Sold STC Terraced

145 MORLEY STREET

ST HELENS, MERSEYSIDE WA10 2BU

2 beds 1 baths 56 m² Listed 23 May 2018 (-2980d)

£70,000

Save

# 2 bedroom terraced house for sale (WA10 2BU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 145 MORLEY STREET, ST HELENS, MERSEYSIDE WA10 2BU |
| Price | £70,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £68,500 Sep 2018 |

## Description

**Vestibule Entrance** -

**Lounge/Diner** - 6.712 x 3.713 (22'0" x 12'2") - With Laminate flooring, electric fire and feature surround, this room is front aspect and stairs lead to first floor.

**Kitchen** - 1.895 x 2.755 (6'2" x 9'0") - Range of high gloss units with contrasting work top and tiled walls.  Built in electric oven and hob, space for fridge and washing machine.  There is a rear aspect window with door giving access to outside.

**Anti-Space** -

**Bathroom** - 1.916 x 1.673 (6'3" x 5'5") - White suite, comprising of; W.C., basin and pedestal, bath with panel, tiled floor.

**Bedroom One** - 3.988 x 3.019 (13'1" x 9'10") - Front aspect with laminate flooring

**Bedroom Two** - 3.683 x 3.084 (12'0" x 10'1") - Rear aspect, laminate flooring and cupboard housing boiler and storage.

**Rear Yard** - Paved yard with gate giving access to passage way at rear.

## Property Photos

- ![Photo](/listings/photos/73386380/1359401)
- ![Photo](/listings/photos/73386380/1359404)
- ![Photo](/listings/photos/73386380/1359408)
- ![Photo](/listings/photos/73386380/1359410)
- ![Photo](/listings/photos/73386380/1359413)
- ![Photo](/listings/photos/73386380/1359415)
- ![Photo](/listings/photos/73386380/1359419)
- ![Photo](/listings/photos/73386380/1359421)
- ![Photo](/listings/photos/73386380/1359424)

## Floorplans

- ![Floorplan 1](/listings/photos/73386380/1359427) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/73386380/1359430) - EE Rating
- ![EI Rating](/listings/photos/73386380/1359431) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 145 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £68,500 | 11/09/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £107,000 | 17/12/2025 | Terraced |
| 19 COWLEY HILL LANE, ST HELENS, MERSEYSIDE, WA10 2AF | £160,000 | 10/12/2025 | Terraced |
| 31 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £160,000 | 27/10/2025 | Terraced |
| 127 COOPER STREET, ST HELENS, MERSEYSIDE, WA10 2DP | £165,000 | 01/09/2025 | Terraced |
| 98 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £89,000 | 15/08/2025 | Terraced |
| 53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £140,000 | 15/07/2025 | Terraced |
| [Same street] 143 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £76,000 | 17/10/2023 | Terraced |
| 76 ARGYLE STREET, ST HELENS, MERSEYSIDE, WA10 2DB | £105,000 | 03/10/2023 | Terraced |
| 53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £68,000 | 23/05/2023 | Terraced |
| [Same street] 148 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £55,000 | 31/01/2023 | Terraced |
| 54 WINDLE STREET, ST HELENS, MERSEYSIDE, WA10 2DA | £240,000 | 16/12/2022 | Terraced |
| 17 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £135,000 | 01/12/2022 | Terraced |
| 51 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ | £125,000 | 18/11/2022 | Terraced |
| 143 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA | £150,000 | 28/10/2022 | Terraced |
| 103 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY | £178,000 | 28/09/2022 | Terraced |
| 171 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA | £138,000 | 27/09/2022 | Terraced |
| 108 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £94,000 | 30/08/2022 | Terraced |
| [Same street] 154 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £120,000 | 28/07/2022 | Terraced |
| 39 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £94,000 | 15/07/2022 | Terraced |
| 51 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP | £86,000 | 29/06/2022 | Terraced |
| [Same street] 119 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £80,000 | 24/06/2022 | Terraced |
| 120 OXFORD STREET, ST HELENS, MERSEYSIDE, WA10 2BX | £225,000 | 09/06/2022 | Terraced |
| 111 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY | £135,000 | 06/05/2022 | Terraced |
| [Same street] 144 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £72,500 | 04/04/2022 | Terraced |
| 125 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT | £130,000 | 30/03/2022 | Terraced |
| [Same street] 113 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £80,000 | 09/03/2022 | Terraced |
| [Same street] 116 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £115,000 | 07/01/2022 | Terraced |
| [Same street] 127 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU | £93,000 | 21/10/2021 | Terraced |

