Sold STC Flat

140 THE HYDE

WARE, HERTFORDSHIRE SG12 0EU

1 beds 1 baths 538 sq ft Listed 30 Jan 2025 (-501d)

£235,000

Guide Price

Save

# 1 bedroom apartment for sale (SG12 0EU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 140 THE HYDE, WARE, HERTFORDSHIRE SG12 0EU |
| Price | £235,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 50 m² |
| Last sold | £228,000 Aug 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 27/05/2030
- **Current heating cost:** £304/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0964-2848-6657-2320-3075)

## Description

Elliot Heath are pleased to offer this well presented one double bedroom top floor apartment located within this popular residential road. The property offers excellent accommodation that benefits from plenty of storage space including two large storage cupboards and loft space, gas central heating, double glazing, attractive communal gardens, an allocated parking space together with ample visitors parking. Ware itself offers a comprehensive range of shops, bars, and restaurants together with a main line railway station serving London’s Liverpool Street. To arrange an appointment to view please contact Elliot Heath on  .

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/157550816/189010)
- ![Photo](/listings/photos/157550816/189011)
- ![Photo](/listings/photos/157550816/189012)
- ![Photo](/listings/photos/157550816/189013)
- ![Photo](/listings/photos/157550816/189014)
- ![Photo](/listings/photos/157550816/189015)
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- ![Photo](/listings/photos/157550816/189017)
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- ![Photo](/listings/photos/157550816/189019)
- ![Photo](/listings/photos/157550816/189020)
- ![Photo](/listings/photos/157550816/189021)
- ![Photo](/listings/photos/157550816/189022)
- ![Photo](/listings/photos/157550816/189023)

## Floorplans

- ![All](/listings/photos/157550816/189024) - All

## EPC Graphs

- ![EPC 1](/listings/photos/157550816/189025) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6444132
- **Address:** 140 The Hyde, WARE, SG12 0EU
- **Certificate Issued:** 06/04/2009
- **Work Completed:** 12/09/2002
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 140 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £228,000 | 28/08/2025 | Flat |
| 140 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £213,000 | 28/06/2021 | Flat |
| 140 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £207,000 | 19/10/2018 | Flat |
| 140 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £145,000 | 22/08/2014 | Flat |
| 140 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £126,500 | 28/05/2010 | Flat |
| 140 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £65,000 | 22/03/2000 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 113 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £415,000 | 27/02/2026 | Terraced |
| RIVERSCROFT MANSIONS 7 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £300,000 | 12/12/2025 | Flat |
| 74 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB | £186,000 | 27/11/2025 | Flat |
| 54 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB | £250,000 | 31/10/2024 | Flat |
| 192 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX | £260,000 | 30/11/2023 | Flat |
| 116 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX | £227,500 | 03/11/2023 | Flat |
| [Same street] 89 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £390,000 | 21/06/2023 | Terraced |
| [Same street] 117 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £365,000 | 09/06/2023 | Terraced |
| RIVERSCROFT MANSIONS 12 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £283,000 | 10/05/2023 | Flat |
| RIVERSCROFT MANSIONS 5 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £270,000 | 06/12/2022 | Flat |
| [Same street] 159 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £393,000 | 27/10/2022 | Terraced |
| [Same street] 98 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £426,000 | 17/10/2022 | Terraced |
| RIVERSCROFT MANSIONS 9 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £325,000 | 14/10/2022 | Flat |
| 198 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX | £242,000 | 03/10/2022 | Flat |
| [Same street] 101 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £250,000 | 19/08/2022 | Flat |
| [Same street] 84 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £362,500 | 28/07/2022 | Terraced |
| 134 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX | £194,000 | 28/07/2022 | Flat |
| RIVERSCROFT MANSIONS 8 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £299,999 | 14/07/2022 | Flat |
| [Same street] 96 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £408,000 | 01/06/2022 | Terraced |
| 104 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB | £250,000 | 06/05/2022 | Flat |
| 16 CHURCH FIELD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EP | £218,750 | 11/04/2022 | Flat |
| 26 CHURCH FIELD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EP | £183,500 | 23/12/2021 | Flat |
| [Same street] 130 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £272,000 | 20/12/2021 | Semi-detached |
| [Same street] 146 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £200,000 | 13/12/2021 | Flat |
| RIVERSCROFT MANSIONS 14 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £325,000 | 26/11/2021 | Flat |
| RIVERSCROFT MANSIONS 11 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £285,000 | 29/10/2021 | Flat |
| 106 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB | £242,500 | 20/10/2021 | Flat |
| 124 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX | £225,000 | 30/09/2021 | Flat |
| [Same street] 145 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £221,000 | 24/09/2021 | Flat |
| [Same street] 107 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £286,000 | 30/07/2021 | Flat |
| 64 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0ER | £215,000 | 21/06/2021 | Flat |
| RIVERSCROFT MANSIONS 7 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ | £315,000 | 21/06/2021 | Flat |
| [Same street] 160 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU | £335,000 | 18/06/2021 | Terraced |

