Sold STC Terraced

90 CLOUTSHAM STREET

NORTHAMPTON, WEST NORTHAMPTONSHIRE NN1 3LN

2 beds 1 baths 80 m² Listed 27 Mar 2026 (-209d)

£177,000

Save

# 2 bedroom terraced house for sale (NN1 3LN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE NN1 3LN |
| Price | £177,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £170,500 Jun 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/11/2028
- **Current heating cost:** £793/year

### Recommendations
- A2 (1,500)
- Q (14,000)
- W1 (1,200)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8538-6129-5429-2500-1972)

## Description

NO UPWARD CHAIN - IDEAL AS AN INVESTMENT OR FIRST TIME PURCHASE, THE PROPERTY IS LOCATED WITHIN THE CENTRAL NN1 DISTRICT WITH LOCAL AMENITIES CLOSE BY.

Accommodation offers a hallway, lounge open plan dining area, modern kitchen, cellar, first floor landing with two bedrooms and a bathroom.

Outside is a courtyard style, rear garden.

The property has been freshly painted inside with some replacement floor coverings.

Call now for further details and viewing times.

EPC Rating:  D.  Council Tax Band: A

**MATERIAL INFORMATION**Type - Terraced houseAge/Era - Ask AgentTenure - FreeholdGround Rent - Ask AgentService Charge - Ask AgentCouncil Tax - Band AEPC Rating - DElectricity Supply - MainsGas Supply - MainsWater Supply - MainsSewerage Supply - Ask AgentBroadband Supply - Ask AgentMobile Coverage - Depends on providerHeating - Central Heating, Gas Central Heating, Gas HeatingParking - On StreetEV Charging - Ask AgentAccessibility - Ask AgentCoastal Erosion Risk - Ask AgentFlood Risks - Has not flooded in the last 5 years, No flood defencesMining Risks - Ask AgentRestrictions - Ask AgentObligations - No restrictions, No private right of way, No Public right of way, No easements/servitudes/wayleavesRights and Easements - Ask Agent

## Property Photos

- ![Cloutsham Street](/listings/photos/173807861/2416982) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416983) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416984) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416985) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416986) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416987) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416988) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416989) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416990) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416991) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416992) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416993) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416994) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416995) - Cloutsham Street
- ![Cloutsham Street](/listings/photos/173807861/2416996) - Cloutsham Street

## Floorplans

- ![Cloutsham Street](/listings/photos/173807861/2416997) - Cloutsham Street

## EPC Graphs

- ![EPC](/listings/photos/173807861/2416998) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1839534
- **Address:** 90 Cloutsham Street, Northampton, NN1 3LN
- **Certificate Issued:** 05/07/2004
- **Work Completed:** 11/06/2004
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £170,500 | 05/06/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 SPENCER ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LR | £200,000 | 17/04/2026 | Terraced |
| [Same street] 88 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £167,000 | 20/02/2026 | Terraced |
| 86 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £128,500 | 05/12/2025 | Terraced |
| [Same street] 98 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £198,000 | 28/11/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 8 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LF | £173,000 | 31/03/2025 | Terraced |
| 41 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QL | £265,000 | 28/11/2023 | Terraced |
| 37 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £210,000 | 27/10/2023 | Terraced |
| [Same street] 6 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £85,000 | 30/08/2023 | Terraced |
| 111 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £195,000 | 22/06/2023 | Terraced |
| 2 ALCOMBE TERRACE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LD | £180,000 | 16/06/2023 | Terraced |
| 15 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £180,000 | 30/05/2023 | Terraced |
| 21 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £206,000 | 19/05/2023 | Terraced |
| 89 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £120,000 | 27/04/2023 | Terraced |
| 6 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ | £200,000 | 14/04/2023 | Terraced |
| 14 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JH | £160,000 | 17/03/2023 | Terraced |
| 27 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £186,000 | 13/03/2023 | Terraced |
| 56 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £212,000 | 10/03/2023 | Terraced |
| 57 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB | £200,000 | 03/03/2023 | Terraced |
| 40 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ | £230,000 | 06/01/2023 | Terraced |
| 41 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB | £150,000 | 19/12/2022 | Terraced |
| 14 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £162,000 | 07/12/2022 | Terraced |
| [Same street] 24 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £185,000 | 14/10/2022 | Terraced |
| [Same street] 32 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £165,000 | 11/03/2022 | Terraced |
| [Same street] 100 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £160,000 | 15/12/2021 | Flat |
| [Same street] 100A CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £160,000 | 16/11/2021 | Flat |

