# 2 bedroom terraced house for sale (ST4 7RR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 LEWIS STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 7RR |
| Price | £90,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 66 m² |
| Last sold | £15,000 May 2001 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 03/12/2033
- **Current heating cost:** £1,079/year
- **Est. upgrade cost to C:** £24,500

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2665-2111-1267-9140-4652)

## Description

This modern two-bedroom mid-terraced home presents an excellent opportunity for investors, offered for sale with the benefit of an instant income from a tenant in situ currently paying £700.00 per calendar month.

The well presented accommodation comprises two well-proportioned living rooms, a modern fitted kitchen and a contemporary bathroom. To the first floor are two good-sized bedrooms, providing comfortable living space for tenants or future occupiers.

Externally, the property benefits from a low-maintenance rear garden, ideal for outdoor relaxation.

Conveniently located, the property is within easy reach of the mainline railway station at Stoke, offering excellent commuter links, as well as a major shopping area providing a wide range of retail, dining, and leisure amenities. The A500, a major trunk road network is also close by, making travel to surrounding towns and cities straightforward.

## Property Photos

- ![Photo](/listings/photos/173242601/93057)
- ![Photo](/listings/photos/173242601/93058)
- ![Photo](/listings/photos/173242601/93059)
- ![Photo](/listings/photos/173242601/93060)
- ![Photo](/listings/photos/173242601/93061)
- ![Photo](/listings/photos/173242601/93062)
- ![Photo](/listings/photos/173242601/93063)
- ![Photo](/listings/photos/173242601/93064)
- ![Photo](/listings/photos/173242601/93065)

## Floorplans

- ![Floorplan 1](/listings/photos/173242601/93066) - Floorplan 1
- ![Floorplan 2](/listings/photos/173242601/93067) - Floorplan 2

## EPC Graphs

- ![EPC 1](/listings/photos/173242601/93068) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LEWIS STREET, STOKE-ON-TRENT, ST4 7RR | £15,000 | 29/05/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 LEWIS STREET, STOKE-ON-TRENT, ST4 7RR | £72,500 | 04/12/2025 | Terraced |
| 29 LIVERPOOL ROAD, STOKE-ON-TRENT, ST4 1AW | £80,000 | 06/08/2025 | Terraced |
| 11 LEWIS STREET, STOKE-ON-TRENT, ST4 7RR | £55,000 | 28/11/2023 | Terraced |
| 4 LEWIS STREET, STOKE-ON-TRENT, ST4 7RR | £55,000 | 24/11/2023 | Terraced |
| 5 FLOYD STREET, STOKE-ON-TRENT, ST4 7RT | £60,000 | 06/10/2023 | Terraced |
| 16 LEWIS STREET, STOKE-ON-TRENT, ST4 7RR | £50,450 | 18/09/2023 | Terraced |
| 57 LIVERPOOL ROAD, STOKE-ON-TRENT, ST4 1AQ | £40,000 | 22/06/2023 | Terraced |
| 5 FLOYD STREET, STOKE-ON-TRENT, ST4 7RT | £65,000 | 24/04/2023 | Terraced |
| 19 LEWIS STREET, STOKE-ON-TRENT, ST4 7RR | £83,000 | 08/12/2022 | Terraced |
| 9 FLOYD STREET, STOKE-ON-TRENT, ST4 7RT | £75,000 | 30/11/2022 | Terraced |
| 5 FLOYD STREET, STOKE-ON-TRENT, ST4 7RT | £65,500 | 10/11/2022 | Terraced |
| 10 LOVATT STREET, STOKE-ON-TRENT, ST4 7RL | £80,500 | 04/11/2022 | Terraced |
| 32 LEWIS STREET, STOKE-ON-TRENT, ST4 7RS | £100,000 | 16/09/2022 | Terraced |
| 8 LEWIS STREET, STOKE-ON-TRENT, ST4 7RR | £82,500 | 18/07/2022 | Terraced |
| 29 LEWIS STREET, STOKE-ON-TRENT, ST4 7RS | £105,000 | 01/07/2022 | Terraced |
| 60 LIVERPOOL ROAD, STOKE-ON-TRENT, ST4 1AZ | £55,000 | 08/06/2022 | Terraced |
| 41 LEWIS STREET, STOKE-ON-TRENT, ST4 7RS | £74,000 | 18/03/2022 | Terraced |
| 7 SHELTON OLD ROAD, STOKE-ON-TRENT, ST4 7RX | £104,000 | 22/10/2021 | Terraced |
| 28 KNOWLE STREET, STOKE-ON-TRENT, ST4 7RU | £75,000 | 30/09/2021 | Terraced |
| 28 KNOWLE STREET, STOKE-ON-TRENT, ST4 7RU | £63,000 | 19/08/2021 | Terraced |

