# 3 bedroom terraced house for sale (M21 9QF) ## Property Details | Key | Value | |-----|-------| | Address | 122 OSWALD ROAD, MANCHESTER, CHORLTON CUM HARDY, GREATER MANCHESTER M21 9QF | | Price | £435,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Last sold | £110,000 Mar 2002 | ## Description ***VIDEO TOUR AVAILABLE*** An attractive and well-presented THREE DOUBLE BEDROOM, bay-fronted mid-terrace home. This period property is located on a highly sought-after residential road in Chorlton, just off Kensington Road. Conveniently located within walking distance of Chorlton Village, with excellent primary schools nearby and a wide range of local amenities close at hand, including restaurants, delis, and shops on Manchester Road. The Metrolink station is also nearby, providing direct access to the City Centre and MediaCityUK. The thoughtfully arranged property comprises an entrance hall, a front-facing lounge featuring a bay window, which opens into a spacious dining room, and a fitted kitchen with access to the enclosed rear garden. Stairs to the first floor lead to three generously sized double bedrooms, with the principal bedroom featuring dual windows. A modern three-piece bathroom suite completes this delightful home. The property benefits from gas fired central heating, high ceilings, and both front and rear enclosed gardens. **Externally** - To the front aspect there is an enclosed garden behind a low-level brick boundary wall, and a path leading to the front entrance. To the rear aspect there is a good-sized garden, decorative gravel ideal for a seating area. The garden is enclosed with brick-built walls to the neighbouring properties. A timber gate allowing access into the communal service alley. **Financial Services** - We believe that by introducing our clients to specialist advisors who provide simple, sensible, mortgage & protection advice we can help our clients make fully informed decisions giving them the confidence that they are getting the right deal from the start. Our partners are committed to offering a tailor-made personal and professional service and aim to exceed expectations on every level, specialising in finding the best mortgage & protection products to suit your particular needs. If you wish to take the opportunity to speak with our partner advisors at Bespoke Mortgage; Bridget and Mark can be reached on or **Aml - (Anti-Money Laundering).** - We are required by law and HMRC guidelines to carry out anti-money laundering checks on all those selling or buying a property. Whilst we retain responsibility for ensuring checks and any ongoing monitoring are carried out correctly, the initial checks are carried out on our behalf by Lifetime Legal who will contact you once you have agreed to instruct us in your sale or had an offer accepted on a property you wish to buy. The cost of these checks is £60 (incl. VAT), which covers the cost of obtaining relevant data and any manual checks and monitoring which might be required. This fee will need to be paid by you in advance of us publishing your property (in the case of a vendor) or issuing a memorandum of sale (in the case of a buyer), directly to Lifetime Legal, and is non-refundable. We will receive some of the fee taken by Lifetime Legal to compensate for its role in the provision of these checks. **Stamp Duty Land Tax (Sdlt)** - You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example a house or flat. The amount you pay depends on: *When you bought the property *How much you paid for it *Whether you’re eligible for relief or an exemption *Use the SDLT calculator to work out how much tax you’ll pay. Further details available on ## Property Photos - ![DSC05875.png](/listings/photos/172993913/63325) - DSC05875.png - ![DSC09104.jpg](/listings/photos/172993913/63330) - DSC09104.jpg - ![DSC09122.jpg](/listings/photos/172993913/63333) - DSC09122.jpg - ![DSC09099.jpg](/listings/photos/172993913/63334) - DSC09099.jpg - ![DSC09113-2.jpg](/listings/photos/172993913/63336) - DSC09113-2.jpg - ![DSC09050.jpg](/listings/photos/172993913/63338) - DSC09050.jpg - ![DSC09089.jpg](/listings/photos/172993913/63340) - DSC09089.jpg - ![DSC09064-2.jpg](/listings/photos/172993913/63342) - DSC09064-2.jpg - ![DSC09131.jpg](/listings/photos/172993913/63344) - DSC09131.jpg - ![DSC09082.jpg](/listings/photos/172993913/63346) - DSC09082.jpg - ![DSC09103.jpg](/listings/photos/172993913/63348) - DSC09103.jpg - ![DSC09120.jpg](/listings/photos/172993913/63350) - DSC09120.jpg - ![DSC09124.jpg](/listings/photos/172993913/63353) - DSC09124.jpg - ![DSC09107.jpg](/listings/photos/172993913/63356) - DSC09107.jpg - ![DSC09112.jpg](/listings/photos/172993913/63359) - DSC09112.jpg - ![DSC09133-2.png](/listings/photos/172993913/63360) - DSC09133-2.png - ![PxqA5RCpxkiQSDAhbVvWSg.jpg](/listings/photos/172993913/63365) - PxqA5RCpxkiQSDAhbVvWSg.jpg - ![CuorYu_QJEOxjso5UkUM4Q.jpg](/listings/photos/172993913/63368) - CuorYu_QJEOxjso5UkUM4Q.jpg - ![74IVtvDkfUa3I06m7bVrkw.jpg](/listings/photos/172993913/63371) - 74IVtvDkfUa3I06m7bVrkw.jpg - ![peqWxzVLrkCbAMgaXK_XXA.jpg](/listings/photos/172993913/63374) - peqWxzVLrkCbAMgaXK_XXA.jpg ## Floorplans - ![122 Oswald Road, Chorlton - all floors.JPG](/listings/photos/172993913/63377) - 122 Oswald Road, Chorlton - all floors.JPG ## EPC Graphs - ![EE Rating](/listings/photos/172993913/63378) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 122 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9QF | £110,000 | 13/03/2002 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 76 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9GB | £335,000 | 12/12/2025 | Terraced | | 24 KENSINGTON ROAD, MANCHESTER, GREATER MANCHESTER, M21 9QJ | £476,500 | 03/12/2025 | Terraced | | 10 GRANGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9NY | £436,500 | 17/11/2023 | Terraced | | [Same street] 120 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9QF | £420,000 | 23/06/2023 | Terraced | | 150 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9GJ | £474,000 | 16/06/2023 | Terraced | | 17 KENSINGTON ROAD, MANCHESTER, GREATER MANCHESTER, M21 9GH | £360,000 | 14/06/2023 | Terraced | | 8 GRANGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9NY | £400,000 | 22/05/2023 | Terraced | | 6 CLARIDGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9QE | £270,000 | 14/12/2022 | Terraced | | 117 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9GE | £471,180 | 21/11/2022 | Terraced | | 28 KENSINGTON ROAD, MANCHESTER, GREATER MANCHESTER, M21 9QJ | £468,000 | 11/11/2022 | Terraced | | [Same street] 120 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9QF | £306,000 | 25/08/2022 | Terraced | | 49 CLARIDGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9WQ | £520,500 | 12/08/2022 | Terraced | | [Same street] 120 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9QF | £280,000 | 08/06/2022 | Terraced | | 121 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9GE | £550,000 | 06/05/2022 | Terraced | | 45 CLARIDGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9WQ | £345,000 | 03/05/2022 | Terraced | | 45 GRANGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9NZ | £443,875 | 21/04/2022 | Terraced | | 90 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9GB | £323,000 | 17/03/2022 | Terraced | | 31 GRANGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9NZ | £521,000 | 07/12/2021 | Terraced | | 29 KENSINGTON ROAD, MANCHESTER, GREATER MANCHESTER, M21 9GH | £396,000 | 16/11/2021 | Terraced | | 28 KENSINGTON ROAD, MANCHESTER, GREATER MANCHESTER, M21 9QJ | £430,000 | 30/09/2021 | Terraced | | 13 GRANGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9NZ | £474,500 | 30/09/2021 | Terraced | | 24 GRANGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9NY | £380,000 | 29/09/2021 | Terraced | | 28 GRANGE ROAD, MANCHESTER, GREATER MANCHESTER, M21 9NY | £451,000 | 16/09/2021 | Terraced | | [Same street] 134 OSWALD ROAD, CHORLTON CUM HARDY, MANCHESTER, GREATER MANCHESTER, M21 9QF | £327,000 | 01/09/2021 | Terraced | **Street average:** £333,250 (4 sales) **Area average:** £426,303 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £418,878 (32 Terraced, M21, 2024–2026) - **Deviation:** +3.8% ## Rental Range *ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,214/mo - **Realistic:** £1,349/mo - **Optimistic:** £1,484/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £504/mo ## 1% Rule - **Rent ratio:** 0.31% (weak for cashflow) - **Max investor price (0.8%):** £168,625 - **Target investor price (1%):** £134,900 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 26.4% - **10y growth:** 63% ## House Price Index (HM Land Registry) *Official index for Manchester; Terraced series; as of March 2026.* - **1y growth (index):** 3.2% - **5y growth (index):** 23.3% - **10y growth (index):** 85.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)