**Street average:** £160,000 (7 sales)
**Area average:** £184,775 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £235,108 (75 Terraced, NN1, 2024–2026)
- **Deviation:** -24.7%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £976/mo
- **Realistic:** £1,084/mo
- **Optimistic:** £1,192/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northampton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Alcombe Road, NN1 | £1,025/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Flat, Gray St, NN1 | £1,174/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Flat, Kettering Road Northampton, NN1 | £1,000/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Terraced House, Poole Street, NN1 | £1,095/mo | 2 | 0.26 miles | OpenRent |

**Average rent: £1,074/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £132,500
- **Target investor price (1%):** £106,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,060/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.9×
- **Monthly cashflow:** £232/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,213/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8%
- **10y growth:** 27.3%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Terraced series; as of July 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 15.4%
- **10y growth (index):** 38.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street Cloutsham Street

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Property details

Tenure

FREEHOLD

Floor area

80 m²

Council tax band

EPC rating

Last sold

£170,500 Jun 2026

Price per m²

£2,213/m²

Local average

£235,108 (-24.7%)

Deprivation

Decile 3 (9,667 of 33,755)

Street crime

1116 incidents within 1 mile (Aug 2026)

Key features

Ideal Investment or First Purchase
Close to Town Centre
Double Glazing
Gas Central Heating
Two Bedrooms
Fitted Kitchen
Cellar
Upstairs Bathroom
Courtyard Garden
No Chain

Additional details

Electricity: Mains supply
Water: Mains supply
Heating: Gas, Central, Gas central
Parking: On street
Garden: Rear garden, Back garden
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

NO UPWARD CHAIN - IDEAL AS AN INVESTMENT OR FIRST TIME PURCHASE, THE PROPERTY IS LOCATED WITHIN THE CENTRAL NN1 DISTRICT WITH LOCAL AMENITIES CLOSE BY.

Accommodation offers a hallway, lounge open plan dining area, modern kitchen, cellar, first floor landing with two bedrooms and a bathroom.

Outside is a courtyard style, rear garden.

The property has been freshly painted inside with some replacement floor coverings.

Call now for further details and viewing times.

Ideal Investment or First Purchase | Close to Town Centre | Double Glazing | Gas Central Heating | Two Bedrooms | Fitted Kitchen | Cellar | Upstairs Bathroom | Courtyard Garden | No Chain

EPC Rating: D. Council Tax Band: A

MATERIAL INFORMATIONType - Terraced houseAge/Era - Ask AgentTenure - FreeholdGround Rent - Ask AgentService Charge - Ask AgentCouncil Tax - Band AEPC Rating - DElectricity Supply - MainsGas Supply - MainsWater Supply - MainsSewerage Supply - Ask AgentBroadband Supply - Ask AgentMobile Coverage - Depends on providerHeating - Central Heating, Gas Central Heating, Gas HeatingParking - On StreetEV Charging - Ask AgentAccessibility - Ask AgentCoastal Erosion Risk - Ask AgentFlood Risks - Has not flooded in the last 5 years, No flood defencesMining Risks - Ask AgentRestrictions - Ask AgentObligations - No restrictions, No private right of way, No Public right of way, No easements/servitudes/wayleavesRights and Easements - Ask Agent

Listed by

Northampton

Jackson Grundy Estate Agents

Reference: 173807861

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 30/11/2018

Expiry date: 29/11/2028

Current heating cost: £793/year

Potential heating cost: £510/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (1,500)
50 mm internal or external wall insulation (14,000)
Floor insulation (suspended floor) (1,200)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~75 m² (0.02 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Cloutsham Street

