Sold STC Flat

20 GILMARTIN GROVE

LIVERPOOL, MERSEYSIDE L6 1EG

2 beds 1 baths 68 m² Listed 6 Sep 2024 (-694d)

£110,000

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# 2 bedroom flat for sale (L6 1EG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE L6 1EG |
| Price | £110,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £105,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 01/08/2028
- **Current heating cost:** £240/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0328-5080-6208-4868-2924)

## Description

Accommodation comprises of Entrance hall, Open Plan Lounge/Kitchen, 2 Bedrooms and combined Bathroom/wc..

Externally there is a secure car park accessed via electrically operated gates.

Viewing recommended.

This property is being sold on behalf of a corporate client. It is marketed subject to obtaining the grant of probate and must remain on the market until contracts are exchanged. As part of a deceased estate it may not be possible to provide answers to the standard property questionnaire. Please refer to the agent before viewing if you feel this may affect your buying decision.

Please note that any services, heating system or appliances have not been tested, and no warranty can be given or implied as to their working order.

Council Tax Band B

Leasehold

Service Charge TBA

Disclaimer

1 MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2: These particulars do not constitute part or all of an offer or contract.

3: The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4: Potential buyers are advised to recheck the measurements before committing to any expense.

5: Acumen Estates have not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances.

6: Acumen Estates have not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor.

**Open Plan Lounge/Kitchen** 6.36m (20' 10") x 4.86m (15' 11")

**Bedroom 1** 5.08m (16' 8" into bay) x 3.23m (10' 7")

**Bedroom 2** 4.56m (15' 0") x 2.42m (7' 11")

**Bathroom** 2.07m (6' 9") x 1.91m (6' 3")

**Parking Space**

## Property Photos

- ![Main Picture](/listings/photos/152139431/1612654) - Main Picture
- ![Entrance Hall](/listings/photos/152139431/1612655) - Entrance Hall
- ![Open Plan](/listings/photos/152139431/1612656) - Open Plan
- ![Photo](/listings/photos/152139431/1612657)
- ![Photo](/listings/photos/152139431/1612658)
- ![Balcony](/listings/photos/152139431/1612659) - Balcony
- ![Bedroom 1](/listings/photos/152139431/1612660) - Bedroom 1
- ![Bedroom 2](/listings/photos/152139431/1612661) - Bedroom 2
- ![Bathroom](/listings/photos/152139431/1612662) - Bathroom

## EPC Graphs

- ![EPC](/listings/photos/152139431/1612663) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £105,000 | 19/03/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 9 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £95,000 | 30/10/2025 | Flat |
| 88 APARTMENT 448 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £114,950 | 02/12/2024 | Flat |
| 88 APARTMENT 404 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £118,950 | 20/12/2023 | Flat |
| [Same street] 1 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £125,000 | 15/12/2023 | Flat |
| 88 STUDIO 67 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £89,950 | 06/11/2023 | Flat |
| 88 APARTMENT 415 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £105,055 | 03/11/2023 | Flat |
| 88 STUDIO 35 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £95,950 | 03/11/2023 | Flat |
| 88 STUDIO 39 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £92,000 | 03/11/2023 | Flat |
| 88 APARTMENT 416 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £105,000 | 30/10/2023 | Flat |
| 88 APARTMENT 417 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £105,000 | 30/10/2023 | Flat |
| 88 APARTMENT 407 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £95,950 | 24/10/2023 | Flat |
| 88 APARTMENT 408 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £95,950 | 24/10/2023 | Flat |
| 88 STUDIO 12 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £93,500 | 24/10/2023 | Flat |
| 88 STUDIO 4 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £89,950 | 24/10/2023 | Flat |
| 88 STUDIO 32 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £112,950 | 24/10/2023 | Flat |
| 88 APARTMENT 403 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £99,950 | 24/10/2023 | Flat |
| 88 APARTMENT 27 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £92,950 | 24/10/2023 | Flat |
| 88 STUDIO 55 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £85,000 | 20/10/2023 | Flat |
| 88 STUDIO 1 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £102,450 | 20/10/2023 | Flat |
| 88 STUDIO 20 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £96,450 | 19/10/2023 | Flat |
| 88 APARTMENT 402 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX | £97,950 | 19/10/2023 | Flat |
| 88 APARTMENT 12 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR | £89,950 | 18/10/2023 | Flat |
| [Same street] 55 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £110,000 | 29/09/2023 | Flat |
| [Same street] 35 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £130,000 | 23/11/2022 | Flat |
| [Same street] 57 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £125,000 | 13/09/2022 | Flat |
| [Same street] 46 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £80,000 | 23/08/2022 | Flat |
| [Same street] 54 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £117,000 | 22/07/2022 | Flat |
| [Same street] 56 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £115,000 | 06/05/2022 | Flat |
| [Same street] 58 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG | £121,250 | 06/08/2021 | Flat |

