# 2 bedroom town house for sale (ST3 4EZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 61 COBDEN STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 4EZ |
| Price | £140,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 84 m² |
| Last sold | £42,950 Aug 2002 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 31/08/2036
- **Current heating cost:** £659/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9600-0090-0122-7600-3163)

## Description

Offering well-proportioned and versatile accommodation, this two-bedroom mid-town house on Cobden Street would make an excellent choice for first-time buyers, young families or investors alike.

The ground floor provides a practical kitchen, alongside a sizeable living room with a dedicated dining area, creating a comfortable space for both everyday living and entertaining. To the rear is a useful hallway with additional storage space, adding further practicality to the home.

Upstairs, the property offers two well-sized bedrooms, together with the family bathroom and an additional third room. This versatile space would be ideal for use as a home office, play room, dressing room or hobby space, depending on the needs of the new owner.

Externally, the property benefits from an enclosed rear yard and a particularly useful detached brick-built garage, providing secure storage and a multitude of potential uses.

With its generous accommodation, useful additional room and excellent external storage, this property offers plenty of flexibility and is sure to appeal to a wide range of purchasers. 

Early viewing is highly recommended! Call or e-mail us.

MATERIAL INFORMATION

Tenure - Freehold

Council Tax Band - A

**Ground Floor** - 

**Entrance Porch** - UPVC double glazed front door.  Vinyl flooring.  UPVC double glazed windows.

**Living Room** - 5.38m max x 4.27m (17'8 max x 14'0) - Fitted carpet.  Radiator.  Two UPVC double glazed windows.  Electric fire.

**Rear Hall** - Composite rear door.  Vinyl flooring.  Radiator.  Store cupboard.

**Kitchen** - 3.63m x 2.29m (11'11 x 7'6) - Tiled floor.  Radiator.  Range of wall cupboards and base units.  UPVC double glazed window.  Tiled splashback.

**First Floor** - 

**Landing** - Fitted stair and landing carpet.  UPVC double glazed window.  Store cupboard containing the combi boiler.

**Bedroom One** - 3.61m x 2.59m (11'10 x 8'6) - Fitted carpet.  Radiator.  UPVC double glazed window.  Store cupboard.

**Bedroom Two** - 2.72m x 2.49m (8'11 x 8'2) - Fitted carpet.  Radiator.  UPVC double glazed window.

**Office/ Playroom** - 2.62m x 1.80m (8'7 x 5'11) - Fitted carpet.  Radiator.

**Bathroom** - 2.74m x 1.73m (9'0 x 5'8) - Vinyl flooring.  Radiator.  Tiled walls.  UPVC double glazed window.  Bath with shower over, wash basin and wc.

**Outside** - There is pedestrian access to the front of the property with a small block paved low maintenance area 

The enclosed rear yard is paved and there is a...

**Detached Brick Garage** - Up and over door.  Light and power.

## Property Photos

- ![IMG_7660.jpg](/listings/photos/93304671/2438205) - IMG_7660.jpg
- ![IMG_7657.jpg](/listings/photos/93304671/2438207) - IMG_7657.jpg
- ![IMG_7653.jpg](/listings/photos/93304671/2438210) - IMG_7653.jpg
- ![IMG_7655.jpg](/listings/photos/93304671/2438212) - IMG_7655.jpg
- ![IMG_7658.jpg](/listings/photos/93304671/2438214) - IMG_7658.jpg
- ![IMG_7664.jpg](/listings/photos/93304671/2438216) - IMG_7664.jpg
- ![IMG_7644 2.jpg](/listings/photos/93304671/2438219) - IMG_7644 2.jpg
- ![IMG_7649.jpg](/listings/photos/93304671/2438221) - IMG_7649.jpg
- ![IMG_7651.jpg](/listings/photos/93304671/2438223) - IMG_7651.jpg
- ![61 Cobden.jpg](/listings/photos/93304671/2438224) - 61 Cobden.jpg
- ![61 Cobden2.jpg](/listings/photos/93304671/2438227) - 61 Cobden2.jpg
- ![IMG_7662.jpg](/listings/photos/93304671/2438229) - IMG_7662.jpg
- ![IMG_7663.jpg](/listings/photos/93304671/2438230) - IMG_7663.jpg
- ![D59FA153-817D-45D8-978A-FFF42116C78C 2.jpg](/listings/photos/93304671/2438233) - D59FA153-817D-45D8-978A-FFF42116C78C 2.jpg
- ![IMG_7645 2.jpg](/listings/photos/93304671/2438235) - IMG_7645 2.jpg
- ![IMG_7650.jpg](/listings/photos/93304671/2438237) - IMG_7650.jpg