**Street average:** £86,438 (8 sales)
**Area average:** £136,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £125,311 (81 Terraced, WA10, 2024–2026)
- **Deviation:** -44.1%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £711/mo
- **Realistic:** £790/mo
- **Optimistic:** £869/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Stanhope St, WA10 | £750/mo | 2 | 0.04 miles | OpenRent |
| 2 Bed Flat, North Road, WA10 | £800/mo | 2 | 0.28 miles | OpenRent |
| 2 Bed Terraced House, Birchley Street, WA10 | £795/mo | 2 | 0.48 miles | OpenRent |
| 2 Bed Terraced House, Devon St, WA10 | £775/mo | 2 | 0.63 miles | OpenRent |

**Average rent: £780/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 1.12% (strong)
- **Max investor price (0.8%):** £98,125
- **Target investor price (1%):** £78,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £785/mo).*

- **Gross yield:** 13.5%
- **Cost-to-rent:** 7.4×
- **Monthly cashflow:** £406/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 24%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.5%
- **10y growth:** 47.4%

## House Price Index (HM Land Registry)

*Official index for St Helens; Terraced series; as of April 2026.*

- **1y growth (index):** 7.9%
- **5y growth (index):** 33.9%
- **10y growth (index):** 78.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9

/ 9

Property details

Floor area

56 m²

Last sold

£68,500 Sep 2018

Local average

£125,311 (-44.1%)

Deprivation

Decile 1 (961 of 33,755)

Street crime

383 incidents within 1 mile (May 2026)

Key features

TWO BEDROOM
Terraced
Lounge/Diner
Modern Kitchen
Downstairs Bathroom
Rear Yard
Good Access to Centre
Good Network Links
First Time Buyer/Inverstment

Additional details

Garden: Yes

Description

Situated within easy walking distance of the town centre, this TWO BEDROOM terraced property is an ideal starter home for the First Time Buyer or Investor. There is a spacious lounge/diner, kitchen, downstairs bathroom and two good sized rooms to the the first floor. In good locality for the park and easy access to road and rail networks, this property is well worth viewing! NO ONWARD CHAIN!!!

Vestibule Entrance -

Lounge/Diner - 6.712 x 3.713 (22'0" x 12'2") - With Laminate flooring, electric fire and feature surround, this room is front aspect and stairs lead to first floor.

Kitchen - 1.895 x 2.755 (6'2" x 9'0") - Range of high gloss units with contrasting work top and tiled walls. Built in electric oven and hob, space for fridge and washing machine. There is a rear aspect window with door giving access to outside.

Anti-Space -

Bathroom - 1.916 x 1.673 (6'3" x 5'5") - White suite, comprising of; W.C., basin and pedestal, bath with panel, tiled floor.

Bedroom One - 3.988 x 3.019 (13'1" x 9'10") - Front aspect with laminate flooring

Bedroom Two - 3.683 x 3.084 (12'0" x 10'1") - Rear aspect, laminate flooring and cupboard housing boiler and storage.

Rear Yard - Paved yard with gate giving access to passage way at rear.

