# 3 bedroom terraced house for sale (SG2 9DZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE SG2 9DZ |
| Price | £158,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 88 m² |
| Last sold | £155,000 May 2013 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/10/2031
- **Est. upgrade cost to C:** £18,330

### Recommendations
- A2 (£850 - £1,500)
- W2 (£4,000 - £6,000)
- E (£55)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2125-3903-6200-2709-0204)

## Description

Entrance hallway

Double panelled radiator, solid wood flooring, wall mounted thermostat, smoke alarm, cupboard

housing boiler and storage cupboard.

Lounge/Diner 21'8''x 10'4'' (6.60m 3.15m)

UPVC bay window to front aspect, double panelled radiator, coving to ceiling, double glazed patio

doors to rear garden, spotlighting.

Kitchen/Breakfast Room 14'7''x 10'11'' (4.45m 3.33m)

Re fitted kitchen with cupboards at eye and base level, roll top work surfaces, double glazed

window to rear aspect, roll top work surfaces, stainless steel sink with mixer taps and drainer,

integral double oven with large gas hob, extractor over, integral fridge/freezer and dishwasher,

solid wood flooring, tiled splashbacks, space for table, double panelled radiator, double glazed

window to rear aspect, storage cupboard.

Stairs leading to first floor landing

With doors to all rooms

Bedroom 1: 11'6''x 11'2'' (3.51m 3.40m)

UPVC window to front aspect, single panelled radiator, range of fitted wardrobes.

Bedroom 2: 11'1''x 10'3'' (3.38m 3.12m)

UPVC window to rear aspect, single panelled radiator, built in cupboard with picture rail.

Bedroom 3: 8'7''x 7' (2.62m 2.13m)

UPVC window to rear aspect, single panelled radiator, built in cupboard.

Bathroom

Fully enclosed double shower cubicle, wall mounted shower, heated towel rail, hand wash basin

and pedestal with mixer taps, close coupled WC, under floor heating, fully tiled walls, ceramic tiled

flooring, airing cupboard, two extractor fans, under floor heating, airing cupboard, double glazed

window to front aspect.

Rear garden

Secluded south facing rear garden with flower and shrub borders, large lawn area, timber fencing.

Front garden

Small flower and shrub borders, lawn area, pathway to front door, brick built bin store.

## Property Photos

- ![Photo](/listings/photos/37723282/683829)
- ![Photo](/listings/photos/37723282/683835)
- ![Photo](/listings/photos/37723282/683842)
- ![Photo](/listings/photos/37723282/683845)
- ![Photo](/listings/photos/37723282/683848)
- ![Photo](/listings/photos/37723282/683852)
- ![Photo](/listings/photos/37723282/683855)
- ![Photo](/listings/photos/37723282/683858)
- ![Photo](/listings/photos/37723282/683860)
- ![Photo](/listings/photos/37723282/683862)
- ![Photo](/listings/photos/37723282/683864)
- ![Photo](/listings/photos/37723282/683875)
- ![Photo](/listings/photos/37723282/683889)
- ![Photo](/listings/photos/37723282/683894)

## Floorplans

- ![Floorplan 1](/listings/photos/37723282/683899) - Floorplan 1
- ![Floorplan 2](/listings/photos/37723282/683907) - Floorplan 2

## EPC Graphs

- ![EPC 1](/listings/photos/37723282/683910) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4726182
- **Address:** 45 Peartree Way, STEVENAGE, SG2 9DZ
- **Certificate Issued:** 28/05/2007
- **Work Completed:** 02/11/2002
- **Items:** 5 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £155,000 | 30/05/2013 | Terraced |
| 45 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £150,000 | 17/12/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 92 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UB | £357,000 | 16/12/2025 | Terraced |
| 46 ELM WALK, STEVENAGE, HERTFORDSHIRE, SG2 9UZ | £310,000 | 27/03/2025 | Terraced |
| 79 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9EA | £289,000 | 23/01/2025 | Terraced |
| [Same street] 47 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £315,000 | 29/11/2023 | Terraced |
| 9 LOWER SEAN, STEVENAGE, HERTFORDSHIRE, SG2 9XN | £275,000 | 31/10/2023 | Terraced |
| 17 LONG LEAVES, STEVENAGE, HERTFORDSHIRE, SG2 9AZ | £355,000 | 27/10/2023 | Terraced |
| 196 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9BU | £315,000 | 17/10/2023 | Terraced |
| 143 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DD | £360,000 | 29/09/2023 | Terraced |
| 114 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DE | £330,000 | 13/07/2023 | Terraced |
| 104 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UE | £285,000 | 10/05/2023 | Terraced |
| 16 PADDOCKS CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9UD | £295,000 | 02/12/2022 | Terraced |
| 39 WILLIAM PLACE, STEVENAGE, HERTFORDSHIRE, SG2 9DJ | £340,000 | 24/11/2022 | Terraced |
| 5 SCHOOL CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9TY | £330,000 | 04/11/2022 | Terraced |
| [Same street] 8A PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £285,000 | 24/10/2022 | Terraced |
| 116 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UE | £290,000 | 07/10/2022 | Terraced |
| 19 SCHOOL CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9TY | £330,000 | 06/10/2022 | Terraced |
| 14 WILTSHIRE ROAD, STEVENAGE, HERTFORDSHIRE, SG2 9DU | £330,000 | 03/10/2022 | Terraced |
| 1 THE MUNTINGS, STEVENAGE, HERTFORDSHIRE, SG2 9DW | £380,000 | 28/09/2022 | Terraced |
| 155A VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DD | £342,000 | 26/09/2022 | Terraced |
| 38 UPPER SEAN, STEVENAGE, HERTFORDSHIRE, SG2 9XW | £345,000 | 23/09/2022 | Terraced |
| 6 NEWGATE, STEVENAGE, HERTFORDSHIRE, SG2 9DS | £337,500 | 20/09/2022 | Terraced |
| 19 THE MUNTINGS, STEVENAGE, HERTFORDSHIRE, SG2 9DN | £303,000 | 23/08/2022 | Terraced |
| [Same street] 35 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £380,000 | 14/04/2022 | Semi-detached |
| [Same street] 31 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £355,000 | 24/01/2022 | Semi-detached |
| [Same street] 51 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £335,000 | 11/01/2022 | Terraced |
| [Same street] 53 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £272,500 | 28/06/2021 | Terraced |

**Street average:** £323,750 (6 sales)
**Area average:** £324,925 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £339,992 (66 Terraced, SG2, 2024–2026)
- **Deviation:** -53.5%

## Rental Range

*ONS Price Index of Private Rents (Stevenage). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,279/mo
- **Realistic:** £1,421/mo
- **Optimistic:** £1,563/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Valley Way, SG2 | £1,600/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Terraced House, Valley Way, SG2 | £1,600/mo | 3 | 0.15 miles | OpenRent |
| 3 Bed Semi-Detached House, Newgate, SG2 | £1,750/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Semi-Detached House, Hyde Green, SG2 | £1,700/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed End Terrace, Stephenson Mews, SG2 | £1,650/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Terraced House, Shephall View, SG1 | £700/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed Semi-Detached House, Oakfields, SG2 | £2,250/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,607/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 1.04% (strong)
- **Max investor price (0.8%):** £206,250
- **Target investor price (1%):** £165,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,650/mo).*

- **Gross yield:** 12.5%
- **Cost-to-rent:** 8×
- **Monthly cashflow:** £838/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 21.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,795/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.3%
- **10y growth:** 41.5%

## House Price Index (HM Land Registry)

*Official index for Stevenage; Terraced series; as of March 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 15.1%
- **10y growth (index):** 34%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)