# 1 bedroom flat for sale (SE5 7HS) ## Property Details | Key | Value | |-----|-------| | Address | 38, CHESTER COURT, LOMOND GROVE, LONDON, GREATER LONDON SE5 7HS | | Price | £375,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1900-1929 | | Floor area | 50 m² | | Last sold | £366,500 Dec 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 14/03/2027 - **Current heating cost:** £355/year - **Est. upgrade cost to C:** £13,900 ### Recommendations - Q (£4,000 - £14,000) - O (£3,300 - £6,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9358-9067-7207-5903-7964) ## Description Elegant and Spacious Period One Bedder. This generous one bedroom period flat boasts a tasteful and consistent stylistic ethos. The current owners have lovingly chosen a sympathetic, top quality array of quality fixtures and fittings - Mandarin Stone and Clay Brook tiling, Farrow and Ball wall tones and gorgeous bespoke wardrobes. Accommodation comprises a lovely bright reception, kitchen/diner, large double bedroom and a decidedly dishy bathroom with laundry cupboard. The location also allows easy access to the City and West End from a multitude of buses travelling within minutes. Alternatively take a 15 minute stroll up to Denmark Hill station where, in addition to the London Overground line, you can pick up fast, direct and regular services to Victoria, London Bridge and Blackfriars. You're within an easy stroll of Brunswick Park with its tennis courts, coffee and art gallery. The endless social attractions of Camberwell will keep you entertained all year round. The red bricked exterior sits in a residential courtyard off Lomond Grove. A shared hallway leads upward to your flat's second floor door. Inside you meet a welcoming hall with timber floors and neutral decor. To the left sits that lovely living room. Facing front through two sash windows it enjoys high ceilings, a tiled feature alcove and comfortable lounging opportunities. The double bedroom is further along the hall and has more rustic timbers, a rear-facing sash windows and some stunning bespoke recessed wardrobes. You'll note that the interior doors throughout the flat boasts period style beehive handles. At the end of the hall you meet the kitchen/diner which is graced with thick solid wooden counters, four ring gas cooker and ceramic sink. Geometric Mandarin Stone tiling grace the floor and there's a neat recessed panty for all your spices and jams. Last but not least comes the bathroom which dons delightful wooden wall panelling and Clay Brook tiling over the bath and shower. A most-lovely ceramic sink sits over by a large side-facing mottled casement window and there's a handy laundry cupboard with plumbing for the washing machine. The local area is a hub of activity with some excellent specialist shops, the Camberwell Baths, St Giles Church and many great restaurants and bars within easy walking distance. The Camberwell Arms is a fab spot for a roast - head upstairs from more cocktails. If specialist beers are your thing Stormbird will keep you happy all year round. We love a pint of black at The Hermits Cave and The Tiger. Ruskin Park is easily reached for leafy r&r. Tenure: Leasehold Lease Length: 144 years remaining Council Tax Band: B ## Property Photos - ![3Y6A9162_1.jpg](/listings/photos/166839785/1626669) - 3Y6A9162_1.jpg - ![3Y6A9221_1.jpg](/listings/photos/166839785/1626670) - 3Y6A9221_1.jpg - ![3Y6A9182_1.jpg](/listings/photos/166839785/1626671) - 3Y6A9182_1.jpg - ![3Y6A9193_1.jpg](/listings/photos/166839785/1626672) - 3Y6A9193_1.jpg - ![3Y6A9199_1.jpg](/listings/photos/166839785/1626673) - 3Y6A9199_1.jpg - ![3Y6A9204_1.jpg](/listings/photos/166839785/1626674) - 3Y6A9204_1.jpg - ![3Y6A9213_1.jpg](/listings/photos/166839785/1626675) - 3Y6A9213_1.jpg - ![3Y6A9219_1.jpg](/listings/photos/166839785/1626676) - 3Y6A9219_1.jpg - ![3Y6A9227_1.jpg](/listings/photos/166839785/1626677) - 3Y6A9227_1.jpg - ![3Y6A9231_1.jpg](/listings/photos/166839785/1626678) - 3Y6A9231_1.jpg - ![3Y6A9209_1.jpg](/listings/photos/166839785/1626679) - 3Y6A9209_1.jpg - ![3Y6A9251_1.jpg](/listings/photos/166839785/1626680) - 3Y6A9251_1.jpg - ![3Y6A9258_1.jpg](/listings/photos/166839785/1626681) - 3Y6A9258_1.jpg - ![3Y6A9266_1.jpg](/listings/photos/166839785/1626682) - 3Y6A9266_1.jpg - ![3Y6A9240_1.jpg](/listings/photos/166839785/1626683) - 3Y6A9240_1.jpg - ![3Y6A9245_1.jpg](/listings/photos/166839785/1626684) - 3Y6A9245_1.jpg - ![3Y6A9235_1.jpg](/listings/photos/166839785/1626685) - 3Y6A9235_1.jpg - ![3Y6A9272_1.jpg](/listings/photos/166839785/1626686) - 3Y6A9272_1.jpg - ![3Y6A9276_1.jpg](/listings/photos/166839785/1626687) - 3Y6A9276_1.jpg - ![3Y6A9283_1.jpg](/listings/photos/166839785/1626688) - 3Y6A9283_1.jpg - ![3Y6A9282_1.jpg](/listings/photos/166839785/1626689) - 3Y6A9282_1.jpg ## Floorplans - ![Chester Court](/listings/photos/166839785/1626690) - Chester Court ## EPC Graphs - ![EE Rating](/listings/photos/166839785/1626691) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | CHESTER