Listed by

St Helens

Best Property Centre

Reference: 73386380

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EE Rating

EI Rating

Price history

Event	Date	Price	% change
Sold	11/09/2018 (7 years ago)	£68,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
45 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£107,000	17/12/2025	Terraced
19 COWLEY HILL LANE, ST HELENS, MERSEYSIDE, WA10 2AF	£160,000	10/12/2025	Terraced
31 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£160,000	27/10/2025	Terraced
127 COOPER STREET, ST HELENS, MERSEYSIDE, WA10 2DP	£165,000	01/09/2025	Terraced
98 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT	£89,000	15/08/2025	Terraced
53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£140,000	15/07/2025	Terraced
Same street 143 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£76,000	17/10/2023	Terraced
76 ARGYLE STREET, ST HELENS, MERSEYSIDE, WA10 2DB	£105,000	03/10/2023	Terraced
53 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£68,000	23/05/2023	Terraced
Same street 148 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£55,000	31/01/2023	Terraced
54 WINDLE STREET, ST HELENS, MERSEYSIDE, WA10 2DA	£240,000	16/12/2022	Terraced
17 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£135,000	01/12/2022	Terraced
51 CHAPEL STREET, ST HELENS, MERSEYSIDE, WA10 2BJ	£125,000	18/11/2022	Terraced
143 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA	£150,000	28/10/2022	Terraced
103 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY	£178,000	28/09/2022	Terraced
171 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2UA	£138,000	27/09/2022	Terraced
108 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT	£94,000	30/08/2022	Terraced
Same street 154 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£120,000	28/07/2022	Terraced
39 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£94,000	15/07/2022	Terraced
51 RUTLAND STREET, ST HELENS, MERSEYSIDE, WA10 2BP	£86,000	29/06/2022	Terraced
Same street 119 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£80,000	24/06/2022	Terraced
120 OXFORD STREET, ST HELENS, MERSEYSIDE, WA10 2BX	£225,000	09/06/2022	Terraced
111 NORTH ROAD, ST HELENS, MERSEYSIDE, WA10 2TY	£135,000	06/05/2022	Terraced
Same street 144 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£72,500	04/04/2022	Terraced
125 STANHOPE STREET, ST HELENS, MERSEYSIDE, WA10 2BT	£130,000	30/03/2022	Terraced
Same street 113 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£80,000	09/03/2022	Terraced
Same street 116 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£115,000	07/01/2022	Terraced
Same street 127 MORLEY STREET, ST HELENS, MERSEYSIDE, WA10 2BU	£93,000	21/10/2021	Terraced

Street average: £86,438 (8 sales)

Area average: £136,200 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10.5%

10y growth 47.4%

House Price Index (HM Land Registry — official index, not sold-price averages): St Helens. Series: Terraced. As of April 2026.

1y (index) 7.9%

5y (index) 33.9%

10y (index) 78.1%

Rental Range

Estimated market rent for St. Helens. Low = conservative, Realistic = average, Optimistic = best case.

Low £711/mo

Realistic £790/mo

Optimistic £869/mo

Based on Local Authority from postcode lookup → St. Helens.

LHA (30th percentile) floor for St Helens: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View WA10 2BU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	COWLEY HILL LN/WINDLE ST	0.1 miles
Bus stop	NORTH RD/ST MARKS CHURCH	0.1 miles
Shop	Party Peace Balloons	0.4 miles
Shop	The Wine Loft	0.4 miles
Train station	St Helens Central	0.8 miles
Hospital	St Helens Hospital	1.8 miles
Train station	Thatto Heath	1.8 miles
Hospital	Main Entrance (Broadgreen)	7.2 miles
University	Edge Hill University	8.5 miles
University	University of Chester - Warrington Campus	8.6 miles

Street-level crime

Category	Count
Violence and sexual offences	173
Shoplifting	36
Anti-social behaviour	32
Public order	28
Criminal damage and arson	26
Drugs	25
Other theft	21
Vehicle crime	14
Other crime	12
Bicycle theft	6
Possession of weapons	5
Burglary	3
Robbery	1
Theft from the person	1
Total incidents	383

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Rivington Primary School	Primary	0.4 miles	Good — 25 Apr 2024
This Is My Education - TIME	Other	0.4 miles	Inadequate — 10 May 2023
Launchpad Centre	Other	0.4 miles	Good — 24 Mar 2017
St Mary & St Thomas CofE Primary School	Primary	0.4 miles	Outstanding — 20 Mar 2019
Cowley International College	Secondary	0.5 miles	Good — 22 Nov 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Stanhope St, WA10	£750/mo	2	0.04 miles	OpenRent
2 Bed Flat, North Road, WA10	£800/mo	2	0.28 miles	OpenRent
2 Bed Terraced House, Birchley Street, WA10	£795/mo	2	0.48 miles	OpenRent
2 Bed Terraced House, Devon St, WA10	£775/mo	2	0.63 miles	OpenRent

Average rent: £780/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.12%

Max investor price (0.8%) £98,125

Target investor price (1%) £78,500

Gross yield 13.5%

Cost-to-rent ratio 7.4×

Monthly cashflow £406/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 24%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Download brochure