Sold STC Terraced

23 LLOYDS CRESCENT

EXETER, DEVON EX1 3JQ

3 beds 84 m² Listed 10 Jun 2020 (-2183d)

£190,000

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# 3 bedroom terraced house for sale (EX1 3JQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 23 LLOYDS CRESCENT, EXETER, DEVON EX1 3JQ |
| Price | £190,000 |
| Bedrooms | 3 |
| Last sold | £180,000 Sep 2020 |

## Description

A fantastic opportunity to acquire this three bedroom mid terraced property situated in Whipton. With scope to modernise, the ground floor consists of a large kitchen and an equally large living room, both providing a light, airy feeling throughout, upstairs continues this theme having three good sized bedrooms, two double and one single respectfully.  Outside the property there is a manageble front garden and a good sized rear garden with a green outlook.  This property is being sold with no onward chain.

## Property Photos

- ![Front Shot](/listings/photos/80731168/326700) - Front Shot
- ![Kitchen](/listings/photos/80731168/326701) - Kitchen
- ![Kitchen](/listings/photos/80731168/326702) - Kitchen
- ![Living Room](/listings/photos/80731168/326703) - Living Room
- ![Master Bedroom](/listings/photos/80731168/326704) - Master Bedroom
- ![Second Bedroom](/listings/photos/80731168/326705) - Second Bedroom
- ![Third Bedroom](/listings/photos/80731168/326706) - Third Bedroom
- ![Picture No.10](/listings/photos/80731168/326707) - Picture No.10
- ![Garden](/listings/photos/80731168/326708) - Garden

## Floorplans

- ![Floorplan](/listings/photos/80731168/326709) - Floorplan

## EPC Graphs

- ![EPC](/listings/photos/80731168/326710) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #666194
- **Address:** 23 LLOYDS CRESCENT, EXETER, EX1 3JQ
- **Certificate Issued:** 07/05/2003
- **Work Completed:** 07/04/2003
- **Items:** 1 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JQ | £180,000 | 21/09/2020 | Terraced |
| 23 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JQ | £25,200 | 13/09/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 BROOK WAY, EXETER, DEVON, EX1 3JH | £272,000 | 24/04/2023 | Terraced |
| 47 HILLYFIELD ROAD, EXETER, DEVON, EX1 3LY | £287,500 | 17/03/2023 | Terraced |
| 42 BROOK WAY, EXETER, DEVON, EX1 3JH | £290,000 | 24/11/2022 | Terraced |
| 87 HILLYFIELD ROAD, EXETER, DEVON, EX1 3NB | £355,000 | 04/11/2022 | Terraced |
| 85 HILLYFIELD ROAD, EXETER, DEVON, EX1 3NB | £235,000 | 04/11/2022 | Terraced |
| 15 HILL RISE, EXETER, DEVON, EX1 3NF | £310,000 | 17/10/2022 | Terraced |
| 37 BROOK WAY, EXETER, DEVON, EX1 3JH | £260,500 | 11/08/2022 | Terraced |
| 74 HILLYFIELD ROAD, EXETER, DEVON, EX1 3NA | £220,000 | 29/07/2022 | Terraced |
| 79 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JD | £270,000 | 17/03/2022 | Terraced |
| BARTON COURT 6 WHIPTON BARTON ROAD, EXETER, DEVON, EX1 3NG | £235,000 | 14/03/2022 | Terraced |
| 8 WHIPTON BARTON ROAD, EXETER, DEVON, EX1 3LS | £345,000 | 02/02/2022 | Terraced |
| 14 HEADLAND CLOSE, EXETER, DEVON, EX1 3NN | £364,000 | 01/02/2022 | Terraced |
| 40 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JG | £243,500 | 03/12/2021 | Terraced |
| [Same street] 20 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JQ | £215,000 | 26/10/2021 | Terraced |
| 31 BROOK WAY, EXETER, DEVON, EX1 3JH | £215,000 | 07/10/2021 | Terraced |
| 4 HILL BARTON LANE, EXETER, DEVON, EX1 3PT | £270,000 | 24/09/2021 | Terraced |
| 2 HILL BARTON LANE, EXETER, DEVON, EX1 3PT | £250,000 | 26/08/2021 | Terraced |
| 77 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JE | £230,000 | 04/06/2021 | Terraced |

**Street average:** £215,000 (1 sale)
**Area average:** £273,676 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £272,047 (43 Terraced, EX1, 2024–2026)
- **Deviation:** -30.2%

## Rental Range

*ONS Price Index of Private Rents (Exeter). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,182/mo
- **Realistic:** £1,313/mo
- **Optimistic:** £1,444/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Exeter (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Pellinore Road, EX4 | £1,275/mo | 3 | 0.84 miles | OpenRent |
| 3 Bed Terraced House, Manston Road, EX1 | £1,400/mo | 3 | 0.98 miles | OpenRent |
| 3 Bed Terraced House, Manston Road, EX1 | £1,400/mo | 3 | 0.98 miles | OpenRent |
| 3 Bed Semi-Detached House, Rifford Road, EX2 | £1,400/mo | 3 | 0.99 miles | OpenRent |
| 3 Bed Terraced House, Baker St, EX2 | £1,500/mo | 3 | 1.2 miles | OpenRent |

**Average rent: £1,395/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.3×
- **Monthly cashflow:** £487/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -11.7%
- **10y growth:** 13.7%

## House Price Index (HM Land Registry)

*Official index for Exeter; Terraced series; as of February 2026.*

- **1y growth (index):** -0.7%
- **5y growth (index):** 14%
- **10y growth (index):** 35.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Shot Kitchen Kitchen Living Room Master Bedroom Second Bedroom Third Bedroom Picture No.10 Garden

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Property details

Floor area

84 m²

Last sold

£180,000 Sep 2020

Local average

£272,047 (-30.2%)

Deprivation

Decile 3 (9,625 of 33,755)

Street crime

222 incidents within 1 mile (Mar 2026)

Additional details

Garden: Yes

Description

A fantastic opportunity to acquire this three bedroom mid terraced property situated in Whipton. With scope to modernise, the ground floor consists of a large kitchen and an equally large living room, both providing a light, airy feeling throughout, upstairs continues this theme having three good sized bedrooms, two double and one single respectfully. Outside the property there is a manageble front garden and a good sized rear garden with a green outlook. This property is being sold with no onward chain.

