# 2 bedroom terraced house for sale (DE11 0EF) ## Property Details | Key | Value | |-----|-------| | Address | 38 MIDDLE CLOSE, SWADLINCOTE, DERBYSHIRE DE11 0EF | | Price | £170,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £168,000 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 20/11/2035 - **Current heating cost:** £539/year - **Est. upgrade cost to C:** £9,000 ### Recommendations - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9350-2819-9590-2825-2645) ## Description Two-Bedroom End-Terraced Home with No Upward Chain, In a quiet cul-de-sac location near Swadlincote town centre. Also benefitting from Off Road Parking! Situated in a peaceful cul-de-sac just a short walk from Swadlincote town centre and a range of local amenities, this well-presented two-bedroom end-terraced property offers an ideal opportunity for first-time buyers and those downsizing. Offered with no upward chain, the home features an entrance hallway, welcoming lounge diner and a fitted kitchen on the ground floor. Upstairs, there are two well-proportioned bedrooms and a family bathroom. Outside, the property boasts a low-maintenance enclosed rear garden with both decked and stoned areas – perfect for relaxing or entertaining. There is also ample off-road parking for multiple vehicles. The property can also be purchased fully furnished, providing a convenient, move-in-ready solution for buyers. Entrance Hallway - Laminate flooring with opening into kitchen, door to lounge and stairs to the first floor. Radiator. Kitchen: 9’8 x 7’5 (max) - A range of wall and base units with work surface over, inset sink and drainer, tiled splash backs, integral electric hob and oven, with space for washer and fridge freezer, window to front. Radiator. Lounge: 14’2 x 11’9 - Laminate flooring with sliding patio door opening into garden. Radiator. First Floor Landing - Carpeted with doors to both bedrooms and the bathroom. Master Bedroom: 11’9 x 8’10 - Carpeted with window to rear. Radiator. Bedroom Two: 9’6 (to wardrobes) x 8’3 - Carpeted with fitted wardrobes also housing the boiler, storage cupboard, window to front. Radiator. Bathroom - White suite comprising of low level w/c, hand wash basin and panel bath with shower over, tiled splash backs, frosted window to side. Heated towel rail. Outside - Outside, the property boasts a low-maintenance enclosed rear garden with both decked and stoned areas – perfect for relaxing or entertaining. There is also ample off-road parking for multiple vehicles. Required Disclaimer under the Estate Agents Act 1979 Declaration of Interest: The seller of this property is a director/employee/partner of Yopa. EPC band: Council Tax band: A**Disclaimer** Whilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact. All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position. Please inform us if you become aware of any information being inaccurate. **Money Laundering Regulations** Should a purchaser(s) have an offer accepted on a property marketed by Yopa, they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is £82.50 +VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances. ## Property Photos - ![Front](/listings/photos/169213973/1220539) - Front - ![Lounge](/listings/photos/169213973/1220540) - Lounge - ![Kitchen](/listings/photos/169213973/1220541) - Kitchen - ![Master Bedroom](/listings/photos/169213973/1220542) - Master Bedroom - ![Lounge](/listings/photos/169213973/1220543) - Lounge - ![Lounge](/listings/photos/169213973/1220544) - Lounge - ![Kitchen](/listings/photos/169213973/1220545) - Kitchen - ![Kitchen](/listings/photos/169213973/1220546) - Kitchen - ![Hallway](/listings/photos/169213973/1220547) - Hallway - ![Hallway](/listings/photos/169213973/1220548) - Hallway - ![Master Bedroom](/listings/photos/169213973/1220549) - Master Bedroom - ![Master Bedroom](/listings/photos/169213973/1220550) - Master Bedroom - ![Bedroom Two](/listings/photos/169213973/1220551) - Bedroom Two - ![Bedroom Two](/listings/photos/169213973/1220552) - Bedroom Two - ![Bathroom](/listings/photos/169213973/1220553) - Bathroom - ![Bathroom](/listings/photos/169213973/1220554) - Bathroom - ![Rear Garden](/listings/photos/169213973/1220555) - Rear Garden - ![Rear Garden](/listings/photos/169213973/1220556) - Rear Garden ## Floorplans - ![IMG_4339](/listings/photos/169213973/1220557) - IMG_4339 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £168,000 | 13/03/2026 | Terraced | | 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £115,000 | 23/10/2014 | Terraced | | 38 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £85,000 | 25/05/2012 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 42 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £162,000 | 12/12/2025 | Terraced | | [Same street] 4 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £200,000 | 07/11/2025 | Semi-detached | | 9 DARKLANDS ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0PF | £108,000 | 19/03/2025 | Terraced | | 5 SANDRINGHAM CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0UQ | £160,000 | 15/11/2023 | Terraced | | 37 NELSON STREET, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0PU | £167,500 | 06/10/2023 | Terraced | | 48 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP | £210,000 | 19/12/2022 | Terraced | | 15 DARKLANDS ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0PF | £165,000 | 26/08/2022 | Terraced | | 8 PATINA WAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0WP | £200,000 | 08/07/2022 | Terraced | | 16 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA | £200,000 | 29/04/2022 | Terraced | | 4 DOMINION ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0AY | £120,000 | 24/03/2022 | Terraced | | 11 QUEEN VICTORIA DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0LA | £195,000 | 15/10/2021 | Terraced | | [Same street] 2 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £189,950 | 30/09/2021 | Semi-detached | | 72 VALLEY RISE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0QE | £140,000 | 23/09/2021 | Terraced | | [Same street] 32 MIDDLE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EF | £135,000 | 12/08/2021 | Terraced | **Street average:** £171,738 (4 sales) **Area average:** £166,550 (10 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £153,581 (49 Terraced, DE11, 2024–2026) - **Deviation:** +10.7% ## Rental Range *ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £787/mo - **Realistic:** £874/mo - **Optimistic:** £961/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £598/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Semi-Detached House, Parliament Street, DE11 | £750/mo | 2 | 0.62 miles | OpenRent | | 2 Bed Terraced House, Parliament St, DE11 | £750/mo | 2 | 0.63 miles | OpenRent | | 2 Bed Terraced House, Oversetts Road, DE11 | £825/mo | 2 | 0.68 miles | OpenRent | | 2 Bed Semi-Detached House, Swans Rest, DE11 | £850/mo | 2 | 0.73 miles | OpenRent | | 2 Bed Terraced House, Bretby Road, DE11 | £800/mo | 2 | 0.83 miles | OpenRent | **Average rent: £795/mo (5 listings)** ## 1% Rule - **Rent ratio:** 0.47% (weak for cashflow) - **Max investor price (0.8%):** £100,000 - **Target investor price (1%):** £80,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £800/mo).* - **Gross yield:** 5.6% - **Cost-to-rent:** 17.7× - **Monthly cashflow:** £26/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,148/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 10.1% - **10y growth:** 37.1% ## House Price Index (HM Land Registry) *Official index for South Derbyshire; Terraced series; as of April 2026.* - **1y growth (index):** 4.4% - **5y growth (index):** 22% - **10y growth (index):** 47.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)