Sold Terraced

45 PEARTREE WAY

STEVENAGE, HERTFORDSHIRE SG2 9DZ

3 beds 947 sq ft Listed 25 Feb 2013 (-4861d)

£158,000

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# 3 bedroom terraced house for sale (SG2 9DZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 45 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE SG2 9DZ |
| Price | £158,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 88 m² |
| Last sold | £155,000 May 2013 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/10/2031
- **Est. upgrade cost to C:** £18,330

### Recommendations
- A2 (£850 - £1,500)
- W2 (£4,000 - £6,000)
- E (£55)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2125-3903-6200-2709-0204)

## Description

Entrance hallway

Double panelled radiator, solid wood flooring, wall mounted thermostat, smoke alarm, cupboard

housing boiler and storage cupboard.

Lounge/Diner 21'8''x 10'4'' (6.60m 3.15m)

UPVC bay window to front aspect, double panelled radiator, coving to ceiling, double glazed patio

doors to rear garden, spotlighting.

Kitchen/Breakfast Room 14'7''x 10'11'' (4.45m 3.33m)

Re fitted kitchen with cupboards at eye and base level, roll top work surfaces, double glazed

window to rear aspect, roll top work surfaces, stainless steel sink with mixer taps and drainer,

integral double oven with large gas hob, extractor over, integral fridge/freezer and dishwasher,

solid wood flooring, tiled splashbacks, space for table, double panelled radiator, double glazed

window to rear aspect, storage cupboard.

Stairs leading to first floor landing

With doors to all rooms

Bedroom 1: 11'6''x 11'2'' (3.51m 3.40m)

UPVC window to front aspect, single panelled radiator, range of fitted wardrobes.

Bedroom 2: 11'1''x 10'3'' (3.38m 3.12m)

UPVC window to rear aspect, single panelled radiator, built in cupboard with picture rail.

Bedroom 3: 8'7''x 7' (2.62m 2.13m)

UPVC window to rear aspect, single panelled radiator, built in cupboard.

Bathroom

Fully enclosed double shower cubicle, wall mounted shower, heated towel rail, hand wash basin

and pedestal with mixer taps, close coupled WC, under floor heating, fully tiled walls, ceramic tiled

flooring, airing cupboard, two extractor fans, under floor heating, airing cupboard, double glazed

window to front aspect.

Rear garden

Secluded south facing rear garden with flower and shrub borders, large lawn area, timber fencing.

Front garden

Small flower and shrub borders, lawn area, pathway to front door, brick built bin store.

## Property Photos

- ![Photo](/listings/photos/37723282/683829)
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- ![Photo](/listings/photos/37723282/683894)

## Floorplans

- ![Floorplan 1](/listings/photos/37723282/683899) - Floorplan 1
- ![Floorplan 2](/listings/photos/37723282/683907) - Floorplan 2