Listed by

Exeter (City Centre)

Countrywide UK Sales - Connells

Reference: 80731168

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #666194

Property Details

Street: 23 LLOYDS CRESCENT

Town: EXETER

Postcode: EX1 3JQ

Installation Details

Items: 1 window and 2 doors

Certificate Issued: 07/05/2003

Work Completed: 07/04/2003

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

614% since 1999

Event	Date	Price	% change
Sold	21/09/2020 (5 years ago)	£180,000	+614.3%
Sold	13/09/1999 (26 years ago)	£25,200	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
52 BROOK WAY, EXETER, DEVON, EX1 3JH	£272,000	24/04/2023	Terraced
47 HILLYFIELD ROAD, EXETER, DEVON, EX1 3LY	£287,500	17/03/2023	Terraced
42 BROOK WAY, EXETER, DEVON, EX1 3JH	£290,000	24/11/2022	Terraced
87 HILLYFIELD ROAD, EXETER, DEVON, EX1 3NB	£355,000	04/11/2022	Terraced
85 HILLYFIELD ROAD, EXETER, DEVON, EX1 3NB	£235,000	04/11/2022	Terraced
15 HILL RISE, EXETER, DEVON, EX1 3NF	£310,000	17/10/2022	Terraced
37 BROOK WAY, EXETER, DEVON, EX1 3JH	£260,500	11/08/2022	Terraced
74 HILLYFIELD ROAD, EXETER, DEVON, EX1 3NA	£220,000	29/07/2022	Terraced
79 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JD	£270,000	17/03/2022	Terraced
BARTON COURT 6 WHIPTON BARTON ROAD, EXETER, DEVON, EX1 3NG	£235,000	14/03/2022	Terraced
8 WHIPTON BARTON ROAD, EXETER, DEVON, EX1 3LS	£345,000	02/02/2022	Terraced
14 HEADLAND CLOSE, EXETER, DEVON, EX1 3NN	£364,000	01/02/2022	Terraced
40 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JG	£243,500	03/12/2021	Terraced
Same street 20 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JQ	£215,000	26/10/2021	Terraced
31 BROOK WAY, EXETER, DEVON, EX1 3JH	£215,000	07/10/2021	Terraced
4 HILL BARTON LANE, EXETER, DEVON, EX1 3PT	£270,000	24/09/2021	Terraced
2 HILL BARTON LANE, EXETER, DEVON, EX1 3PT	£250,000	26/08/2021	Terraced
77 LLOYDS CRESCENT, EXETER, DEVON, EX1 3JE	£230,000	04/06/2021	Terraced

Street average: £215,000 (1 sale)

Area average: £273,676 (17 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -11.7%

10y growth 13.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Exeter. Series: Terraced. As of February 2026.

1y (index) -0.7%

5y (index) 14%

10y (index) 35.2%

Rental Range

Estimated market rent for Exeter. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,182/mo

Realistic £1,313/mo

Optimistic £1,444/mo

Based on Local Authority from postcode lookup → Exeter.

LHA (30th percentile) floor for Exeter: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View EX1 3JQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hillyfield Road	0.1 miles
Bus stop	Leypark Road	0.1 miles
Shop	Morrisons Daily	0.1 miles
Shop	Asian Grocery & Vegetables	0.2 miles
Hospital	Exeter Community Hospital	0.2 miles
Hospital	Honeylands Children Centre	0.4 miles
Train station	Polsloe Bridge	0.6 miles
Train station	Pinhoe	0.9 miles
University	St Luke's Campus	1.4 miles
University	Engineering Department University of Exeter	1.4 miles

Street-level crime

Category	Count
Violence and sexual offences	108
Criminal damage and arson	21
Anti-social behaviour	20
Other theft	14
Other crime	11
Public order	10
Vehicle crime	10
Burglary	9
Shoplifting	8
Bicycle theft	4
Drugs	2
Possession of weapons	2
Theft from the person	2
Robbery	1
Total incidents	222

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Whipton Barton Junior School	Primary	0.2 miles	Good — 18 Sep 2023
Whipton Barton Infants and Nursery School	Primary	0.2 miles	Good — 28 Mar 2013
Vranch House School	Other	0.3 miles	Outstanding — 14 Dec 2022
St Luke's Church of England School	Secondary	0.4 miles	Good — 23 Jun 2024
St Nicholas Catholic Primary School	Primary	0.5 miles	— (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Pellinore Road, EX4	£1,275/mo	3	0.84 miles	OpenRent
3 Bed Terraced House, Manston Road, EX1	£1,400/mo	3	0.98 miles	OpenRent
3 Bed Terraced House, Manston Road, EX1	£1,400/mo	3	0.98 miles	OpenRent
3 Bed Semi-Detached House, Rifford Road, EX2	£1,400/mo	3	0.99 miles	OpenRent
3 Bed Terraced House, Baker St, EX2	£1,500/mo	3	1.2 miles	OpenRent

Average rent: £1,395/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.74%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 8.8%

Cost-to-rent ratio 11.3×

Monthly cashflow £487/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 10.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).