# 2 bedroom terraced house for sale (BB7 1AD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 LOWERGATE, CLITHEROE, LANCASHIRE BB7 1AD |
| Price | £149,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 80 m² |
| Last sold | £161,500 Jul 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 24/03/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £619/year
- **Est. upgrade cost to C:** £26,515

### Recommendations
- Q (£4,000 - £14,000)
- W (£800 - £1,200)
- E (£15)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8787-7527-0220-6675-3922)

## Description

Enjoying a centre of town location within easy striking distance of shops, social establishments and public transport, this period cottage features exposed timber beams and a spacious rear yard with a sunny south westerly orientation.  Offered with vacant possession it comprises: lounge with a log burner, a large kitchen diner, three-piece bathroom and two bedrooms.  (735 sq ft/68.3 sq m approx/EPC: D).

An appealing home full of charm and character.

**Directions** - Located on Lowergate before the junction with King Lane, opposite the Salvation Army Centre.

**Services** - Mains supplies of gas, electricity, water and drainage.  Gas central heating from a Glow-worm combination boiler.  Council tax is payable to RVBC Band A.  The tenure is Freehold.

**Additional Features** - The property has PVCu double glazed windows and external doors with oak panelled doors to the bedrooms.

**Location** - You don't get much more central than this.

**Accommodation** - The lounge offers plenty of space and has a vestibule and a display niche with a cupboard beneath.  A solid fuel stove provides a secondary source of heat, the hearth large enough to store logs.  A winder staircase ascends to the first floor and there is an understairs broom cupboard.  The unexpectedly large kitchen diner has fitted base and wall units with granite effect laminate counters and a stainless steel sink unit with a mixer tap.  There is a Tecnik brushed stainless steel range-style cooker with a five-ring ceramic hob, twin ovens and grill.  A Beko upright fridge/freezer and a Beko washing machine.  Light and spacious with three windows and a glass panelled rear door.  The ground floor bathroom is smartly presented with a panelled bath having a Mira thermostatic shower and glazed screen over, pedestal washbasin and a low suite wc.  Ceramic tiling to three walls, floor and bath panel with a chromed ladder radiator.

On the first floor there are two bedrooms, each full of charm and character with sloping ceilings and exposed roof purlins.  The front bedroom has a built-in wardrobe, cupboard and drawers with open shelving to an alcove recess.  There is a mock sash casement window and two double glazed roof lights.  The rear facing bedroom has a built-in wardrobe with shelving and there is a further cupboard above the stair bulkhead.

**Outside** - With a south westerly orientation the rear yard is a veritable sun trap with stone walls and Indian stone flagging.

NO UPWARD CHAIN.

**Viewing** - Strictly by appointment with Anderton Bosonnet - a member of The Guild of Property Professionals.

## Property Photos

- ![Photo](/listings/photos/123273878/283698)
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- ![Photo](/listings/photos/123273878/283712)
- ![Photo](/listings/photos/123273878/283714)

## Floorplans

- ![FLOORPLAN](/listings/photos/123273878/283716) - FLOORPLAN

## EPC Graphs

- ![EE Rating](/listings/photos/123273878/283717) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4608641
- **Address:** 14 Lowergate, CLITHEROE, BB7 1AD
- **Certificate Issued:** 03/04/2007
- **Work Completed:** 15/09/2002
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £161,500 | 22/07/2022 | Terraced |
| 14 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £125,000 | 21/07/2017 | Terraced |
| 14 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £115,000 | 28/06/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 ALBION STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1LS | £164,000 | 21/11/2025 | Terraced |
| THE ASHLARS 3 YORK STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 2DH | £325,000 | 14/11/2025 | Terraced |
| 2 THE ASHLARS YORK STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 2DH | £240,000 | 21/10/2025 | Terraced |
| [Same street] 24 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £99,500 | 09/06/2023 | Terraced |
| 31 WELLGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 2DP | £580,000 | 16/12/2022 | Terraced |
| 13 YORK STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 2DH | £375,000 | 01/12/2022 | Terraced |
| [Same street] 19 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £130,000 | 02/11/2022 | Terraced |
| [Same street] 12 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £108,500 | 10/10/2022 | Terraced |
| 12 WALKER STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1NN | £204,950 | 13/09/2022 | Terraced |
| [Same street] 57 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £120,000 | 05/07/2022 | Terraced |
| HODDER HOUSE ALBION PLACE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1QH | £152,000 | 10/06/2022 | Terraced |
| 5 ALBION STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1LS | £120,000 | 29/04/2022 | Terraced |
| 9 CANDLEMAKERS COURT, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AH | £110,000 | 24/03/2022 | Terraced |
| [Same street] 25 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £129,950 | 11/02/2022 | Terraced |
| 9 ALBION STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1LS | £112,000 | 26/11/2021 | Terraced |
| 15 WALKER STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1NN | £128,795 | 19/11/2021 | Terraced |
| 13 YORK STREET, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 2DH | £120,000 | 29/10/2021 | Terraced |
| [Same street] 17A LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £120,000 | 10/09/2021 | Other |
| [Same street] 35 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £148,000 | 29/07/2021 | Terraced |
| [Same street] 33 LOWERGATE, CLITHEROE, RIBBLE VALLEY, LANCASHIRE, BB7 1AD | £125,000 | 29/07/2021 | Terraced |

**Street average:** £122,619 (8 sales)
**Area average:** £219,312 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £211,375 (56 Terraced, BB7, 2024–2026)
- **Deviation:** -29.1%

## Rental Range

*ONS Price Index of Private Rents (Ribble Valley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £725/mo
- **Realistic:** £806/mo
- **Optimistic:** £887/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £100,750
- **Target investor price (1%):** £80,600

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,874/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.3%
- **10y growth:** 50.4%

## House Price Index (HM Land Registry)

*Official index for Ribble Valley; Terraced series; as of March 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 20.2%
- **10y growth (index):** 38.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