**Area average:** £72,023 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,840 (152 Terraced, ST4, 2024–2026)
- **Deviation:** -20.2%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD](http://87.117.209.195:8080/listings/930f6c8) | £795/mo | 2 | 0.13 miles | Rightmove |
| [Tolkein Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c6a7bf7) | £915/mo | 2 | 0.26 miles | Rightmove |
| [Oxford Street, Penkhull, ST4](http://87.117.209.195:8080/listings/2d5db37) | £750/mo | 2 | 0.3 miles | Rightmove |
| [Westland Street, Penkhull, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6ef42a7) | £750/mo | 2 | 0.34 miles | Rightmove |
| [Spencer Road, Stoke, ST4](http://87.117.209.195:8080/listings/6b4c851) | £850/mo | 2 | 0.35 miles | Rightmove |
| [Princes Road, Hartshill, ST4](http://87.117.209.195:8080/listings/1757133) | £800/mo | 2 | 0.39 miles | Rightmove |
| [Quarry Avenue, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/11c0e0f) | £800/mo | 2 | 0.4 miles | Rightmove |
| [Boothen Road, Stoke-on-Trent](http://87.117.209.195:8080/listings/062a021) | £785/mo | 2 | 0.41 miles | Rightmove |
| [Victoria House, Scholars Court, Penkhull, Stoke on Trent](http://87.117.209.195:8080/listings/e4f5db5) | £825/mo | 2 | 0.42 miles | Rightmove |
| [Cornwallis street, Stoke](http://87.117.209.195:8080/listings/3dff9ad) | £695/mo | 2 | 0.49 miles | Rightmove |
| [Cornwallis Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/6c6c0ea) | £695/mo | 2 | 0.5 miles | Rightmove |
| [Selwyn Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/8856566) | £700/mo | 2 | 0.51 miles | Rightmove |
| [Selwyn Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/c87062e) | £700/mo | 2 | 0.51 miles | Rightmove |
| [Cornwallis Street, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c80065a) | £850/mo | 2 | 0.51 miles | Rightmove |
| [Fletcher Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/f7b6ff6) | £775/mo | 2 | 0.53 miles | Rightmove |
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 0.55 miles | Rightmove |
| [Hunters Way, Stoke-On-Trent](http://87.117.209.195:8080/listings/1bb7798) | £795/mo | 2 | 0.55 miles | Rightmove |
| [Frank  Street, Stoke-on-Trent, ](http://87.117.209.195:8080/listings/d6a8ed1) | £750/mo | 2 | 0.6 miles | Rightmove |
| [Hartshill Road, Stoke-on-trent](http://87.117.209.195:8080/listings/8468ecd) | £750/mo | 2 | 0.62 miles | Rightmove |
| [Campbell Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/89298f5) | £700/mo | 2 | 0.66 miles | Rightmove |

**Average rent: £781/mo (59 listings)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £95,375
- **Target investor price (1%):** £76,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £763/mo).*

- **Gross yield:** 10.2%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £307/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,364/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.9%
- **10y growth:** 18.6%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)