# 1 bedroom apartment for sale (AL1 4UN) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 12, 266 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE AL1 4UN | | Price | £275,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Council tax | C | | Last sold | £275,000 May 2025 | ## Description A top floor (with lift) one bedroom apartment in a convenient location with amenities close at hand and the mainline station less than a miles level walk with the City centre just beyond. The property offers an open plan living space with a modern kitchen including integrated appliances and additionally benefits from both allocated and visitors parking in private car park. **Communal Entrance Hallway** - **Entrance Hallway** - Entryphone handset. Access to insulated loft space. **Living Room** - Three double glazed Velux windows to rear. Eaves storage area. Laminate flooring. Electric radiators. **Kitchen Area** - Frosted double glazed window to side. Tiling to upstands. Base mounted units with work surfaces over and inset single drainer stainless steel sink unit with mixer tap over. Stainless steel oven with induction hob over. Matching stainless steel extractor fan. Integrated washing machine and slimline dishwasher. Integrated fridge with freezer box. Tiled flooring. **Bedroom** - Double glazed Velux window to front. Frosted double glazed window to side. Electric radiator. Laminate flooring. **Bathroom** - Double glazed Velux window. Modern suite in white comprising paneled bath with glazed shower screen and thermostatic shower over. Low level WC. Pedestal wash hand basin. Tiled floor. Heated towel rail. **Exterior** - **Lease** - 125 years from 1st March 2006 (106 years remaining.) **Maintenance** - £1340 for the current year. **Ground Rent** - £300 per annum. ## Property Photos - ![DSC_2719.jpg](/listings/photos/156380207/1628115) - DSC_2719.jpg - ![DSC_2697.jpg](/listings/photos/156380207/1628116) - DSC_2697.jpg - ![DSC_2700.jpg](/listings/photos/156380207/1628117) - DSC_2700.jpg - ![DSC_2701.jpg](/listings/photos/156380207/1628118) - DSC_2701.jpg - ![DSC_2699.jpg](/listings/photos/156380207/1628119) - DSC_2699.jpg - ![DSC_2696.jpg](/listings/photos/156380207/1628120) - DSC_2696.jpg - ![DSC_2682.jpg](/listings/photos/156380207/1628121) - DSC_2682.jpg - ![DSC_2690.jpg](/listings/photos/156380207/1628122) - DSC_2690.jpg - ![DSC_2692.jpg](/listings/photos/156380207/1628123) - DSC_2692.jpg - ![DSC_2704.jpg](/listings/photos/156380207/1628124) - DSC_2704.jpg - ![DSC_2711.jpg](/listings/photos/156380207/1628125) - DSC_2711.jpg ## Floorplans - ![Flat 12, 266 Hatfield Road, St. Albans - all floor](/listings/photos/156380207/1628126) - Flat 12, 266 Hatfield Road, St. Albans - all floor ## EPC Graphs - ![EE Rating](/listings/photos/156380207/1628127) - EE Rating ## FENSA Certificates This property has 2 FENSA certificate(s) on record. ### FENSA Certificate #523772 - **Address:** 266, HATFIELD ROAD, AL1 4UN - **Certificate Issued:** 31/03/2003 - **Work Completed:** 06/02/2003 - **Items:** 5 window(s) ### FENSA Certificate #288632 - **Address:** 266, HATFIELD ROAD, AL1 4UN - **Certificate Issued:** 16/01/2003 - **Work Completed:** 13/11/2002 - **Items:** 9 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 266 FLAT 12 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £275,000 | 16/05/2025 | Flat | | 266 FLAT 12 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £249,950 | 10/12/2021 | Flat | | 266 FLAT 12 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £310,000 | 29/09/2017 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 266 FLAT 7 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £272,000 | 20/12/2023 | Flat | | 223 FLAT 2 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £365,000 | 20/12/2023 | Flat | | 223 FLAT 8 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £280,000 | 19/12/2023 | Flat | | 223 FLAT 5 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £295,000 | 11/12/2023 | Flat | | 223 FLAT 7 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £300,000 | 24/11/2023 | Flat | | 34 HANSELL GARDENS, ST ALBANS, HERTFORDSHIRE, AL1 5GG | £426,000 | 06/11/2023 | Flat | | 223 FLAT 1 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £300,000 | 03/11/2023 | Flat | | 223 FLAT 3 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £290,000 | 