**Street average:** £332,577 (13 sales)
**Area average:** £254,862 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £257,092 (87 Flat, SG12, 2024–2026)
- **Deviation:** -8.6%

## Rental Range

*ONS Price Index of Private Rents (East Hertfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,350/mo
- **Realistic:** £1,500/mo
- **Optimistic:** £1,650/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, The Hyde, SG12 | £1,100/mo | 1 | 0.06 miles | OpenRent |
| 1 Bed Flat, Greyfriars, SG12 | £1,600/mo | 1 | 0.22 miles | OpenRent |

**Average rent: £1,350/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.5×
- **Monthly cashflow:** £265/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,700/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.7%
- **10y growth:** 5.8%

## House Price Index (HM Land Registry)

*Official index for East Hertfordshire; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** 1.4%
- **5y growth (index):** 1.8%
- **10y growth (index):** 14.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD (119 years remaining on lease)

Floor area

50 m²

Council tax band

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£228,000 Aug 2025

Price per m²

£4,700/m²

Local average

£257,092 (-8.6%)

Deprivation

Decile 10 (32,251 of 33,755)

Street crime

54 incidents within 1 mile (Apr 2026)

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Off street
Garden: Communal garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Listed by

Ware

Elliot Heath Ltd

Reference: 157550816

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 28/05/2020

Expiry date: 27/05/2030

Current heating cost: £304/year

Potential heating cost: £304/year

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6444132

Property Details

Street: 140 The Hyde

Town: WARE

Postcode: SG12 0EU

Installation Details

Items: 4 windows

Certificate Issued: 06/04/2009

Work Completed: 12/09/2002

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

251% since 2000

Event	Date	Price	% change
Sold	28/08/2025 (9 months ago)	£228,000	+7%
Sold	28/06/2021 (4 years ago)	£213,000	+2.9%
Sold	19/10/2018 (7 years ago)	£207,000	+42.8%
Sold	22/08/2014 (11 years ago)	£145,000	+14.6%
Sold	28/05/2010 (16 years ago)	£126,500	+94.6%
Sold	22/03/2000 (26 years ago)	£65,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 113 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£415,000	27/02/2026	Terraced
RIVERSCROFT MANSIONS 7 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£300,000	12/12/2025	Flat
74 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB	£186,000	27/11/2025	Flat
54 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB	£250,000	31/10/2024	Flat
192 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX	£260,000	30/11/2023	Flat
116 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX	£227,500	03/11/2023	Flat
Same street 89 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£390,000	21/06/2023	Terraced
Same street 117 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£365,000	09/06/2023	Terraced
RIVERSCROFT MANSIONS 12 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£283,000	10/05/2023	Flat
RIVERSCROFT MANSIONS 5 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£270,000	06/12/2022	Flat
Same street 159 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£393,000	27/10/2022	Terraced
Same street 98 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£426,000	17/10/2022	Terraced
RIVERSCROFT MANSIONS 9 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£325,000	14/10/2022	Flat
198 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX	£242,000	03/10/2022	Flat
Same street 101 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£250,000	19/08/2022	Flat
Same street 84 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£362,500	28/07/2022	Terraced