## EPC Graphs

- ![EPC 1](/listings/photos/37723282/683910) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4726182
- **Address:** 45 Peartree Way, STEVENAGE, SG2 9DZ
- **Certificate Issued:** 28/05/2007
- **Work Completed:** 02/11/2002
- **Items:** 5 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £155,000 | 30/05/2013 | Terraced |
| 45 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £150,000 | 17/12/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 92 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UB | £357,000 | 16/12/2025 | Terraced |
| 46 ELM WALK, STEVENAGE, HERTFORDSHIRE, SG2 9UZ | £310,000 | 27/03/2025 | Terraced |
| 79 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9EA | £289,000 | 23/01/2025 | Terraced |
| [Same street] 47 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £315,000 | 29/11/2023 | Terraced |
| 9 LOWER SEAN, STEVENAGE, HERTFORDSHIRE, SG2 9XN | £275,000 | 31/10/2023 | Terraced |
| 17 LONG LEAVES, STEVENAGE, HERTFORDSHIRE, SG2 9AZ | £355,000 | 27/10/2023 | Terraced |
| 196 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9BU | £315,000 | 17/10/2023 | Terraced |
| 143 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DD | £360,000 | 29/09/2023 | Terraced |
| 114 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DE | £330,000 | 13/07/2023 | Terraced |
| 104 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UE | £285,000 | 10/05/2023 | Terraced |
| 16 PADDOCKS CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9UD | £295,000 | 02/12/2022 | Terraced |
| 39 WILLIAM PLACE, STEVENAGE, HERTFORDSHIRE, SG2 9DJ | £340,000 | 24/11/2022 | Terraced |
| 5 SCHOOL CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9TY | £330,000 | 04/11/2022 | Terraced |
| [Same street] 8A PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £285,000 | 24/10/2022 | Terraced |
| 116 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UE | £290,000 | 07/10/2022 | Terraced |
| 19 SCHOOL CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9TY | £330,000 | 06/10/2022 | Terraced |
| 14 WILTSHIRE ROAD, STEVENAGE, HERTFORDSHIRE, SG2 9DU | £330,000 | 03/10/2022 | Terraced |
| 1 THE MUNTINGS, STEVENAGE, HERTFORDSHIRE, SG2 9DW | £380,000 | 28/09/2022 | Terraced |
| 155A VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DD | £342,000 | 26/09/2022 | Terraced |
| 38 UPPER SEAN, STEVENAGE, HERTFORDSHIRE, SG2 9XW | £345,000 | 23/09/2022 | Terraced |
| 6 NEWGATE, STEVENAGE, HERTFORDSHIRE, SG2 9DS | £337,500 | 20/09/2022 | Terraced |
| 19 THE MUNTINGS, STEVENAGE, HERTFORDSHIRE, SG2 9DN | £303,000 | 23/08/2022 | Terraced |
| [Same street] 35 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £380,000 | 14/04/2022 | Semi-detached |
| [Same street] 31 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £355,000 | 24/01/2022 | Semi-detached |
| [Same street] 51 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £335,000 | 11/01/2022 | Terraced |
| [Same street] 53 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ | £272,500 | 28/06/2021 | Terraced |

**Street average:** £323,750 (6 sales)
**Area average:** £324,925 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £339,992 (66 Terraced, SG2, 2024–2026)
- **Deviation:** -53.5%

## Rental Range

*ONS Price Index of Private Rents (Stevenage). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,279/mo
- **Realistic:** £1,421/mo
- **Optimistic:** £1,563/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,247/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Valley Way, SG2 | £1,600/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Terraced House, Valley Way, SG2 | £1,600/mo | 3 | 0.15 miles | OpenRent |
| 3 Bed Semi-Detached House, Newgate, SG2 | £1,750/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Semi-Detached House, Hyde Green, SG2 | £1,700/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed End Terrace, Stephenson Mews, SG2 | £1,650/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Terraced House, Shephall View, SG1 | £700/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed Semi-Detached House, Oakfields, SG2 | £2,250/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,607/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 1.04% (strong)
- **Max investor price (0.8%):** £206,250
- **Target investor price (1%):** £165,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,650/mo).*

- **Gross yield:** 12.5%
- **Cost-to-rent:** 8×
- **Monthly cashflow:** £838/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 21.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,795/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.3%
- **10y growth:** 39.7%

## House Price Index (HM Land Registry)

*Official index for Stevenage; Terraced series; as of March 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 15.1%
- **10y growth (index):** 34%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

88 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£155,000 May 2013

Price per m²

£1,795/m²

Local average

£339,992 (-53.5%)

Deprivation

Decile 6 (17,966 of 33,755)

Street crime

322 incidents within 1 mile (Apr 2026)

Key features

Three Bedroom Terrace House
Shephall Area
Large Dual Aspect Lounge
Modern Fitted Kitchen/Breakfast Room
Generous Sized Bedrooms
Refitted Bathroom
Large Sunny Rear Garden

Additional details

Garden: Yes

Description

Entrance hallway
Double panelled radiator, solid wood flooring, wall mounted thermostat, smoke alarm, cupboard
housing boiler and storage cupboard.

