# 2 bedroom terraced house for sale (WA10 2BU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 145 MORLEY STREET, ST HELENS, MERSEYSIDE WA10 2BU |
| Price | £70,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 56 m² |
| Last sold | £68,500 Sep 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 27/02/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £469/year
- **Est. upgrade cost to C:** £32,265

### Recommendations
- Q (£4,000  -  £14,000)
- W (£800  -  £1,200)
- E (£15)
- G (£350  -  £450)
- I (£2,200  -  £3,000)
- N (£4,000  -  £6,000)
- U (£9,000  -  £14,000)
- V (£1,500  -  £4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0771-2818-6329-9024-6371)

## Description

Situated within easy walking distance of the town centre, this TWO BEDROOM terraced property is an ideal starter home for the First Time Buyer or Investor.  There is a spacious lounge/diner, kitchen, downstairs bathroom and two good sized rooms to the the first floor.  In good locality for the park and easy access to road and rail networks, this property is well worth viewing!  NO ONWARD CHAIN!!!

**Vestibule Entrance** - 

**Lounge/Diner** - 6.712 x 3.713 (22'0" x 12'2") - With Laminate flooring, electric fire and feature surround, this room is front aspect and stairs lead to first floor.

**Kitchen** - 1.895 x 2.755 (6'2" x 9'0") - Range of high gloss units with contrasting work top and tiled walls.  Built in electric oven and hob, space for fridge and washing machine.  There is a rear aspect window with door giving access to outside.

**Anti-Space** - 

**Bathroom** - 1.916 x 1.673 (6'3" x 5'5") - White suite, comprising of; W.C., basin and pedestal, bath with panel, tiled floor.

**Bedroom One** - 3.988 x 3.019 (13'1" x 9'10") - Front aspect with laminate flooring

**Bedroom Two** - 3.683 x 3.084 (12'0" x 10'1") - Rear aspect, laminate flooring and cupboard housing boiler and storage.

**Rear Yard** - Paved yard with gate giving access to passage way at rear.

## Property Photos

- ![Photo](/listings/photos/73386380/1359401)
- ![Photo](/listings/photos/73386380/1359404)
- ![Photo](/listings/photos/73386380/1359408)
- ![Photo](/listings/photos/73386380/1359410)
- ![Photo](/listings/photos/73386380/1359413)
- ![Photo](/listings/photos/73386380/1359415)
- ![Photo](/listings/photos/73386380/1359419)
- ![Photo](/listings/photos/73386380/1359421)
- ![Photo](/listings/photos/73386380/1359424)

## Floorplans

- ![Floorplan 1](/listings/photos/73386380/1359427) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/73386380/1359430) - EE Rating
- ![EI Rating](/listings/photos/73386380/1359431) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 145 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £68,500 | 11/09/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £107,000 | 17/12/2025 | Terraced |
| 19 COWLEY HILL LANE, ST HELENS, MERSEYSIDE, WA10 2AF | £160,000 | 10/12/2025 | Terraced |
| 31 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £160,000 | 27/10/2025 | Terraced |
| 127 COOPER STREET, ST HELENS, MERSEYSIDE, WA10 2DP | £165,000 | 01/09/2025 | Terraced |
| 98 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £89,000 | 15/08/2025 | Terraced |
| 53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £140,000 | 15/07/2025 | Terraced |
| [Same street] 143 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £76,000 | 17/10/2023 | Terraced |
| 76 ARGYLE STREET, ST HELENS, MERSEYSIDE, WA10 2DB | £105,000 | 03/10/2023 | Terraced |
| 53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £68,000 | 23/05/2023 | Terraced |
| [Same street] 148 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £55,000 | 31/01/2023 | Terraced |
| 54 WINDLE STREET, ST HELENS, MERSEYSIDE, WA10 2DA | £240,000 | 16/12/2022 | Terraced |
| 17 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £135,000 | 01/12/2022 | Terraced |
| 51 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £125,000 | 18/11/2022 | Terraced |
| 143 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA | £150,000 | 28/10/2022 | Terraced |
| 103 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY | £178,000 | 28/09/2022 | Terraced |
| 171 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA | £138,000 | 27/09/2022 | Terraced |
| 108 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £94,000 | 30/08/2022 | Terraced |
| [Same street] 154 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £120,000 | 28/07/2022 | Terraced |
| 39 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £94,000 | 15/07/2022 | Terraced |
| 51 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £86,000 | 29/06/2022 | Terraced |
| [Same street] 119 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £80,000 | 24/06/2022 | Terraced |
| 120 OXFORD STREET, ST HELENS, MERSEYSIDE, WA10 2BX | £225,000 | 09/06/2022 | Terraced |
| 111 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY | £135,000 | 06/05/2022 | Terraced |
| [Same street] 144 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £72,500 | 04/04/2022 | Terraced |
| 125 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £130,000 | 30/03/2022 | Terraced |
| [Same street] 113 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £80,000 | 09/03/2022 | Terraced |
| [Same street] 116 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £115,000 | 07/01/2022 | Terraced |
| [Same street] 127 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £93,000 | 21/10/2021 | Terraced |

**Street average:** £86,438 (8 sales)
**Area average:** £136,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £125,311 (81 Terraced, WA10, 2024–2026)
- **Deviation:** -44.1%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £711/mo
- **Realistic:** £790/mo
- **Optimistic:** £869/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Stanhope St, WA10 | £750/mo | 2 | 0.04 miles | OpenRent |
| 2 Bed Flat, North Road, WA10 | £800/mo | 2 | 0.28 miles | OpenRent |
| 2 Bed Terraced House, Birchley Street, WA10 | £795/mo | 2 | 0.48 miles | OpenRent |
| 2 Bed Terraced House, Devon St, WA10 | £775/mo | 2 | 0.63 miles | OpenRent |

**Average rent: £780/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 1.12% (strong)
- **Max investor price (0.8%):** £98,125
- **Target investor price (1%):** £78,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £785/mo).*

- **Gross yield:** 13.5%
- **Cost-to-rent:** 7.4×
- **Monthly cashflow:** £406/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 24%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,250/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.7%
- **10y growth:** 43.5%

## House Price Index (HM Land Registry)

*Official index for St Helens; Terraced series; as of April 2026.*

- **1y growth (index):** 7.9%
- **5y growth (index):** 33.9%
- **10y growth (index):** 78.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)