# 2 bedroom ground floor maisonette for sale (SG17 5BW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1A, NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE SG17 5BW |
| Price | £260,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Last sold | £257,500 Nov 2022 |

## Description

This nearly new 2 bedroom ground floor maisonette is offered in immaculate condition throughout and still retains builders 10 year warranty.

## Property Photos

- ![Photo](/listings/photos/122368304/365293)
- ![Photo](/listings/photos/122368304/365294)
- ![Photo](/listings/photos/122368304/365295)
- ![Photo](/listings/photos/122368304/365296)
- ![Photo](/listings/photos/122368304/365297)
- ![Photo](/listings/photos/122368304/365301)
- ![Photo](/listings/photos/122368304/365303)
- ![Photo](/listings/photos/122368304/365305)
- ![Photo](/listings/photos/122368304/365309)
- ![Photo](/listings/photos/122368304/365312)
- ![Photo](/listings/photos/122368304/365317)
- ![Photo](/listings/photos/122368304/365320)
- ![Photo](/listings/photos/122368304/365325)
- ![Photo](/listings/photos/122368304/365329)

## Floorplans

- ![Floorplan 1](/listings/photos/122368304/365335) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/122368304/365338) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1A NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £257,500 | 25/11/2022 | Flat |
| 1A NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £242,500 | 17/01/2020 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 28 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £200,000 | 16/01/2026 | Terraced |
| 1 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FL | £180,000 | 19/12/2025 | Flat |
| 9 OLD STATION WAY, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5ED | £195,000 | 18/12/2025 | Flat |
| 2 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FL | £220,000 | 04/12/2025 | Flat |
| [Same street] 56 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £476,800 | 26/09/2025 | Semi-detached |
| [Same street] 1B NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £280,000 | 12/09/2025 | Flat |
| 5 OLD STATION WAY, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5ED | £187,500 | 12/09/2025 | Flat |
| [Same street] 23 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £320,000 | 05/09/2025 | Semi-detached |
| [Same street] 4 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £330,000 | 23/05/2025 | Semi-detached |
| 96 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FN | £190,000 | 28/11/2023 | Flat |
| [Same street] 42 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £547,000 | 24/11/2023 | Detached |
| 70 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FN | £188,000 | 31/10/2023 | Flat |
| [Same street] 15 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £604,500 | 23/10/2023 | Semi-detached |
| 4 ST FRANCIS COURT, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5RU | £170,000 | 08/09/2023 | Flat |
| 41 ST FRANCIS COURT, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5RU | £180,000 | 11/08/2023 | Flat |
| 69 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FN | £183,000 | 13/06/2023 | Flat |
| [Same street] 13 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £320,000 | 21/04/2023 | Terraced |
| 24 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FL | £170,000 | 14/04/2023 | Flat |
| 4 SHEPHERDS PLACE, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BF | £261,000 | 31/03/2023 | Flat |
| 3B HIGH STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5DD | £155,000 | 17/03/2023 | Flat |
| [Same street] 45 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £265,000 | 27/01/2023 | Terraced |
| 17 SHEPHERDS PLACE, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BF | £198,750 | 18/11/2022 | Flat |
| RICHARD DANIELS HOUSE FLAT 12 HIGH STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5DD | £210,000 | 04/11/2022 | Flat |
| 14 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FL | £160,000 | 02/11/2022 | Flat |
| 18 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FL | £155,000 | 29/09/2022 | Flat |
| RICHARD DANIELS HOUSE FLAT 14 HIGH STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5DD | £155,000 | 26/08/2022 | Flat |
| 8 SHEPHERDS PLACE, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BF | £260,000 | 19/08/2022 | Flat |
| 2 SCOTGRANGE MEADOW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5PU | £275,000 | 09/08/2022 | Flat |
| 94 RIVER VIEW, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5FN | £158,000 | 29/07/2022 | Flat |
| [Same street] 30 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £192,500 | 17/12/2021 | Terraced |
| [Same street] 39 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £278,000 | 28/09/2021 | Terraced |
| [Same street] 54 NEW STREET, SHEFFORD, CENTRAL BEDFORDSHIRE, SG17 5BW | £460,000 | 20/09/2021 | Semi-detached |

**Street average:** £356,150 (12 sales)
**Area average:** £192,563 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £192,250 (8 Flat, SG17, 2024–2026)
- **Deviation:** +35.2%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,118/mo
- **Realistic:** £1,242/mo
- **Optimistic:** £1,366/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, St. Francis Court, SG17 | £1,355/mo | 2 | 0.14 miles | OpenRent |

**Average rent: £1,355/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £169,375
- **Target investor price (1%):** £135,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,355/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £171/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.4%
- **10y growth:** 41.9%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2%
- **5y growth (index):** 7.6%
- **10y growth (index):** 19.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)