# 2 bedroom semi-detached house for sale (PR9 8ET)

## Property Details

| Key | Value |
|-----|-------|
| Address | 64 CHURCH ROAD, SOUTHPORT, LANCASHIRE PR9 8ET |
| Price | £155,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 85 m² |
| Last sold | £154,000 May 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 20/07/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £717/year
- **Est. upgrade cost to C:** £12,545

### Recommendations
- W1 (£800 - £1,200)
- E (£45)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8200-6191-3829-9327-9353)

## Description

Tastefully decorated and well appointed, centrally heated and double glazed, attractive gardens and garage.  Early Viewing Advised!

A semi detached dormer house, situated in the centre of Banks village, convenient for the local shop, primary school and a passing bus service provides access to Tarleton and the Southport Town Centre.  The centrally heated and double glazed accommodation briefly includes; entrance hall, spacious lounge, dining room, kitchen with built in appliances and on the first floor there are two bedrooms and a shower room.  Established gardens adjoin the property to the front and rear, there is off road parking and a garage.

**Entrance Hall** - Upvc double part double glazed outer door and side window. Useful under stairs cupboard.

**Lounge** - 12'3" to chimney breast extending to 16'9" overall measurements x 19'8", 3.73m to chimney breast extending to 5.11m overall measurements x 5.99m

Two Upvc double glazed windows overlooking the larger then average front garden.  Open riser ranch style staircase to first floor.

**Dining Room** - 10' x 10'3", 3.05m x 3.12m

Upvc double glazed window.

**Kitchen** - 9'11" x 9', 3.02m x 2.74m

Installed with a range of 'high gloss' white fitments including base units with cupboards and drawers, wall cupboards, housing unit for fridge freezer.  Single drainer 1 1/2 bowl stainless steel sink unit, wood grain working surfaces, four ring gas hob with cooker hood above, electric oven below.  Cupboard housing 'Glowworm' gas central heating boiler, laminate flooring, Upvc double glazed window and door to rear garden.

**First Floor Landing** - Useful walk in linen/store cupboard.

**Bedroom 1** - 12'6" x 10'11", 3.81m x 3.33m

Upvc double glazed window, useful cupboard and over head sof stairs.

**Bedroom 2** - 8'5" x 8'6", 2.57m x 2.59m

Upvc double glazed window.

**Shower Room** - 5'5" x 6'11", 1.65m x 2.11m

White suite including wash hand basin with cupboard below, low level Wc, step in shower enclosure with thermostatic shower, tiled walls, chrome towel rail/radiator;  Upvc double glazed window.

**Outside** - Established gardens adjoin the property to the front and rear, the enclosed rear garden enjoys a southerly aspect and is provided with lawn, borders, summer house and paving.  There is a garage to the side and off road car parking.

**Tenure** - Please note we have not verified the tenure of this property, please advise us if you require confirmation of the tenure.

## Property Photos

- ![Photo](/listings/photos/59664183/1352765)
- ![Lounge](/listings/photos/59664183/1352772) - Lounge
- ![Kitchen](/listings/photos/59664183/1352776) - Kitchen
- ![Bedroom 1](/listings/photos/59664183/1352779) - Bedroom 1
- ![Lounge](/listings/photos/59664183/1352785) - Lounge
- ![Lounge](/listings/photos/59664183/1352788) - Lounge
- ![Dining Room](/listings/photos/59664183/1352790) - Dining Room
- ![Kitchen](/listings/photos/59664183/1352796) - Kitchen
- ![Bedroom 2](/listings/photos/59664183/1352802) - Bedroom 2
- ![Shower Room](/listings/photos/59664183/1352807) - Shower Room
- ![Photo](/listings/photos/59664183/1352813)
- ![Photo](/listings/photos/59664183/1352822)

## Floorplans

- ![Property Floorplan](/listings/photos/59664183/1352830) - Property Floorplan

## EPC Graphs

- ![EE Rating](/listings/photos/59664183/1352838) - EE Rating
- ![EI Rating](/listings/photos/59664183/1352844) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £154,000 | 09/05/2019 | Semi-detached |
| 64 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £132,000 | 04/09/2015 | Semi-detached |
| 64 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £110,000 | 13/11/2014 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £177,500 | 13/06/2025 | Semi-detached |
| [Same street] 53 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £228,000 | 18/10/2024 | Detached |
| [Same street] 52 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £455,000 | 12/06/2024 | Detached |
| [Same street] 67 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £215,000 | 11/04/2024 | Semi-detached |
| [Same street] 26 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £150,000 | 23/01/2024 | Semi-detached |
| [Same street] 42 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £216,000 | 21/12/2023 | Detached |
| 19 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES | £165,000 | 13/12/2023 | Semi-detached |
| [Same street] 17 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £150,000 | 19/09/2023 | Flat |
| [Same street] 44 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £149,000 | 06/09/2023 | Semi-detached |
| [Same street] 83 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 08/08/2023 | Semi-detached |
| 13 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £160,000 | 05/05/2023 | Semi-detached |
| 22 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £195,000 | 08/12/2022 | Semi-detached |
| [Same street] 69 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £172,000 | 06/12/2022 | Semi-detached |
| 56 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £84,827 | 01/12/2022 | Semi-detached |
| 39 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £155,000 | 22/11/2022 | Semi-detached |
| 6C HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £85,000 | 04/11/2022 | Semi-detached |
| [Same street] 50 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 30/09/2022 | Semi-detached |
| 17 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £170,000 | 16/08/2022 | Semi-detached |
| 11 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 29/07/2022 | Semi-detached |
| 28 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £167,000 | 15/07/2022 | Semi-detached |
| 63 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £136,000 | 01/07/2022 | Semi-detached |
| 19 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £120,000 | 28/06/2022 | Semi-detached |
| 17 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 27/05/2022 | Semi-detached |
| 14 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £185,000 | 12/05/2022 | Semi-detached |
| 42 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £215,000 | 10/05/2022 | Semi-detached |
| 31 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES | £144,000 | 20/04/2022 | Semi-detached |
| THREE WAYS CHARNLEYS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HH | £265,000 | 21/03/2022 | Semi-detached |
| 30 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £172,000 | 14/03/2022 | Semi-detached |
| 31 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £110,000 | 28/01/2022 | Semi-detached |
| 24 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £178,500 | 03/12/2021 | Semi-detached |

**Street average:** £201,500 (10 sales)
**Area average:** £163,241 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,445 (97 Semi-detached, PR9, 2024–2026)
- **Deviation:** -32.7%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £719/mo
- **Realistic:** £799/mo
- **Optimistic:** £879/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southport (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £598/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Penthouse, Guinea Hall Mews, PR9 | £895/mo | 2 | 0.4 miles | OpenRent |

**Average rent: £895/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.4×
- **Monthly cashflow:** £170/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,824/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.2%
- **10y growth:** 35.9%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 7.3%
- **5y growth (index):** 31%
- **10y growth (index):** 51.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)