# 3 bedroom semi-detached house for sale (OX5 2DT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 STERLING ROAD, KIDLINGTON, KIDLINGTON, OXFORDSHIRE OX5 2DT |
| Price | £269,995 |
| Bedrooms | 3 |
| Last sold | £260,000 Apr 2008 |

## Description

An extended 3 bedroom semi-detached house set in a non-estate position, close to the heart of Kidlington Village Centre. Features include 14' re-fitted kitchen, 22' sitting room and 13' dining room.

## Property Photos

- ![Front](/listings/photos/15951428/443056) - Front
- ![Garden](/listings/photos/15951428/443057) - Garden
- ![Sitting Room](/listings/photos/15951428/443058) - Sitting Room
- ![Dining Room](/listings/photos/15951428/443059) - Dining Room
- ![Kitchen](/listings/photos/15951428/443060) - Kitchen
- ![Kitchen](/listings/photos/15951428/443064) - Kitchen

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £260,000 | 04/04/2008 | Semi-detached |
| 38 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £72,000 | 09/06/1995 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 EXETER ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DZ | £340,000 | 12/06/2025 | Semi-detached |
| [Same street] 37 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £365,000 | 16/06/2023 | Semi-detached |
| [Same street] 62 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £425,000 | 02/09/2022 | Semi-detached |

**Street average:** £395,000 (2 sales)
**Area average:** £340,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £410,476 (21 Semi-detached, OX5, 2024–2026)
- **Deviation:** -34.2%

## Rental Range

*ONS Price Index of Private Rents (Cherwell). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,160/mo
- **Realistic:** £1,289/mo
- **Optimistic:** £1,418/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,182/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Oxford Road, OX5 | £1,675/mo | 3 | 0.11 miles | OpenRent |
| 3 Bed Terraced House, Newport Close, OX5 | £1,795/mo | 3 | 0.37 miles | OpenRent |
| 3 Bed Detached House, Oxford Road, OX5 | £2,100/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,857/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £224,375
- **Target investor price (1%):** £179,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,795/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.5×
- **Monthly cashflow:** £527/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.9%
- **10y growth:** 0.4%

## House Price Index (HM Land Registry)

*Official index for Cherwell; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 19.2%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)