# 2 bedroom ground floor flat for sale (FY8 2QS) ## Property Details | Key | Value | |-----|-------| | Address | 83 ST DAVIDS GROVE, LYTHAM ST ANNES, LANCASHIRE FY8 2QS | | Price | £115,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £120,000 Oct 2021 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 17/03/2031 - **Est. upgrade cost to C:** £7,155 ### Recommendations - W2 (£4,000 - £6,000) - L2 (£1,200 - £1,800) - Y (£585 - £725) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0110-2948-0070-2099-9165) ## Description The ground floor two bedroom apartment has a south west aspect and is bathed in warm natural light and offers private access to the communal gardens through the Patio doors from the lounge. The current owners have enjoyed being able use the garden in the past catching up with Neighbours and planting their own floral pots creating a tranquil peaceful place to simply just be. The apartment benefits from the generous proportions in all rooms throughout with a large lounge area leading to the Stunning Newly fitted White Gloss Kitchen with Integrated Fridge Freezer, additional high spec Bosch Appliances and fabulous Granite Work Surfaces complimenting the Glossy Ceramic Floor Tiles making a statement kitchen good enough for any wanna be Chef. Everything about the apartment feels right and when you are inside there is a pleasing sense of comfort.  The two bedrooms are Great sizes with a  peaceful outlook to the front aspect. The bathroom has a newly fitted modern wet-room shower with Low Level WC and Pedestal wash basin designed in neutral colours with modern tiles to walls . The Apartment benefits from a designated Parking space and additional parking for all your invited guests too. There really is nothing at all to stop you from making this beautiful apartment your home, with so much space to offer, fantastic location, within 5 min Drive from the hustle and bustle of St Annes Town Centre and walking distance to the lovely Beaches with other amenities, restaurants, cafes and supermarkets close by. To Arrange your viewing now please quote JC 0239   ## Property Photos - ![Photo](/listings/photos/111274709/1310866) - ![Photo](/listings/photos/111274709/1310868) - ![Photo](/listings/photos/111274709/1310869) - ![Photo](/listings/photos/111274709/1310870) - ![Photo](/listings/photos/111274709/1310871) - ![Photo](/listings/photos/111274709/1310872) - ![Photo](/listings/photos/111274709/1310874) - ![Photo](/listings/photos/111274709/1310875) - ![Photo](/listings/photos/111274709/1310876) - ![Photo](/listings/photos/111274709/1310877) - ![Photo](/listings/photos/111274709/1310878) - ![Photo](/listings/photos/111274709/1310879) - ![Photo](/listings/photos/111274709/1310881) - ![Photo](/listings/photos/111274709/1310882) - ![Photo](/listings/photos/111274709/1310883) - ![Photo](/listings/photos/111274709/1310884) - ![Photo](/listings/photos/111274709/1310885) - ![Photo](/listings/photos/111274709/1310886) - ![Photo](/listings/photos/111274709/1310887) ## Floorplans - ![Floorplan 1](/listings/photos/111274709/1310889) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/111274709/1310890) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #13138559 - **Address:** 83 St. Davids Grove, LYTHAM ST. ANNES, FY8 2QS - **Certificate Issued:** 17/09/2018 - **Work Completed:** 03/04/2018 - **Items:** 1 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 83 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QS | £120,000 | 15/10/2021 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 1 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £65,000 | 16/12/2022 | Flat | | 27B CAVENDISH ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2PX | £157,500 | 30/09/2022 | Flat | | REGENT COURT FLAT 10 CARYL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QA | £116,000 | 15/08/2022 | Flat | | 19 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £80,500 | 21/07/2022 | Flat | | 44 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £80,500 | 21/07/2022 | Flat | | 3 STAMFORD COURT, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QD | £98,000 | 11/03/2022 | Flat | | 14 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £175,000 | 25/01/2022 | Flat | | 3 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £63,500 | 16/11/2021 | Flat | **Area average:** £104,500 (8 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £196,848 (67 Flat, FY8, 2024–2026) - **Deviation:** -41.6% ## Rental Range *ONS Price Index of Private Rents (Fylde). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £772/mo - **Realistic:** £858/mo - **Optimistic:** £944/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £541/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Bungalow, Clifton Drive North, FY8 | £850/mo | 2 | 0.51 miles | OpenRent | | 2 Bed Flat, Clifton Drive North, FY8 | £1,000/mo | 2 | 0.53 miles | OpenRent | | 2 Bed Flat, Clifton Drive North, FY8 | £950/mo | 2 | 0.62 miles | OpenRent | **Average rent: £933/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.83% (okay) - **Max investor price (0.8%):** £118,750 - **Target investor price (1%):** £95,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £950/mo).* - **Gross yield:** 9.9% - **Cost-to-rent:** 10.1× - **Monthly cashflow:** £377/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 13.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,054/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -11.2% - **10y growth:** 37.1% ## House Price Index (HM Land Registry) *Official index for Fylde; Flats and maisonettes series; as of April 2026.* - **1y growth (index):** -3% - **5y growth (index):** 2% - **10y growth (index):** 12.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)