	Reading	0.7 miles
University	Dreadnought, University of Reading	0.8 miles
Hospital	Princes House	1.0 miles
University	University of Reading, London Road Campus	1.1 miles
Hospital	Royal Berkshire Hospital	1.1 miles
Train station	Reading West	1.5 miles

Street-level crime

Category	Count
Violence and sexual offences	175
Shoplifting	118
Public order	54
Anti-social behaviour	49
Criminal damage and arson	41
Other theft	36
Vehicle crime	20
Burglary	17
Bicycle theft	14
Theft from the person	14
Other crime	11
Drugs	10
Robbery	10
Possession of weapons	2
Total incidents	571

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
New Bridge Nursery School	Nursery	0.0 miles	Outstanding — 8 Sep 2014
Caversham Nursery School	Nursery	0.3 miles	Outstanding — 12 Jun 2017
St Anne's Catholic Primary School	Primary	0.3 miles	Good — 8 Dec 2015
Thameside Primary School	Primary	0.5 miles	Good — 22 Mar 2016
Queen Anne's School	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Nire Road, RG4	£1,695/mo	3	0.52 miles	OpenRent

Average rent: £1,695/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £211,875

Target investor price (1%) £169,500

Gross yield 4.8%

Cost-to-rent ratio 20.9×

Monthly cashflow £-173/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).