Sold STC House

3A

HIGH STREET, WHITBY, RUSWARP, NORTH YORKSHIRE YO21 1NH

2 beds Listed 24 Feb 2011 (-5588d)

£160,000

Guide Price

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Front Rear Rear Garden Sitting Room Kitchen Bedroom 1 Bedroom 2 Bathroom Front

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Property details

Last sold

£150,000 Jul 2011

Local average

£495,400 (-67.7%)

Deprivation

Decile 8 (26,821 of 33,755)

Street crime

35 incidents within 1 mile (Apr 2026)

Key features

  • Stone built mid terrace cottage
  • 2 bedrooms
  • Gas central heating
  • Modern kitchen and bathroom
  • Gardens to front and rear

Additional details

Parking
Yes
Garden
Yes

Description

An updated 2 bedroom cottage situated within the popular village of Ruswarp, just outside Whitby, currently established as a holiday letting cottage with accommodation set out over three floors. The property has front and rear gardens and is available with vacant possession. Improvements include a modern bath suite with a shower, a modern fitted kitchen and a gas central heating system.

From the path at the front of the house a traditional half-glazed panelled entrance door opens into:

Entrance Hall: With a storage cupboard, fitted carpet and central heating radiator. A half glazed inner door opens through to�

Living Room: 14'0 x 10'6 narrowing to 8'8 A cosy front room with a double glazed window overlooking the front garden, fitted carpet and central heating radiator. The focal point of the room is a Valor Firelite gas fire with wood surround, tiled inset and hearth. Beamed ceiling, television point. A door leads through to �

Inner Hall: with staircase off to the first floor, fitted carpet, coat hooks and central heating radiator. A door leads through to�

Kitchen: 12'7 x7'1 (max) The kitchen has been updated with a range of wall and base units with a white finish under laminate worktops with integral equipment including a stainless steel single drainer sink unit, electric oven and hob. Part tiled walls, central heating radiator, window to the rear and upvc double glazed door to the rear. Vinyl flooring and extractor fan.

First Floor
The staircase rises from the inner hallway to a first floor landing with fitted carpet, central heating radiator and smoke alarm. From here doors open to the bathroom and �

Bedroom 1: 10'11 x 10'1 (ave) A good sized double bedroom with a double glazed window to the front and exposed beamed ceiling. Fitted carpet, central heating radiator.

Bathroom: 9'0 (ave) x 7'2 Having a white three piece suite comprising a panel bath with Mira plumbed shower over, pedestal wash hand basin and low level WC. Part tiled walls, central heating radiator, window to the rear, extractor fan and vinyl flooring. Partitioned cupboard housing the Worcester combination central heating boiler and having plumbing for a washing machine.

Second Floor
The staircase rises from the first floor to a small first second floor landing with a door opening directly into �

Bedroom 2: 12'9 x10'4 (max) An L shaped single or twin bedroom with a double glazed Velux rooflight window to the rear with fitted blind. Wardrobe, fitted carpet, central heating radiator and hatch to eaves.

Outside
The property has a small graveled forecourt garden to the front for ease of maintenance. To the rear of the cottage, a flight of stone steps lead up to a covered seating area and then a path leads to the rear where there is a larger garden with a paved patio area and a further area which has been mulched with wood chippings for ease of maintenance.


GENERAL REMARKS AND STIPULATIONS

Viewing: By appointment with the selling agents Richardson and Smith (01947) 602298.

Directions: From the offices of Richardson & Smith, drive up Bagdale and take the first turning at the roundabout, up Prospect Hill. At the traffic lights at the top turn right towards Guisborough. Take the first turning again at the next roundabout, signed to Ruswarp and follow the road along, down the bank and into the village. Eskmoor Cottage lies on your right hand side where marked by the Richardson and Smith for sale board, just above and opposite Jacksons butchers shop.


Services: The property is understood to be connected to mains supplies of water, gas, electricity and drainage. The property has a gas central heating system from a Worcester combination style gas central heating boiler located in the cupboard in the bathroom.

Council Tax / Business Rates: The property has been run as a holiday let in recent years and is therefore business rated. The rateable value is £2300 per annum and therefore the rates currently payable for 2010/11 are £936.10 before reliefs. Scarborough Borough Council Tel: 01723 232323

Listed by

Whitby

Richardson & Smith

Reference: 18160590

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC 1

EPC 1

Price history

233% since 1998

Event Date Price % change
Sold 15/07/2011 (14 years ago) £150,000 +222.6%
Sold 11/06/1999 (27 years ago) £46,500 +3.3%
Sold 19/11/1998 (27 years ago) £45,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
3 CROFT FARM, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NY £270,000 08/09/2022 Other
2 CROFT FARM, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1NY £273,000 12/08/2022 Other
GARAGE, 16 MILL COURT, RUSWARP, WHITBY, SCARBOROUGH, NORTH YORKSHIRE, YO21 1YL £172,500 09/07/2021 Other

Area average: £238,500 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -7.9%
10y growth 738.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: All dwelling types. As of March 2026.

1y (index) -0.2%
5y (index) 20.3%
10y (index) 53.5%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo
Realistic £855/mo
Optimistic £941/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Scarborough: £549/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Colin Duck Grocers & Off Licence 0.0 miles
Shop Jackson's Butchers 0.0 miles
Bus stop Ruswarp (Parish Church / Bus Shelter) 0.1 miles
Bus stop Bus Stop (Ruswarp C of E Primary School) 0.1 miles
Train station Ruswarp 0.1 miles
Hospital Whitby Hospital 1.0 miles
Train station Whitby 1.1 miles

Street-level crime

Category Count
Violence and sexual offences 15
Anti-social behaviour 5
Other theft 5
Criminal damage and arson 3
Public order 3
Bicycle theft 1
Burglary 1
Other crime 1
Vehicle crime 1
Total incidents 35

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Ruswarp Church of England Voluntary Controlled Primary School Primary 0.1 miles Requires improvement — 25 Sep 2023
Airy Hill Primary School Primary 0.8 miles Good — 19 May 2016
Whitby School Secondary 0.8 miles Requires improvement — 21 Jan 2024
Stakesby Primary Academy Primary 0.9 miles Good — 30 Mar 2023
International Christian Language School for Functional English Other 1.0 miles (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Semi-Detached House, Chancel Way, YO21 £895/mo 2 1.07 miles OpenRent

Average rent: £895/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%
Max investor price (0.8%) £111,875
Target investor price (1%) £89,500
Gross yield 6.7%
Cost-to-rent ratio 14.9×
Monthly cashflow £150/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 3.9%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).