COURT 38 LOMOND GROVE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7HS | £366,500 | 10/12/2025 | Flat | | CHESTER COURT 38 LOMOND GROVE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7HS | £325,000 | 14/09/2018 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | MASTERMAN HOUSE FLAT 53 ELMINGTON ESTATE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7HX | £260,000 | 18/09/2025 | Flat | | ABBOTT COURT, 1 FLAT 4 BROOME WAY, LONDON, SOUTHWARK, GREATER LONDON, SE5 7FY | £370,000 | 03/11/2023 | Flat | | PALFREY COURT, 74 4 EDMUND STREET, LONDON, SOUTHWARK, GREATER LONDON, SE5 7NR | £495,000 | 13/10/2023 | Flat | | [Same street] CHESTER COURT 25 LOMOND GROVE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7HS | £350,000 | 29/09/2023 | Flat | | PALFREY COURT, 74 20 EDMUND STREET, LONDON, SOUTHWARK, GREATER LONDON, SE5 7NR | £378,000 | 08/09/2023 | Flat | | WARREN COURT, 64 FLAT 8 LOMOND GROVE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7LE | £600,000 | 25/07/2023 | Flat | | LANDOR HOUSE FLAT 19 ELMINGTON ESTATE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JE | £334,000 | 25/04/2023 | Flat | | SUNSET BUILDINGS, 76 6 EDMUND STREET, LONDON, SOUTHWARK, GREATER LONDON, SE5 7NR | £242,500 | 28/02/2023 | Flat | | SCOTT COURT, 4 FLAT 20 BROOME WAY, LONDON, SOUTHWARK, GREATER LONDON, SE5 7FY | £390,000 | 20/12/2022 | Flat | | [Same street] CHESTER COURT 43 LOMOND GROVE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7HS | £220,000 | 30/11/2022 | Flat | | SCOTT COURT, 4 FLAT 1 BROOME WAY, LONDON, SOUTHWARK, GREATER LONDON, SE5 7FY | £1,019,235 | 09/11/2022 | Flat | | LANDOR HOUSE FLAT 32 ELMINGTON ESTATE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JE | £325,000 | 01/11/2022 | Flat | | SUNSET BUILDINGS, 76 7 EDMUND STREET, LONDON, SOUTHWARK, GREATER LONDON, SE5 7NR | £131,250 | 26/10/2022 | Flat | | SUNSET BUILDINGS, 76 22 EDMUND STREET, LONDON, SOUTHWARK, GREATER LONDON, SE5 7NR | £360,000 | 09/09/2022 | Flat | | MARVELL HOUSE FLAT 38 CAMBERWELL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JD | £360,000 | 26/08/2022 | Flat | | MARVELL HOUSE FLAT 29 CAMBERWELL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JD | £372,000 | 26/08/2022 | Flat | | MARVELL HOUSE FLAT 16 CAMBERWELL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JD | £320,000 | 25/08/2022 | Flat | | PALFREY COURT, 74 8 EDMUND STREET, LONDON, SOUTHWARK, GREATER LONDON, SE5 7NR | £480,000 | 18/08/2022 | Flat | | [Same street] CHESTER COURT 11 LOMOND GROVE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7HS | £337,000 | 05/08/2022 | Flat | | 1B SEARS STREET, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JL | £642,500 | 25/07/2022 | Flat | | MILTON HOUSE FLAT 16 ELMINGTON ESTATE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7HZ | £300,000 | 22/07/2022 | Flat | | KIPLING HOUSE FLAT 7 ELMINGTON ESTATE, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JB | £330,000 | 19/07/2022 | Flat | | MARVELL HOUSE FLAT 43 CAMBERWELL ROAD, LONDON, SOUTHWARK, GREATER LONDON, SE5 7JD | £325,000 | 06/06/2022 | Flat | **Street average:** £302,333 (3 sales) **Area average:** £401,724 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £456,934 (67 Flat, SE5, 2024–2026) - **Deviation:** -17.9% ## Rental Range *ONS Price Index of Private Rents (Southwark). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £2,162/mo - **Realistic:** £2,402/mo - **Optimistic:** £2,642/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Inner South East London (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,292/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | Studio Flat, Camberwell Road, SE5 | £1,450/mo | 1 | 0.14 miles | OpenRent | | Studio Flat, Camberwell Rd, SE5 | £1,450/mo | 1 | 0.21 miles | OpenRent | | 1 Bed Flat, Camberwell Passage Southwark, SE5 | £2,100/mo | 1 | 0.24 miles | OpenRent | | Studio Flat, Camberwell Church St, SE5 | £1,295/mo | 1 | 0.29 miles | OpenRent | | Studio Flat, Camberwell Church St, SE5 | £1,295/mo | 1 | 0.29 miles | OpenRent | | Studio Flat, Camberwell Church St, SE5 | £1,275/mo | 1 | 0.31 miles | OpenRent | | 1 Bed Flat, St Georges Way, SE15 | £1,850/mo | 1 | 0.37 miles | OpenRent | **Average rent: £1,531/mo (7 listings)** ## 1% Rule - **Rent ratio:** 0.39% (weak for cashflow) - **Max investor price (0.8%):** £181,250 - **Target investor price (1%):** £145,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,450/mo).* - **Gross yield:** 4.6% - **Cost-to-rent:** 21.6× - **Monthly cashflow:** £-197/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £7,500/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 20.2% - **10y growth:** -1.8% ## House Price Index (HM Land Registry) *Official index for Southwark; Flats and maisonettes series; as of April 2026.* - **1y growth (index):** -2.2% - **5y growth (index):** -2% - **10y growth (index):** -7.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)