# 3 bedroom semi-detached house for sale (OX10 9QS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 LAPWING LANE, WALLINGFORD, CHOLSEY, OXFORDSHIRE OX10 9QS |
| Price | £425,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £410,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 27/08/2035
- **Current heating cost:** £913/year
- **Est. upgrade cost to C:** £19,600

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- I (£2,200 - £3,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2435-6128-3500-0288-4222)

## Description

Situated at the end of this popular cul-de-sac, is this nicely presented, three-bedroom, semi-detached property which is conveniently located within close proximity to the centre of the village and within walking distance of the station giving commuter access to London, Oxford and Reading.

Accommodation comprises; porch, entrance hallway, sitting room, separate dining room, and kitchen with access into a utility and WC. This leads into a conservatory, and then out onto a north facing garden which is laid mainly to lawn with mature shrubs and a sunny seating area. The garden also benefits from a detached garage with light and power.  Upstairs comprises of three nicely decorated bedrooms, and a family bathroom. Externally the property offers driveway parking for two cars and has Upvc double glazing and gas central heating throughout. This property has benefited from lots of improvements and has great potential.

Cholsey is located to the south of Wallingford and is a bustling community with fantastic amenities. The village has a mainline railway station giving direct access to Reading, Oxford, and London Paddington. The A34 is 9 miles away, whilst the M4 can be accessed at junction 12 c.12 miles from the property.  There is also a well-regarded Primary School and local shops including a Tesco express, pharmacy, butchers, and hair-dressers. The village has many sports clubs including adult and children`s football clubs, cricket club, golf society and much more, as well as easy access to open countryside and the Berkshire downs for those who enjoy walking.

**Notice**

Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

## Property Photos

- ![Photo](/listings/photos/166295957/1536851)
- ![Photo](/listings/photos/166295957/1536852)
- ![Photo](/listings/photos/166295957/1536853)
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- ![Photo](/listings/photos/166295957/1536860)
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- ![Photo](/listings/photos/166295957/1536862)
- ![Photo](/listings/photos/166295957/1536863)
- ![Photo](/listings/photos/166295957/1536864)

## Floorplans

- ![Floorplan 1](/listings/photos/166295957/1536865) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/166295957/1536866) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16677092
- **Address:** 40 Lapwing Lane, Cholsey, OX10 9QS
- **Certificate Issued:** 23/02/2025
- **Work Completed:** 07/02/2025
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 LAPWING LANE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9QS | £410,000 | 09/03/2026 | Semi-detached |
| 40 LAPWING LANE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9QS | £305,000 | 01/03/2021 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 AGATHA CHRISTIE WAY, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9RS | £210,000 | 15/08/2025 | Semi-detached |
| 5 ROWLAND ROAD, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9PB | £391,000 | 21/03/2025 | Semi-detached |
| 5 CROSS ROAD, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9PE | £327,000 | 05/12/2023 | Semi-detached |
| 56 ROTHWELLS CLOSE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9LF | £351,000 | 22/11/2023 | Semi-detached |
| 16 POUND LANE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9NR | £375,000 | 01/09/2023 | Semi-detached |
| 4 PANTERS ROAD, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9NY | £650,000 | 18/08/2023 | Semi-detached |
| 40 AGATHA CHRISTIE WAY, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9RS | £403,000 | 14/04/2023 | Semi-detached |
| 11 ASHFIELD WAY, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9FU | £367,500 | 07/03/2023 | Semi-detached |
| 32 ROTHWELLS CLOSE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9LF | £400,000 | 18/11/2022 | Semi-detached |
| 5 QUEENS ROAD, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9QP | £485,000 | 16/11/2022 | Semi-detached |
| 54 ROTHWELLS CLOSE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9LF | £375,000 | 07/11/2022 | Semi-detached |
| 28 ROTHWELLS CLOSE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9LF | £349,000 | 20/10/2022 | Semi-detached |
| [Same street] 21 LAPWING LANE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9QS | £410,000 | 14/10/2022 | Terraced |
| [Same street] 34 LAPWING LANE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9QS | £470,000 | 05/10/2022 | Semi-detached |
| 14B AMWELL PLACE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9NZ | £400,000 | 05/10/2022 | Semi-detached |
| 10 KENNEDY CRESCENT, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9QZ | £445,000 | 28/09/2022 | Semi-detached |
| 2 STATION ROAD, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9PT | £550,000 | 21/09/2022 | Semi-detached |
| 18 DOWNSIDE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9FG | £347,500 | 22/08/2022 | Semi-detached |
| 2 CROSS ROAD, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9PE | £471,000 | 08/08/2022 | Semi-detached |
| 14 PANTERS ROAD, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9NY | £421,000 | 10/06/2022 | Semi-detached |
| 37 ROTHWELLS CLOSE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9LE | £306,000 | 31/03/2022 | Semi-detached |
| 53 ILGES LANE, CHOLSEY, WALLINGFORD, SOUTH OXFORDSHIRE, OXFORDSHIRE, OX10 9NX | £452,000 | 10/03/2022 | Semi-detached |

**Street average:** £440,000 (2 sales)
**Area average:** £403,800 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £411,930 (25 Semi-detached, OX10, 2024–2026)
- **Deviation:** +3.2%

## Rental Range

*ONS Price Index of Private Rents (South Oxfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,246/mo
- **Realistic:** £1,384/mo
- **Optimistic:** £1,522/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Cross Road, OX10 | £1,550/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Terraced House, Ruttle Close, OX10 | £1,600/mo | 3 | 0.52 miles | OpenRent |

**Average rent: £1,575/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £196,875
- **Target investor price (1%):** £157,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,575/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.5×
- **Monthly cashflow:** £-281/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,722/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.6%
- **10y growth:** 7.9%

## House Price Index (HM Land Registry)

*Official index for South Oxfordshire; Semi-detached series; as of May 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 15.2%
- **10y growth (index):** 32.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
