# 3 bedroom terraced house for sale (N15 5RA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 3 ASCOT ROAD, LONDON, LONDON, GREATER LONDON N15 5RA |
| Price | £560,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | TBC |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 70 m² |
| Last sold | £205,000 Dec 2004 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/09/2031
- **Current heating cost:** £560/year
- **Est. upgrade cost to C:** £19,725

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0150-2612-4010-2129-2231)

## Description

Nestled on a quiet, tree-lined, mid-terrace street, this beautifully proportioned 3-bedroom Victorian home offers approximately 873 sq ft of internal space (excluding the garden) and combines period character with practical family comfort.  

Two receptions provide flexible living and entertaining zones - whether you prefer a formal sitting room or a cozy family lounge.  The fitted kitchen is efficiently laid out on the ground floor.  Conveniently, the family bathroom is also on the ground floor, freeing up upstairs space for bedrooms.  Throughout the house you will find double glazing and gas central heating, ensuring warmth and energy efficiency.

At the rear, the garden, which is accessed from the second reception room, extends to more than 28 ft, offering space for al fresco dining, children’s play, or a quiet retreat.

Just a short walk away are further green havens such as Downhills Park, which offers ornamental gardens, tennis and basketball courts, and open lawns. 

Also nearby is Lordship Recreation Ground, a long-established local park with woodland, open fields, a small lake, children’s play zones, and even a model traffic area for kids.

Positioned within the St. Ann’s / South Tottenham area, the house benefits from both local tranquillity and ready access to amenities. St. Ann’s is regarded as a discrete enclave lying between West Green, Harringay, and Seven Sisters — it retains village-style charm while being fully embedded in London life. 

You’ll find cafés, shops, community facilities, and essential services (GP, local schools, etc.) all within easy walking distance.

## Property Photos

- ![Picture No. 19](/listings/photos/168258245/1269249) - Picture No. 19
- ![Picture No. 02](/listings/photos/168258245/1269250) - Picture No. 02
- ![Picture No. 03](/listings/photos/168258245/1269251) - Picture No. 03
- ![Picture No. 04](/listings/photos/168258245/1269252) - Picture No. 04
- ![Picture No. 06](/listings/photos/168258245/1269253) - Picture No. 06
- ![Picture No. 07](/listings/photos/168258245/1269254) - Picture No. 07
- ![Picture No. 14](/listings/photos/168258245/1269255) - Picture No. 14
- ![Picture No. 15](/listings/photos/168258245/1269256) - Picture No. 15
- ![Picture No. 08](/listings/photos/168258245/1269257) - Picture No. 08
- ![Picture No. 09](/listings/photos/168258245/1269258) - Picture No. 09
- ![Picture No. 11](/listings/photos/168258245/1269259) - Picture No. 11
- ![Picture No. 12](/listings/photos/168258245/1269260) - Picture No. 12
- ![Picture No. 05](/listings/photos/168258245/1269261) - Picture No. 05
- ![Picture No. 13](/listings/photos/168258245/1269262) - Picture No. 13
- ![Picture No. 16](/listings/photos/168258245/1269263) - Picture No. 16
- ![Picture No. 10](/listings/photos/168258245/1269264) - Picture No. 10
- ![Picture No. 17](/listings/photos/168258245/1269265) - Picture No. 17
- ![Picture No. 18](/listings/photos/168258245/1269266) - Picture No. 18

## Floorplans

- ![Floorplan](/listings/photos/168258245/1269267) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/168258245/1269268) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2431167
- **Address:** 3 Ascot Road, LONDON, N15 5RA
- **Certificate Issued:** 31/01/2005
- **Work Completed:** 30/12/2004
- **Items:** 5 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 ASCOT ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5RA | £205,000 | 01/12/2004 | Terraced |
| 3 ASCOT ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5RA | £70,000 | 27/11/1998 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 35 FALMER ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5BA | £555,000 | 14/11/2025 | Terraced |
| 36 OULTON ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5PY | £625,000 | 20/08/2025 | Terraced |
| 30 CISSBURY ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5QA | £570,000 | 09/06/2023 | Terraced |
| 33 FALMER ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5BA | £535,000 | 30/03/2023 | Terraced |
| 41 OULTON ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5PY | £600,000 | 05/01/2023 | Terraced |
| 52 CISSBURY ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5QA | £685,000 | 18/11/2022 | Terraced |
| 85 NORTH GROVE, SOUTH TOTTENHAM, LONDON, HARINGEY, GREATER LONDON, N15 5QS | £654,750 | 11/11/2022 | Terraced |
| 26 NORTH GROVE, SOUTH TOTTENHAM, LONDON, HARINGEY, GREATER LONDON, N15 5QP | £585,000 | 18/10/2022 | Terraced |
| 28 CISSBURY ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5QA | £760,000 | 06/10/2022 | Terraced |
| 54 FALMER ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5BA | £775,000 | 25/07/2022 | Terraced |
| 43 AVENUE ROAD, SOUTH TOTTENHAM, LONDON, HARINGEY, GREATER LONDON, N15 5JG | £325,000 | 01/07/2022 | Terraced |
| 164 CORNWALL ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5AU | £625,000 | 31/05/2022 | Terraced |
| 11 LYDFORD ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5PX | £596,000 | 22/04/2022 | Terraced |
| 49 AVENUE ROAD, SOUTH TOTTENHAM, LONDON, HARINGEY, GREATER LONDON, N15 5JG | £600,000 | 28/03/2022 | Terraced |
| 14 ALEXANDRA ROAD, SOUTH TOTTENHAM, LONDON, HARINGEY, GREATER LONDON, N15 5QT | £620,000 | 17/12/2021 | Terraced |
| 46 CISSBURY ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5QA | £511,000 | 06/09/2021 | Terraced |
| 9 SUFFOLK ROAD, LONDON, HARINGEY, GREATER LONDON, N15 5RN | £465,000 | 27/08/2021 | Terraced |

**Area average:** £593,338 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £697,568 (37 Terraced, N15, 2024–2026)
- **Deviation:** -19.7%

## Rental Range

*ONS Price Index of Private Rents (Haringey). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,991/mo
- **Realistic:** £2,212/mo
- **Optimistic:** £2,433/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Dagmar Court, N15 | £2,880/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Flat, Cornwall Road, N15 | £3,300/mo | 3 | 0.19 miles | OpenRent |

**Average rent: £3,090/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £386,250
- **Target investor price (1%):** £309,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,090/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.1×
- **Monthly cashflow:** £551/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £8,000/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.6%
- **10y growth:** 15.5%

## House Price Index (HM Land Registry)

*Official index for Haringey; Terraced series; as of April 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 15.6%
- **10y growth (index):** 24.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