**Street average:** £113,139 (9 sales)
**Area average:** £98,993 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £196,992 (6 Flat, L6, 2024–2026)
- **Deviation:** -44.2%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £815/mo
- **Realistic:** £905/mo
- **Optimistic:** £996/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Gilmartin Grove, L6 | £1,000/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Semi-Detached House, Salisbury St, L3 | £1,250/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Terraced House, Tudor Street, L6 | £825/mo | 2 | 0.48 miles | OpenRent |

**Average rent: £1,025/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.91% (okay)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 10.9%
- **Cost-to-rent:** 9.2×
- **Monthly cashflow:** £442/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,618/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 310%
- **10y growth:** 248.9%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 12.7%
- **10y growth (index):** 47.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Main Picture Entrance Hall Open Plan Photo 4 Photo 5 Balcony Bedroom 1 Bedroom 2 Bathroom

/ 9

Property details

Tenure

LEASEHOLD

Floor area

68 m²

EPC rating

Last sold

£105,000 Mar 2025

Price per m²

£1,618/m²

Local average

£196,992 (-44.2%)

Deprivation

Decile 5 (14,294 of 33,755)

Street crime

1311 incidents within 1 mile (May 2026)

Key features

2nd Floor Apartment
Open Plan Lounge/Kitchen
2 Good Sized Bedrooms
Balcony
Double Glazing
Electric Heating
Parking
Close to City Centre

Additional details

Parking: Yes

Description

Acumen Estates are pleased to offer for sale this spacious two bedroom first floor apartment which is situated just off Walker Street, looking out over Low Hill towards the City Centre, The Royal Liverpool University Hospital and Universities are just a few minutes walk away.
Accommodation comprises of Entrance hall, Open Plan Lounge/Kitchen, 2 Bedrooms and combined Bathroom/wc..
Externally there is a secure car park accessed via electrically operated gates.
Viewing recommended.

This property is being sold on behalf of a corporate client. It is marketed subject to obtaining the grant of probate and must remain on the market until contracts are exchanged. As part of a deceased estate it may not be possible to provide answers to the standard property questionnaire. Please refer to the agent before viewing if you feel this may affect your buying decision.
Please note that any services, heating system or appliances have not been tested, and no warranty can be given or implied as to their working order.

Council Tax Band B
Leasehold
Service Charge TBA

Disclaimer
1 MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.
2: These particulars do not constitute part or all of an offer or contract.
3: The measurements indicated are supplied for guidance only and as such must be considered incorrect.
4: Potential buyers are advised to recheck the measurements before committing to any expense.
5: Acumen Estates have not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances.
6: Acumen Estates have not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor.

Open Plan Lounge/Kitchen 6.36m (20' 10") x 4.86m (15' 11")
Bedroom 1 5.08m (16' 8" into bay) x 3.23m (10' 7")
Bedroom 2 4.56m (15' 0") x 2.42m (7' 11")
Bathroom 2.07m (6' 9") x 1.91m (6' 3")
Parking Space