## Floorplans

- ![61 Cobden.jpg.jpeg](/listings/photos/93304671/2438238) - 61 Cobden.jpg.jpeg

## EPC Graphs

- ![EE Rating](/listings/photos/93304671/2438240) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 61 COBDEN STREET, STOKE-ON-TRENT, ST3 4EZ | £42,950 | 02/08/2002 | Terraced |
| 61 COBDEN STREET, STOKE-ON-TRENT, ST3 4EZ | £17,000 | 02/05/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 DILHORNE GROVE, STOKE-ON-TRENT, ST3 4QH | £90,000 | 20/11/2025 | Terraced |
| 59 CARLISLE STREET, STOKE-ON-TRENT, ST3 4EP | £112,500 | 09/09/2025 | Terraced |
| 24 RUSSELL STREET, STOKE-ON-TRENT, ST3 4HH | £122,000 | 08/05/2025 | Terraced |
| 21 CARLISLE STREET, STOKE-ON-TRENT, ST3 4HA | £120,000 | 16/08/2024 | Terraced |
| 62 RICARDO STREET, STOKE-ON-TRENT, ST3 4EU | £128,000 | 15/12/2023 | Terraced |
| 60 PEEL STREET, STOKE-ON-TRENT, ST3 4PF | £70,000 | 21/11/2023 | Terraced |
| 249 CHAPLIN ROAD, STOKE-ON-TRENT, ST3 4NP | £150,000 | 27/10/2023 | Terraced |
| 62 RICARDO STREET, STOKE-ON-TRENT, ST3 4EU | £80,000 | 08/08/2023 | Terraced |
| 3 ROWLAND STREET, STOKE-ON-TRENT, ST3 4ER | £140,000 | 04/08/2023 | Terraced |
| 12 RICARDO STREET, STOKE-ON-TRENT, ST3 4EU | £113,000 | 14/06/2023 | Terraced |
| 221 CHAPLIN ROAD, STOKE-ON-TRENT, ST3 4NP | £140,000 | 25/04/2023 | Terraced |
| 8 WISE STREET, STOKE-ON-TRENT, ST3 4PQ | £79,000 | 20/12/2022 | Terraced |
| [Same street] 38 COBDEN STREET, STOKE-ON-TRENT, ST3 4EZ | £127,000 | 02/12/2022 | Other |
| [Same street] 46 COBDEN STREET, STOKE-ON-TRENT, ST3 4EZ | £92,000 | 27/05/2022 | Terraced |
| 8 ALBERT PLACE, STOKE-ON-TRENT, ST3 4AR | £175,000 | 11/05/2022 | Terraced |
| 21 CARLISLE STREET, STOKE-ON-TRENT, ST3 4HA | £180,000 | 10/05/2022 | Terraced |

**Street average:** £109,500 (2 sales)
**Area average:** £121,393 (14 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £133,081 (49 Terraced, ST3, 2024–2026)
- **Deviation:** +5.2%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £644/mo
- **Realistic:** £715/mo
- **Optimistic:** £787/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Cobden Street, Dresden, Stoke-On-Trent, Staffordshire, ST3 4EZ](http://87.117.209.195:8080/listings/569fb4a) | £825/mo | 2 | 0.01 miles | Rightmove |
| 2 Bed Terraced House, Cromartie St, ST3 | £750/mo | 2 | 0.32 miles | OpenRent |
| [Sunnycroft Avenue, Dresden, Stoke-On-Trent](http://87.117.209.195:8080/listings/74e1d8a) | £895/mo | 2 | 0.37 miles | Rightmove |
| [Furnace Road, Stoke-on-Trent, ST3](http://87.117.209.195:8080/listings/524b7c3) | £650/mo | 2 | 0.54 miles | Rightmove |
| [Meir Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/4cd514a) | £695/mo | 2 | 0.66 miles | Rightmove |
| [Meir Road, Normacot](http://87.117.209.195:8080/listings/8c33a7b) | £700/mo | 2 | 0.78 miles | Rightmove |
| [Heber Street, Longton, Stoke-On-Trent, Staffordshire, ST3 1LA](http://87.117.209.195:8080/listings/ed6db8f) | £650/mo | 2 | 1.11 miles | Rightmove |
| [Ash grove, Blurton, ST3](http://87.117.209.195:8080/listings/ca4f81d) | £975/mo | 2 | 1.13 miles | Rightmove |
| [Heathcote Street, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/ee17b53) | £950/mo | 2 | 1.37 miles | Rightmove |
| [Linacre Way, Stoke-on-trent](http://87.117.209.195:8080/listings/f7bcb08) | £875/mo | 2 | 1.49 miles | Rightmove |
| [Jervison Street, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/0935040) | £700/mo | 2 | 1.51 miles | Rightmove |
| [Bambury Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/e5f7b3e) | £750/mo | 2 | 1.53 miles | Rightmove |

**Average rent: £785/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.6×
- **Monthly cashflow:** £99/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,667/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.3%
- **10y growth:** 32.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of July 2026.*

- **1y growth (index):** -0.3%
- **5y growth (index):** 19.1%
- **10y growth (index):** 49.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)