Lounge/Diner 21'8''x 10'4'' (6.60m 3.15m)
UPVC bay window to front aspect, double panelled radiator, coving to ceiling, double glazed patio
doors to rear garden, spotlighting.

Kitchen/Breakfast Room 14'7''x 10'11'' (4.45m 3.33m)
Re fitted kitchen with cupboards at eye and base level, roll top work surfaces, double glazed
window to rear aspect, roll top work surfaces, stainless steel sink with mixer taps and drainer,
integral double oven with large gas hob, extractor over, integral fridge/freezer and dishwasher,
solid wood flooring, tiled splashbacks, space for table, double panelled radiator, double glazed
window to rear aspect, storage cupboard.

Stairs leading to first floor landing
With doors to all rooms

Bedroom 1: 11'6''x 11'2'' (3.51m 3.40m)
UPVC window to front aspect, single panelled radiator, range of fitted wardrobes.

Bedroom 2: 11'1''x 10'3'' (3.38m 3.12m)
UPVC window to rear aspect, single panelled radiator, built in cupboard with picture rail.

Bedroom 3: 8'7''x 7' (2.62m 2.13m)
UPVC window to rear aspect, single panelled radiator, built in cupboard.

Bathroom
Fully enclosed double shower cubicle, wall mounted shower, heated towel rail, hand wash basin
and pedestal with mixer taps, close coupled WC, under floor heating, fully tiled walls, ceramic tiled
flooring, airing cupboard, two extractor fans, under floor heating, airing cupboard, double glazed
window to front aspect.

Rear garden
Secluded south facing rear garden with flower and shrub borders, large lawn area, timber fencing.

Front garden
Small flower and shrub borders, lawn area, pathway to front door, brick built bin store.

Listed by

Stevenage

Geoffrey Matthew Estates

Reference: 37723282

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 22/10/2021

Expiry date: 21/10/2031

Est. upgrade cost to C: £18,330

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£55)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4726182

Property Details

Street: 45 Peartree Way

Town: STEVENAGE

Postcode: SG2 9DZ

Installation Details

Items: 5 windows and 2 doors

Certificate Issued: 28/05/2007

Work Completed: 02/11/2002

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

3% since 2009

Event	Date	Price	% change
Sold	30/05/2013 (13 years ago)	£155,000	+3.3%
Sold	17/12/2009 (16 years ago)	£150,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
92 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UB	£357,000	16/12/2025	Terraced
46 ELM WALK, STEVENAGE, HERTFORDSHIRE, SG2 9UZ	£310,000	27/03/2025	Terraced
79 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9EA	£289,000	23/01/2025	Terraced
Same street 47 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ	£315,000	29/11/2023	Terraced
9 LOWER SEAN, STEVENAGE, HERTFORDSHIRE, SG2 9XN	£275,000	31/10/2023	Terraced
17 LONG LEAVES, STEVENAGE, HERTFORDSHIRE, SG2 9AZ	£355,000	27/10/2023	Terraced
196 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9BU	£315,000	17/10/2023	Terraced
143 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DD	£360,000	29/09/2023	Terraced
114 VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DE	£330,000	13/07/2023	Terraced
104 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UE	£285,000	10/05/2023	Terraced
16 PADDOCKS CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9UD	£295,000	02/12/2022	Terraced
39 WILLIAM PLACE, STEVENAGE, HERTFORDSHIRE, SG2 9DJ	£340,000	24/11/2022	Terraced
5 SCHOOL CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9TY	£330,000	04/11/2022	Terraced
Same street 8A PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ	£285,000	24/10/2022	Terraced
116 THE PADDOCKS, STEVENAGE, HERTFORDSHIRE, SG2 9UE	£290,000	07/10/2022	Terraced
19 SCHOOL CLOSE, STEVENAGE, HERTFORDSHIRE, SG2 9TY	£330,000	06/10/2022	Terraced
14 WILTSHIRE ROAD, STEVENAGE, HERTFORDSHIRE, SG2 9DU	£330,000	03/10/2022	Terraced
1 THE MUNTINGS, STEVENAGE, HERTFORDSHIRE, SG2 9DW	£380,000	28/09/2022	Terraced
155A VALLEY WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DD	£342,000	26/09/2022	Terraced
38 UPPER SEAN, STEVENAGE, HERTFORDSHIRE, SG2 9XW	£345,000	23/09/2022	Terraced
6 NEWGATE, STEVENAGE, HERTFORDSHIRE, SG2 9DS	£337,500	20/09/2022	Terraced
19 THE MUNTINGS, STEVENAGE, HERTFORDSHIRE, SG2 9DN	£303,000	23/08/2022	Terraced
Same street 35 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ	£380,000	14/04/2022	Semi-detached
Same street 31 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ	£355,000	24/01/2022	Semi-detached
Same street 51 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ	£335,000	11/01/2022	Terraced
Same street 53 PEARTREE WAY, STEVENAGE, HERTFORDSHIRE, SG2 9DZ	£272,500	28/06/2021	Terraced

