# 3 bedroom terraced house for sale (ST4 2BG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 39 CARLTON ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BG |
| Price | £115,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £29,500 Aug 2001 |

## Description

Student investment property situated in the Heart of Shelton close to the University of Staffordshire. The property benefits from Gas central heating and double glazing throughout. Accommodation comprises living room, dining room, kitchen and bathroom at ground floor level with two bedrooms to the first floor. At the rear is an enclosed paved yard with pedestrian access. Would suit use as a three bedroom student investment with a potential rental income of £110 per week per room including bills subject to refurbishment.

## Property Photos

- ![Photo 1](/listings/photos/89279259/622622) - Photo 1
- ![Photo 2](/listings/photos/89279259/622623) - Photo 2
- ![Photo 3](/listings/photos/89279259/622624) - Photo 3
- ![Photo 4](/listings/photos/89279259/622625) - Photo 4
- ![Photo 5](/listings/photos/89279259/622626) - Photo 5
- ![Photo 7](/listings/photos/89279259/622627) - Photo 7
- ![Photo 8](/listings/photos/89279259/622628) - Photo 8
- ![Photo 6](/listings/photos/89279259/622629) - Photo 6

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £29,500 | 17/08/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £100,000 | 12/03/2026 | Terraced |
| 144 CAULDON ROAD, STOKE-ON-TRENT, ST4 2DY | £95,000 | 19/12/2025 | Terraced |
| 47 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £140,000 | 10/12/2025 | Terraced |
| 34 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BQ | £145,000 | 21/11/2025 | Terraced |
| 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced |
| 90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £97,000 | 12/09/2025 | Terraced |
| 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £93,000 | 12/09/2025 | Terraced |
| 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £96,000 | 05/09/2025 | Terraced |
| 42 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £150,000 | 09/07/2025 | Terraced |
| 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced |
| 20 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £152,000 | 25/04/2025 | Terraced |
| 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE | £189,950 | 28/03/2025 | Terraced |
| 29 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £121,500 | 13/03/2025 | Terraced |
| 12 WATFORD STREET, STOKE-ON-TRENT, ST4 2EW | £105,500 | 23/09/2024 | Terraced |
| 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced |
| 30 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £158,000 | 01/07/2024 | Terraced |
| 10 CONWAY STREET, STOKE-ON-TRENT, ST4 2BL | £148,000 | 24/04/2024 | Terraced |
| 121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD | £115,000 | 21/11/2023 | Terraced |
| 86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 30/08/2023 | Terraced |
| 88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £160,000 | 11/08/2023 | Terraced |
| 3 CONWAY STREET, STOKE-ON-TRENT, ST4 2BL | £86,500 | 02/08/2023 | Terraced |
| [Same street] 13 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £121,000 | 25/11/2022 | Terraced |
| [Same street] 44 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £102,000 | 12/08/2021 | Terraced |
| [Same street] 42 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £99,950 | 11/08/2021 | Terraced |
| [Same street] 4 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £99,950 | 10/08/2021 | Terraced |
| [Same street] 49 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG | £89,000 | 30/06/2021 | Terraced |

**Street average:** £101,983 (6 sales)
**Area average:** £132,973 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,856 (151 Terraced, ST4, 2024–2026)
- **Deviation:** +1.9%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.06 miles | Rightmove |
| [Northcote Avenue, Hartshill, Stoke-On-Trent](http://87.117.209.195:8080/listings/654c027) | £895/mo | 3 | 0.52 miles | Rightmove |
| [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 0.7 miles | Rightmove |
| [Boon Avenue, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/53f583e) | £850/mo | 3 | 0.75 miles | Rightmove |
| [Princes Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/cc63d17) | £1,200/mo | 3 | 0.77 miles | Rightmove |
| [Shelburne Street](http://87.117.209.195:8080/listings/7675d93) | £715/mo | — | 1.16 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.3 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ad0eb8a) | £1,295/mo | 3 | 1.3 miles | Rightmove |
| [Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5f4c6e4) | £1,295/mo | 3 | 1.3 miles | Rightmove |
| [Ashlands Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6f32041) | £1,350/mo | 3 | 1.32 miles | Rightmove |
| [Langley Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5718963) | £995/mo | 3 | 1.44 miles | Rightmove |
| [King Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c835724) | £700/mo | 3 | 1.6 miles | Rightmove |
| [Flash Lane, Trent Vale , Stoke-on-Trent](http://87.117.209.195:8080/listings/c1b59a8) | £750/mo | 3 | 1.8 miles | Rightmove |
| [Newmount Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/d9c27d7) | £900/mo | 3 | 1.8 miles | Rightmove |
| [Leawood Road, Trent Vale, ST4](http://87.117.209.195:8080/listings/483ca66) | £800/mo | 3 | 1.98 miles | Rightmove |
| [Hanford Terrace, Stone Road, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ce3e6e8) | £1,495/mo | 3 | 2.4 miles | Rightmove |
| [Uxbridge Crescent, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/1b82bf3) | £1,350/mo | 3 | 2.63 miles | Rightmove |
| [Stuart Avenue, Trentham, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/cf56a31) | £1,300/mo | 3 | 3.03 miles | Rightmove |

**Average rent: £1,013/mo (18 listings)**

## 1% Rule

- **Rent ratio:** 0.78% (weak for cashflow)
- **Max investor price (0.8%):** £112,250
- **Target investor price (1%):** £89,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £898/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.7×
- **Monthly cashflow:** £330/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.1%
- **10y growth:** 25%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)