Sold Detached

FINCH HOUSE

FINCH LANE, AMERSHAM, BUCKINGHAMSHIRE HP7 9LU

4 beds 3 baths 5,317 sq ft Listed 5 Nov 2018 (-2826d)

£1,450,000

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Property photo

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Property details

Tenure

FREEHOLD

Floor area

494 m²

EPC rating

B

Last sold

£600,000 Jan 2020

Price per m²

£2,935/m²

Local average

£950,088 (+52.6%)

Deprivation

Decile 7 (20,702 of 33,755)

Street crime

43 incidents within 1 mile (May 2026)

Key features

  • New individual detached house
  • High Specification
  • Three reception rooms
  • Schiller kitchen/breakfast room with Siemen appliances
  • Four bedrooms
  • Two en-suites and family bathroom
  • Two car garage
  • Close to all amenities
  • Anticipated completion Spring 2019

Additional details

Parking
Garage, Yes

Description

A substantial new house built by the GRE Group to a high specification, situated in a quiet country lane within a mile of Little Chalfont Metropolitan Line station and adjoining beautiful countryside.

Property ref: 121_220_4695025

Listed by

Amersham

John Nash & Co.

Reference: 57806043

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: B

Inspection date: 06/01/2020

Expiry date: 05/01/2030

Current heating cost: £1,608/year

Potential heating cost: £1,609/year

Est. upgrade cost to C: £29,500

Recommendations

  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)
  • Wind turbine (£15,000 - £25,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

Price history

Event Date Price % change
Sold 31/01/2020 (6 years ago) £600,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Sold comparables data is not available for this property.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -10.9%
10y growth 34.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Buckinghamshire. Series: Detached. As of April 2026.

1y (index) 0.4%
5y (index) 15%
10y (index) 24.2%

Rental Range

Estimated market rent for Buckinghamshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,328/mo
Realistic £1,476/mo
Optimistic £1,624/mo

Based on Local Authority from postcode lookup → Buckinghamshire.

LHA (30th percentile) floor for Chilterns: £1,995/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HP7 9LU

Address

Finch Lane

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Unknown 0.3 miles
Bus stop The White Lion PH 0.3 miles
Shop Jay's Local 0.5 miles
Shop The Biltong Shop 0.5 miles
Train station Chalfont & Latimer 0.8 miles
Train station Amersham 1.4 miles
University Buckinghamshire New University 3.1 miles
University National Film and Television School 4.9 miles
Hospital Watford General Hospital 7.6 miles
Hospital Marlow Community Hospital 10.4 miles

Street-level crime

Category Count
Violence and sexual offences 20
Anti-social behaviour 8
Other theft 4
Public order 3
Shoplifting 2
Burglary 1
Drugs 1
Other crime 1
Possession of weapons 1
Theft from the person 1
Vehicle crime 1
Total incidents 43

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Dr Challoner's High School Secondary 0.4 miles Outstanding — 24 Jan 2024
Stony Dean School Other 0.5 miles Outstanding — 21 Jan 2015
Chalfont Valley E-ACT Primary Academy Primary 0.6 miles Good — 11 Nov 2019
Amersham School Secondary 0.7 miles Good — 21 Apr 2016
St George's Church of England Infant School Primary 0.7 miles Good — 25 Jun 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed Terraced House, Amersham, HP7 £2,300/mo 4 0.38 miles OpenRent
4 Bed Semi-Detached House, The Bramblings, HP6 £2,400/mo 4 0.47 miles OpenRent
4 Bed Detached House, The Bramblings, HP6 £3,050/mo 4 0.54 miles OpenRent

Average rent: £2,583/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.17%
Max investor price (0.8%) £300,000
Target investor price (1%) £240,000
Gross yield 2%
Cost-to-rent ratio 50.3×
Monthly cashflow £-3,575/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -10.2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).