Street average: £323,750 (6 sales)

Area average: £324,925 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 10.3%

10y growth 39.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Stevenage. Series: Terraced. As of March 2026.

1y (index) 1.9%

5y (index) 15.1%

10y (index) 34%

Rental Range

Estimated market rent for Stevenage. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,279/mo

Realistic £1,421/mo

Optimistic £1,563/mo

Based on Local Authority from postcode lookup → Stevenage.

LHA (30th percentile) floor for Stevenage & North Herts: £1,247/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SG2 9DZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Peartree Way	0.1 miles
Shop	Stop & Shop	0.4 miles
Shop	Unknown	0.7 miles
Train station	Stevenage	1.3 miles
Train station	Knebworth	1.9 miles
Hospital	Unknown	5.5 miles
University	University of Bedfordshire : Putteridge Bury Campus	8.5 miles
University	University of Hertfordshire	9.1 miles
Hospital	Widecombe Nursing Home	10.8 miles

Street-level crime

Category	Count
Violence and sexual offences	125
Shoplifting	59
Anti-social behaviour	39
Other theft	20
Criminal damage and arson	17
Vehicle crime	14
Drugs	12
Public order	10
Burglary	8
Other crime	6
Bicycle theft	4
Robbery	4
Possession of weapons	3
Theft from the person	1
Total incidents	322

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Peartree Way Nursery School	Nursery	0.1 miles	Good — 3 Nov 2014
Peartree Spring Primary School	Primary	0.2 miles	Good — 19 Apr 2017
Greenside School	Other	0.4 miles	Good — 15 Mar 2013
St Nicholas CofE (VA) Primary School and Nursery	Primary	0.4 miles	Requires improvement — 18 May 2023
Barnwell School	Secondary	0.4 miles	Good — 18 Jan 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Valley Way, SG2	£1,600/mo	3	0.12 miles	OpenRent
3 Bed Terraced House, Valley Way, SG2	£1,600/mo	3	0.15 miles	OpenRent
3 Bed Semi-Detached House, Newgate, SG2	£1,750/mo	3	0.16 miles	OpenRent
3 Bed Semi-Detached House, Hyde Green, SG2	£1,700/mo	3	0.22 miles	OpenRent
3 Bed End Terrace, Stephenson Mews, SG2	£1,650/mo	3	0.32 miles	OpenRent
3 Bed Terraced House, Shephall View, SG1	£700/mo	3	0.4 miles	OpenRent
3 Bed Semi-Detached House, Oakfields, SG2	£2,250/mo	3	0.71 miles	OpenRent

Average rent: £1,607/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.04%

Max investor price (0.8%) £206,250

Target investor price (1%) £165,000

Gross yield 12.5%

Cost-to-rent ratio 8×

Monthly cashflow £838/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 21.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).