EPC Graphs

EPC

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1839534

Property Details

Street: 90 Cloutsham Street

Town: Northampton

Postcode: NN1 3LN

Installation Details

Items: 4 windows

Certificate Issued: 05/07/2004

Work Completed: 11/06/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	05/06/2026 (4 months ago)	£170,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
12 SPENCER ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LR	£200,000	17/04/2026	Terraced
Same street 88 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£167,000	20/02/2026	Terraced
86 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW	£128,500	05/12/2025	Terraced
Same street 98 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£198,000	28/11/2025	Terraced
9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL	£169,000	01/07/2025	Terraced
9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL	£169,000	01/07/2025	Terraced
8 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LF	£173,000	31/03/2025	Terraced
41 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QL	£265,000	28/11/2023	Terraced
37 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL	£210,000	27/10/2023	Terraced
Same street 6 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£85,000	30/08/2023	Terraced
111 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE	£195,000	22/06/2023	Terraced
2 ALCOMBE TERRACE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LD	£180,000	16/06/2023	Terraced
15 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE	£180,000	30/05/2023	Terraced
21 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL	£206,000	19/05/2023	Terraced
89 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE	£120,000	27/04/2023	Terraced
6 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ	£200,000	14/04/2023	Terraced
14 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JH	£160,000	17/03/2023	Terraced
27 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE	£186,000	13/03/2023	Terraced
56 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW	£212,000	10/03/2023	Terraced
57 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB	£200,000	03/03/2023	Terraced
40 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ	£230,000	06/01/2023	Terraced
41 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB	£150,000	19/12/2022	Terraced
14 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW	£162,000	07/12/2022	Terraced
Same street 24 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£185,000	14/10/2022	Terraced
Same street 32 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£165,000	11/03/2022	Terraced
Same street 100 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£160,000	15/12/2021	Flat
Same street 100A CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£160,000	16/11/2021	Flat

Street average: £160,000 (7 sales)

Area average: £184,775 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -8%

10y growth 27.3%

House Price Index (HM Land Registry — official index, not sold-price averages): West Northamptonshire. Series: Terraced. As of July 2026.

1y (index) 1.8%

5y (index) 15.4%

10y (index) 38.4%

Rental Range

Estimated market rent for West Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £976/mo

Realistic £1,084/mo

Optimistic £1,192/mo

Based on Local Authority from postcode lookup → West Northamptonshire.

LHA (30th percentile) floor for Northampton: £748/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NN1 3LN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	John Rita Textiles	0.1 miles
Shop	RIGA International Supermarket	0.1 miles
Bus stop	Unknown	0.1 miles
University	University of Northampton	0.1 miles
University	University of Northampton - School of Podiatry	0.6 miles
Hospital	St Matthews Hospital	0.7 miles
Train station	Northampton	0.9 miles
Hospital	Manfield Health Campus	1.8 miles
Train station	Boughton	3.1 miles

Street-level crime

Category	Count
Violence and sexual offences	314
Anti-social behaviour	279
Shoplifting	141
Public order	65
Other theft	63
Vehicle crime	58
Burglary	49
Criminal damage and arson	40
Robbery	32
Drugs	28
Possession of weapons	16
Bicycle theft	15
Other crime	8
Theft from the person	8
Total incidents	1116

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The CE Academy	Other	0.3 miles	Inadequate — 6 Sep 2021
Progress Schools - Northamptonshire	Other	0.3 miles	Requires improvement — 1 May 2024
Vernon Terrace Primary School	Primary	0.4 miles	Good — 26 Jan 2023
Stimpson Avenue Academy	Primary	0.5 miles	Good — 19 Sep 2023
New Horizons Academy	Other	0.5 miles	Inadequate — 24 Mar 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Alcombe Road, NN1	£1,025/mo	2	0.06 miles	OpenRent
2 Bed Flat, Gray St, NN1	£1,174/mo	2	0.15 miles	OpenRent
2 Bed Flat, Kettering Road Northampton, NN1	£1,000/mo	2	0.19 miles	OpenRent
2 Bed Terraced House, Poole Street, NN1	£1,095/mo	2	0.26 miles	OpenRent

Average rent: £1,074/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.6%

Max investor price (0.8%) £132,500

Target investor price (1%) £106,000

Gross yield 7.2%

Cost-to-rent ratio 13.9×

Monthly cashflow £232/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).