Listed by

Liverpool

Acumen Estates

Reference: 152139431

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 02/08/2018

Expiry date: 01/08/2028

Current heating cost: £240/year

Potential heating cost: £240/year

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC

Price history

Event	Date	Price	% change
Sold	19/03/2025 (1 year ago)	£105,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 9 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£95,000	30/10/2025	Flat
88 APARTMENT 448 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£114,950	02/12/2024	Flat
88 APARTMENT 404 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£118,950	20/12/2023	Flat
Same street 1 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£125,000	15/12/2023	Flat
88 STUDIO 67 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£89,950	06/11/2023	Flat
88 APARTMENT 415 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£105,055	03/11/2023	Flat
88 STUDIO 35 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£95,950	03/11/2023	Flat
88 STUDIO 39 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£92,000	03/11/2023	Flat
88 APARTMENT 416 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£105,000	30/10/2023	Flat
88 APARTMENT 417 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£105,000	30/10/2023	Flat
88 APARTMENT 407 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£95,950	24/10/2023	Flat
88 APARTMENT 408 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£95,950	24/10/2023	Flat
88 STUDIO 12 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£93,500	24/10/2023	Flat
88 STUDIO 4 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£89,950	24/10/2023	Flat
88 STUDIO 32 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£112,950	24/10/2023	Flat
88 APARTMENT 403 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£99,950	24/10/2023	Flat
88 APARTMENT 27 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£92,950	24/10/2023	Flat
88 STUDIO 55 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£85,000	20/10/2023	Flat
88 STUDIO 1 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£102,450	20/10/2023	Flat
88 STUDIO 20 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£96,450	19/10/2023	Flat
88 APARTMENT 402 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AX	£97,950	19/10/2023	Flat
88 APARTMENT 12 LOW HILL, LIVERPOOL, MERSEYSIDE, L6 1AR	£89,950	18/10/2023	Flat
Same street 55 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£110,000	29/09/2023	Flat
Same street 35 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£130,000	23/11/2022	Flat
Same street 57 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£125,000	13/09/2022	Flat
Same street 46 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£80,000	23/08/2022	Flat
Same street 54 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£117,000	22/07/2022	Flat
Same street 56 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£115,000	06/05/2022	Flat
Same street 58 GILMARTIN GROVE, LIVERPOOL, MERSEYSIDE, L6 1EG	£121,250	06/08/2021	Flat

Street average: £113,139 (9 sales)

Area average: £98,993 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 310%

10y growth 248.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Liverpool. Series: Flats and maisonettes. As of April 2026.

1y (index) -0.8%

5y (index) 12.7%

10y (index) 47.5%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: LIVERPOOL CITY COUNCIL

Rental Range

Estimated market rent for Liverpool. Low = conservative, Realistic = average, Optimistic = best case.

Low £815/mo

Realistic £905/mo

Optimistic £996/mo

Based on Local Authority from postcode lookup → Liverpool.

LHA (30th percentile) floor for Greater Liverpool: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View L6 1EG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Tesco Express	0.1 miles
Bus stop	PRESCOT STREET/OPP ROYAL HOSPITAL	0.1 miles
Bus stop	KENSINGTON/GUELPH STREET	0.1 miles
Shop	Mohan Mini Market	0.1 miles
Train station	Liverpool Lime Street	0.7 miles
Train station	Liverpool Central	0.9 miles
University	Liverpool John Moores University City Campus	0.9 miles
University	Liverpool Institute for Performing Arts	1.0 miles
Hospital	Rathbone Hospital	2.0 miles
Hospital	Greenbank Drive Surgery	2.0 miles

Street-level crime

Category	Count
Violence and sexual offences	445
Drugs	239
Anti-social behaviour	126
Public order	120
Shoplifting	86
Other theft	80
Criminal damage and arson	66
Vehicle crime	34
Other crime	30
Burglary	28
Bicycle theft	16
Robbery	16
Theft from the person	16
Possession of weapons	9
Total incidents	1311

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sacred Heart Catholic Primary School and Nursery	Primary	0.3 miles	Good — 11 Dec 2014
Everton Nursery School and Family Centre	Nursery	0.4 miles	Outstanding — 17 Jun 2014
New Park Primary School	Primary	0.5 miles	Outstanding — 27 Jan 2015
University of Liverpool	Other	0.5 miles	— (No rating)
Marydale Lodge Sch	Other	0.5 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Gilmartin Grove, L6	£1,000/mo	2	0.07 miles	OpenRent
2 Bed Semi-Detached House, Salisbury St, L3	£1,250/mo	2	0.42 miles	OpenRent
2 Bed Terraced House, Tudor Street, L6	£825/mo	2	0.48 miles	OpenRent

Average rent: £1,025/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 10.7% gross yield avg £112,325 sale, £1,000/mo rent

Rent ratio 0.91%

Max investor price (0.8%) £125,000

Target investor price (1%) £100,000

Gross yield 10.9%

Cost-to-rent ratio 9.2×

Monthly cashflow £442/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 16.6%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).