24/10/2023 | Flat | | 44 HANSELL GARDENS, ST ALBANS, HERTFORDSHIRE, AL1 5GG | £300,000 | 25/08/2023 | Flat | | 10 HANSELL GARDENS, ST ALBANS, HERTFORDSHIRE, AL1 5GF | £530,000 | 09/08/2023 | Flat | | 223 FLAT 4 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £350,000 | 30/06/2023 | Flat | | 223 FLAT 6 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4TB | £355,000 | 30/06/2023 | Flat | | 19 BURLEIGH ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5DH | £173,000 | 31/05/2023 | Flat | | [Same street] MEYRICK COURT, 260 10 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £271,500 | 18/04/2023 | Flat | | [Same street] MEYRICK COURT, 260 5 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £200,000 | 11/04/2023 | Flat | | 58 HANSELL GARDENS, ST ALBANS, HERTFORDSHIRE, AL1 5GG | £415,000 | 31/03/2023 | Flat | | ASHFIELD COURT, 102 FLAT 6 ASHLEY ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5DF | £245,000 | 22/11/2022 | Flat | | [Same street] 268 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £540,000 | 10/11/2022 | Semi-detached | | ASHFIELD COURT, 102 FLAT 5 ASHLEY ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5DF | £245,000 | 28/10/2022 | Flat | | COBALT COURT, 1 FLAT 14 HEDLEY ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5FZ | £345,000 | 28/10/2022 | Flat | | REGENCY COURT FLAT 4 BURLEIGH ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5DH | £255,000 | 14/10/2022 | Flat | | ALBAN COURT 8 BURLEIGH ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5DN | £245,000 | 04/10/2022 | Flat | | [Same street] 266 FLAT 9 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £287,500 | 31/08/2022 | Flat | | 48 HANSELL GARDENS, ST ALBANS, HERTFORDSHIRE, AL1 5GG | £430,000 | 30/08/2022 | Flat | | [Same street] 308 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £675,000 | 26/08/2022 | Detached | | ALBAN COURT 11 BURLEIGH ROAD, ST ALBANS, HERTFORDSHIRE, AL1 5DN | £258,000 | 26/08/2022 | Flat | | [Same street] 266 FLAT 8 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £262,500 | 01/06/2022 | Flat | | [Same street] MEYRICK COURT, 260 4 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £240,000 | 29/04/2022 | Flat | | [Same street] MEYRICK COURT, 260 12 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £260,000 | 07/02/2022 | Flat | | [Same street] REAR OF 258 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £900,000 | 03/12/2021 | Other | | [Same street] MEYRICK COURT, 260 6 HATFIELD ROAD, ST ALBANS, HERTFORDSHIRE, AL1 4UN | £265,000 | 17/08/2021 | Flat | **Street average:** £379,409 (11 sales) **Area average:** £320,100 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £343,100 (53 Flat, AL1, 2024–2026) - **Deviation:** -19.8% ## Rental Range *ONS Price Index of Private Rents (St Albans). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,738/mo - **Realistic:** £1,931/mo - **Optimistic:** £2,124/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £648/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 1 Bed Flat, Hatfield Road, AL1 | £1,495/mo | 1 | 0.04 miles | OpenRent | | 1 Bed Flat, Hatfield Road, AL1 | £1,600/mo | 1 | 0.06 miles | OpenRent | | Studio Flat, Hatfield Road, AL1 | £1,150/mo | 1 | 0.17 miles | OpenRent | | 1 Bed Flat, Ashley Road, AL1 | £3,000/mo | 1 | 0.24 miles | OpenRent | | 1 Bed Flat, St Albans, AL1 | £1,275/mo | 1 | 0.29 miles | OpenRent | | Studio Flat, Beresford Road, AL1 | £1,220/mo | 1 | 0.38 miles | OpenRent | | 1 Bed Flat, Charrington Place, AL1 | £1,450/mo | 1 | 0.88 miles | OpenRent | | 1 Bed Flat, Alma Road, AL1 | £1,500/mo | 1 | 0.93 miles | OpenRent | | 1 Bed Flat, Boundary Road, AL1 | £1,400/mo | 1 | 1.03 miles | OpenRent | **Average rent: £1,566/mo (9 listings)** ## 1% Rule - **Rent ratio:** 0.53% (weak for cashflow) - **Max investor price (0.8%):** £181,250 - **Target investor price (1%):** £145,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,450/mo).* - **Gross yield:** 6.3% - **Cost-to-rent:** 15.8× - **Monthly cashflow:** £197/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -0.7% - **10y growth:** -4% ## House Price Index (HM Land Registry) *Official index for St Albans; Flats and maisonettes series; as of May 2026.* - **1y growth (index):** 1.3% - **5y growth (index):** 3.7% - **10y growth (index):** 6.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)