134 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX	£194,000	28/07/2022	Flat
RIVERSCROFT MANSIONS 8 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£299,999	14/07/2022	Flat
Same street 96 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£408,000	01/06/2022	Terraced
104 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB	£250,000	06/05/2022	Flat
16 CHURCH FIELD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EP	£218,750	11/04/2022	Flat
26 CHURCH FIELD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EP	£183,500	23/12/2021	Flat
Same street 130 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£272,000	20/12/2021	Semi-detached
Same street 146 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£200,000	13/12/2021	Flat
RIVERSCROFT MANSIONS 14 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£325,000	26/11/2021	Flat
RIVERSCROFT MANSIONS 11 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£285,000	29/10/2021	Flat
106 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BB	£242,500	20/10/2021	Flat
124 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0BX	£225,000	30/09/2021	Flat
Same street 145 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£221,000	24/09/2021	Flat
Same street 107 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£286,000	30/07/2021	Flat
64 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0ER	£215,000	21/06/2021	Flat
RIVERSCROFT MANSIONS 7 TRAPSTYLE ROAD, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0FQ	£315,000	21/06/2021	Flat
Same street 160 THE HYDE, WARE, EAST HERTFORDSHIRE, HERTFORDSHIRE, SG12 0EU	£335,000	18/06/2021	Terraced

Street average: £332,577 (13 sales)

Area average: £254,862 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -0.7%

10y growth 5.8%

House Price Index (HM Land Registry — official index, not sold-price averages): East Hertfordshire. Series: Flats and maisonettes. As of March 2026.

1y (index) 1.4%

5y (index) 1.8%

10y (index) 14.8%

Rental Range

Estimated market rent for East Hertfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,350/mo

Realistic £1,500/mo

Optimistic £1,650/mo

Based on Local Authority from postcode lookup → East Hertfordshire.

LHA (30th percentile) floor for Peterborough: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SG12 0EU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Church Field	0.1 miles
Shop	Asda	0.5 miles
Shop	Autocare	0.6 miles
Train station	Ware	1.1 miles
Hospital	Highfield Nursing Home	1.2 miles
Train station	Hertford East	1.6 miles
Hospital	Hertford County Hospital	2.2 miles
University	Unknown	9.2 miles
University	University of Hertfordshire, College Lane Campus	9.3 miles

Street-level crime

Category	Count
Anti-social behaviour	18
Violence and sexual offences	12
Shoplifting	5
Criminal damage and arson	4
Other theft	4
Public order	4
Drugs	2
Vehicle crime	2
Burglary	1
Other crime	1
Robbery	1
Total incidents	54

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Chauncy School	Secondary	0.2 miles	Outstanding — 17 Nov 2017
St Catherine's Church of England Primary School	Primary	0.4 miles	Good — 10 Sep 2018
Kingshill Infant School	Primary	0.7 miles	Good — 1 Mar 2023
St Mary's Voluntary Controlled Church of England Junior School	Primary	0.8 miles	Good — 24 Sep 2023
Sacred Heart Catholic Primary School	Primary	0.8 miles	— (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, The Hyde, SG12	£1,100/mo	1	0.06 miles	OpenRent
1 Bed Flat, Greyfriars, SG12	£1,600/mo	1	0.22 miles	OpenRent

Average rent: £1,350/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 4.2% gross yield avg £317,633 sale, £1,100/mo rent

Rent ratio 0.57%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 6.9%

Cost-to-rent ratio 14.5×

Monthly cashflow £265/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.7%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).