# 4 bedroom detached house for sale (CA26 3TA) ## Property Details | Key | Value | |-----|-------| | Address | 20A, RHEDA PARK, FRIZINGTON, CUMBERLAND CA26 3TA | | Price | £430,000 | | Bedrooms | 4 | | Bathrooms | 3 | | Council tax | E | | Construction age | England and Wales: 1996-2002 | | Floor area | 209 m² | | Last sold | £402,000 Dec 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 08/05/2034 - **Current heating cost:** £1,863/year - **Est. upgrade cost to C:** £4,500 ### Recommendations - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4700-6411-0122-0309-3543) ## Description We are pleased to offer for sale this Lovely Individually Designed detached House situated on a good size plot on this popular woodland estate with access to local amenities, Whitehaven, Cockermouth and the Western Lake District and Easy Commute to sellafield. The property enjoys a quiet location off a private road with mature gardens and has the benefit of a Garage and Off road parking for multiple Vehicles. Briefly Comprising the following accommodation. Entrance Hall, Lounge, Kitchen/Breakfast Room, Utility Room, Cloakroom/W.C, Family Room and Conservatory. To the First Floor 4 Double Bedrooms Two which are en-suite, 2 Further Bedrooms and Family, Bathroom/W.C, There is also a Home Office/Potential 5th Bedroom. Externally the Property has landscaped Gardens and Driveway to Front Providing Ample Parking and Garage. Take a Look you will not be disappointed **IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case. WHV240228/2 ## Property Photos - ![PHOTOGRAPHY](/listings/photos/147436442/731461) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731463) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731465) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731467) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731468) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731469) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731470) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731472) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731473) - PHOTOGRAPHY - ![Picture No. 16](/listings/photos/147436442/731477) - Picture No. 16 - ![Picture No. 15](/listings/photos/147436442/731479) - Picture No. 15 - ![PHOTOGRAPHY](/listings/photos/147436442/731481) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731485) - PHOTOGRAPHY - ![PHOTOGRAPHY](/listings/photos/147436442/731492) - PHOTOGRAPHY ## Floorplans - ![Floorplan](/listings/photos/147436442/731495) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/147436442/731499) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 20A RHEDA PARK, FRIZINGTON, CUMBERLAND, CA26 3TA | £402,000 | 06/12/2024 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 7 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £240,000 | 19/01/2026 | Detached | | 4 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £250,000 | 26/11/2025 | Detached | | [Same street] FEN RHEDA PARK, FRIZINGTON, CUMBERLAND, CA26 3TA | £385,000 | 02/10/2023 | Detached | | [Same street] SHILOH RHEDA PARK, FRIZINGTON, CUMBERLAND, CA26 3TA | £425,000 | 01/03/2023 | Detached | | 3 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £320,000 | 20/12/2022 | Detached | | 11 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £320,000 | 09/12/2022 | Detached | | 9 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £320,000 | 03/11/2022 | Detached | | 12 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £275,000 | 12/08/2022 | Detached | | 10 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £320,000 | 12/08/2022 | Detached | | 4 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £225,000 | 10/06/2022 | Detached | | 14 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £320,000 | 01/06/2022 | Detached | | 5 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £220,000 | 27/05/2022 | Detached | | 8 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £220,000 | 28/04/2022 | Detached | | 6 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £305,000 | 07/04/2022 | Detached | | [Same street] WOODSIDE RHEDA PARK, FRIZINGTON, COPELAND, CUMBRIA, CA26 3TA | £348,000 | 18/03/2022 | Detached | | 1 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £310,000 | 21/12/2021 | Detached | | 2 NORTH PARK, FRIZINGTON, CUMBERLAND, CA26 3TP | £240,000 | 20/12/2021 | Detached | | [Same street] 26 RHEDA PARK, FRIZINGTON, COPELAND, CUMBRIA, CA26 3TA | £405,000 | 22/09/2021 | Detached | | [Same street] 46 RHEDA PARK, FRIZINGTON, COPELAND, CUMBRIA, CA26 3TA | £416,000 | 30/06/2021 | Detached | **Street average:** £395,800 (5 sales) **Area average:** £277,500 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £290,250 (8 Detached, CA26, 2024–2026) - **Deviation:** +48.1% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £698/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 4 Bed Semi-Detached House, Yeathouse Road, CA26 | £995/mo | 4 | 0.88 miles | OpenRent | | 4 Bed Terraced House, Bowthorn Road, CA25 | £795/mo | 4 | 0.9 miles | OpenRent | **Average rent: £895/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.21% (weak for cashflow) - **Max investor price (0.8%):** £111,875 - **Target investor price (1%):** £89,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £895/mo).* - **Gross yield:** 2.5% - **Cost-to-rent:** 40× - **Monthly cashflow:** £-913/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -8.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,057/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 10.1% - **10y growth:** -9.5% ## House Price Index (HM Land Registry) *Official index for North West; Detached series; as of March 2026.* - **1y growth (index):** 1.1% - **5y growth (index):** 22.5% - **10y growth (index):** 56.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)