# 2 bedroom terraced house for sale (NN1 3LN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE NN1 3LN |
| Price | £177,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £170,500 Jun 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/11/2028
- **Current heating cost:** £793/year

### Recommendations
- A2 (1,500)
- Q (14,000)
- W1 (1,200)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8538-6129-5429-2500-1972)

## Description

NO UPWARD CHAIN - IDEAL AS AN INVESTMENT OR FIRST TIME PURCHASE, THE PROPERTY IS LOCATED WITHIN THE CENTRAL NN1 DISTRICT WITH LOCAL AMENITIES CLOSE BY. 

Accommodation offers a hallway, lounge open plan dining area, modern kitchen, cellar, first floor landing with two bedrooms and a bathroom. 

Outside is a courtyard style, rear garden. 

The property has been freshly painted inside with some replacement floor coverings.  

Call now for further details and viewing times. 

Ideal Investment or First Purchase | Close to Town Centre | Double Glazing | Gas Central Heating | Two Bedrooms | Fitted Kitchen | Cellar | Upstairs Bathroom | Courtyard Garden | No Chain 

EPC Rating:  D.  Council Tax Band: A

**MATERIAL INFORMATION**Type - Terraced houseAge/Era - Ask AgentTenure - FreeholdGround Rent - Ask AgentService Charge - Ask AgentCouncil Tax - Band AEPC Rating - DElectricity Supply - MainsGas Supply - MainsWater Supply - MainsSewerage Supply - Ask AgentBroadband Supply - Ask AgentMobile Coverage - Depends on providerHeating - Central Heating, Gas Central Heating, Gas HeatingParking - On StreetEV Charging - Ask AgentAccessibility - Ask AgentCoastal Erosion Risk - Ask AgentFlood Risks - Has not flooded in the last 5 years, No flood defencesMining Risks - Ask AgentRestrictions - Ask AgentObligations - No restrictions, No private right of way, No Public right of way, No easements/servitudes/wayleavesRights and Easements - Ask Agent

## Property Photos

- ![Cloutsham Street](/listings/photos/173807861/2416982) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416983) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416984) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416985) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416986) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416987) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416988) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416989) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416990) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416991) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416992) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416993) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416994) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416995) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416996) - Cloutsham Street

## Floorplans

- ![Cloutsham Street](/listings/photos/173807861/2416997) - Cloutsham Street

## EPC Graphs

- ![EPC](/listings/photos/173807861/2416998) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1839534
- **Address:** 90 Cloutsham Street, Northampton, NN1 3LN
- **Certificate Issued:** 05/07/2004
- **Work Completed:** 11/06/2004
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £170,500 | 05/06/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 SPENCER ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LR | £200,000 | 17/04/2026 | Terraced |
| [Same street] 88 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £167,000 | 20/02/2026 | Terraced |
| 86 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £128,500 | 05/12/2025 | Terraced |
| [Same street] 98 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £198,000 | 28/11/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 8 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LF | £173,000 | 31/03/2025 | Terraced |
| 41 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QL | £265,000 | 28/11/2023 | Terraced |
| 37 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £210,000 | 27/10/2023 | Terraced |
| [Same street] 6 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £85,000 | 30/08/2023 | Terraced |
| 111 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £195,000 | 22/06/2023 | Terraced |
| 2 ALCOMBE TERRACE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LD | £180,000 | 16/06/2023 | Terraced |
| 15 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £180,000 | 30/05/2023 | Terraced |
| 21 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £206,000 | 19/05/2023 | Terraced |
| 89 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £120,000 | 27/04/2023 | Terraced |
| 6 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ | £200,000 | 14/04/2023 | Terraced |
| 14 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JH | £160,000 | 17/03/2023 | Terraced |
| 27 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £186,000 | 13/03/2023 | Terraced |
| 56 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £212,000 | 10/03/2023 | Terraced |
| 57 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB | £200,000 | 03/03/2023 | Terraced |
| 40 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ | £230,000 | 06/01/2023 | Terraced |
| 41 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB | £150,000 | 19/12/2022 | Terraced |
| 14 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £162,000 | 07/12/2022 | Terraced |
| [Same street] 24 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £185,000 | 14/10/2022 | Terraced |
| [Same street] 32 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £165,000 | 11/03/2022 | Terraced |
| [Same street] 100 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £160,000 | 15/12/2021 | Flat |
| [Same street] 100A CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £160,000 | 16/11/2021 | Flat |

**Street average:** £160,000 (7 sales)
**Area average:** £184,775 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £235,108 (75 Terraced, NN1, 2024–2026)
- **Deviation:** -24.7%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £976/mo
- **Realistic:** £1,084/mo
- **Optimistic:** £1,192/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northampton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Alcombe Road, NN1 | £1,025/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Flat, Gray St, NN1 | £1,174/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Flat, Kettering Road Northampton, NN1 | £1,000/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Terraced House, Poole Street, NN1 | £1,095/mo | 2 | 0.26 miles | OpenRent |

**Average rent: £1,074/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £132,500
- **Target investor price (1%):** £106,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,060/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.9×
- **Monthly cashflow:** £232/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,213/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8%
- **10y growth:** 27.3%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Terraced series; as of July 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 15.4%
- **10y growth (index):** 38.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)