# 1 bedroom retirement property for sale (KT18 7PS)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 10, SADDLERS COURT, SOUTH STREET, EPSOM, SURREY KT18 7PS |
| Price | £195,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £180,000 Feb 2025 |

## Description

A ONE BEDROOM APARTMENT LOCATED ON THE GROUND FLOOR OF THIS RETIREMENT DEVELOPMENT WITH ACCESS TO GARDENSSaddlers Court was constructed by McCarthy & Stone (Developments) Ltd and comprises 42 properties arranged over 4 floors served by a lift. The Development Manager can be contacted from various points within each property in the case of an emergency. For periods when the Development Manager is off duty there is a 24 hour emergency Appello call system. Each property comprises an entrance hall, lounge, kitchen, one or two bedrooms and bathroom. It is a condition of purchase that single residents be over the age of 60 years, or in the event of a couple, one must be over the age of 60 years and the other over 55 years. 

Please speak to our Property Consultant if you require information regarding Event Fees that may apply to this property.

## Property Photos

- ![View from Lounge](/listings/photos/86907240/407624) - View from Lounge
- ![Lounge](/listings/photos/86907240/407625) - Lounge
- ![Kitchen](/listings/photos/86907240/407626) - Kitchen
- ![Lounge](/listings/photos/86907240/407627) - Lounge
- ![Dining Area](/listings/photos/86907240/407628) - Dining Area
- ![Bedroom](/listings/photos/86907240/407629) - Bedroom
- ![Shower Room](/listings/photos/86907240/407630) - Shower Room
- ![Lounge](/listings/photos/86907240/407631) - Lounge
- ![PHOTOS SHOW GENERAL VIEW OF RETIREMEN...](/listings/photos/86907240/407632) - PHOTOS SHOW GENERAL VIEW OF RETIREMEN...
- ![PHOTOS SHOW GENERAL VIEW OF RETIREMEN...](/listings/photos/86907240/407633) - PHOTOS SHOW GENERAL VIEW OF RETIREMEN...

## Floorplans

- ![Floorplan 1](/listings/photos/86907240/407634) - Floorplan 1

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/86907240/407635) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SADDLERS COURT FLAT 10 SOUTH STREET, EPSOM, EPSOM AND EWELL, SURREY, KT18 7PS | £180,000 | 25/02/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22A SOUTH STREET, EPSOM, EPSOM AND EWELL, SURREY, KT18 7PF | £352,000 | 18/06/2025 | Other |
| THEATRE COURT 2 SOUTH STREET, EPSOM, EPSOM AND EWELL, SURREY, KT18 7PX | £450,000 | 21/12/2022 | Other |
| EPSOM GATEWAY, 2 ASHLEY AVENUE, EPSOM, EPSOM AND EWELL, SURREY, KT18 5AL | £15,500,000 | 21/12/2022 | Other |
| RUTLAND HOUSE, 57 - 59 31 SOUTH STREET, EPSOM, EPSOM AND EWELL, SURREY, KT18 7EZ | £253,000 | 30/11/2022 | Other |

**Area average:** £4,138,750 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £191,000 (2 Other, KT18, 2024–2026)
- **Deviation:** +2.1%

## Rental Range

*ONS Price Index of Private Rents (Epsom and Ewell). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,522/mo
- **Realistic:** £1,691/mo
- **Optimistic:** £1,860/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Adair House, KT19 | £1,325/mo | 1 | 0.37 miles | OpenRent |

**Average rent: £1,325/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.68% (weak for cashflow)
- **Max investor price (0.8%):** £165,625
- **Target investor price (1%):** £132,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,325/mo).*

- **Gross yield:** 8.2%
- **Cost-to-rent:** 12.3×
- **Monthly cashflow:** £400/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## House Price Index (HM Land Registry)

*Official index for Epsom and Ewell; All dwelling types series; as of May 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 14.1%
- **10y growth (index):** 24.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)