# 3 bedroom terraced house for sale (CA28 8DS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 8 SCAFELL CLOSE, WHITEHAVEN, CUMBERLAND CA28 8DS |
| Price | £99,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £100,000 Mar 2025 |

## Description

Offered for sale with no forward chain, is this deceptively spacious, three-bedroom home. Whilst in need of some updating, the property has been lovingly maintained by the current vendor, and is located in a quiet cul-de-sac, within a popular residential area of Whitehaven. The property has benefitted from a new roof, facia boards and soffits May 2024.This would be the perfect choice for a first-time buyer, couple, family or even an investor. Whitehaven town centre is just a 10-minute walk away, and numerous popular schools are also within easy walking distance. The accommodation briefly comprises entrance hall, light and airy dual aspect lounge and large kitchen diner. There is second, versatile reception room which would make a great home office, playroom or perhaps a utility. To the first floor, there are three generously sized bedrooms, a contemporary, modern shower room and separate WC. Externally, the property is set back by a good size front garden, there is side access to the rear of the property where there is a large, rear garden which is fenced around, with a useful, brick-built storage shed and large lawn area. Viewing is essential to appreciate the space on offer and the potential of this lovely home.

## Property Photos

- ![Photo 5](/listings/photos/149907296/264004) - Photo 5
- ![Photo 14](/listings/photos/149907296/264005) - Photo 14
- ![Photo 2](/listings/photos/149907296/264006) - Photo 2
- ![Photo 3](/listings/photos/149907296/264007) - Photo 3
- ![Photo 6](/listings/photos/149907296/264008) - Photo 6
- ![Photo 7](/listings/photos/149907296/264009) - Photo 7
- ![Photo 9](/listings/photos/149907296/264010) - Photo 9
- ![Photo 10](/listings/photos/149907296/264011) - Photo 10
- ![Photo 11](/listings/photos/149907296/264012) - Photo 11
- ![Photo 12](/listings/photos/149907296/264013) - Photo 12
- ![Photo 8](/listings/photos/149907296/264014) - Photo 8
- ![Photo 14](/listings/photos/149907296/264015) - Photo 14

## Floorplans

- ![Floorplan 1](/listings/photos/149907296/264016) - Floorplan 1

## EPC Graphs

- ![FULL EPC](/listings/photos/149907296/264017) - FULL EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 SCAFELL CLOSE, WHITEHAVEN, CUMBERLAND, CA28 8DS | £100,000 | 21/03/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 13 SCAFELL CLOSE, WHITEHAVEN, CUMBERLAND, CA28 8DS | £128,000 | 10/11/2025 | Terraced |
| 73 ESK AVENUE, WHITEHAVEN, CUMBERLAND, CA28 8AL | £120,000 | 27/06/2025 | Terraced |
| 36 SNEBRO ROAD, WHITEHAVEN, CUMBERLAND, CA28 8DT | £115,000 | 15/05/2025 | Terraced |
| [Same street] 3 SCAFELL CLOSE, WHITEHAVEN, CUMBERLAND, CA28 8DS | £62,000 | 28/09/2023 | Semi-detached |
| [Same street] 10 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS | £79,000 | 13/10/2022 | Semi-detached |
| [Same street] 10 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS | £70,000 | 25/07/2022 | Semi-detached |
| 25 SNEBRO ROAD, WHITEHAVEN, CUMBERLAND, CA28 8DT | £79,000 | 04/07/2022 | Terraced |
| 20 SNEBRO ROAD, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DP | £123,000 | 01/07/2022 | Terraced |
| [Same street] 16 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS | £80,000 | 27/05/2022 | Semi-detached |
| [Same street] 19 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS | £124,950 | 10/02/2022 | Semi-detached |
| 20 SNEBRO ROAD, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DP | £65,000 | 12/10/2021 | Terraced |
| 11 MAPLE GROVE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8BE | £129,950 | 05/10/2021 | Terraced |
| 4 MAPLE GROVE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8BE | £119,995 | 26/08/2021 | Terraced |
| 6 DUDDON CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DR | £95,000 | 30/07/2021 | Terraced |

**Street average:** £90,658 (6 sales)
**Area average:** £105,868 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £130,507 (27 Terraced, CA28, 2024–2026)
- **Deviation:** -23.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Main Street., CA28 | £690/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Semi-Detached House, Rutland Avenue, CA28 | £1,000/mo | 3 | 0.8 miles | OpenRent |

**Average rent: £845/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £105,625
- **Target investor price (1%):** £84,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £845/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £342/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 52.1%
- **10y growth:** 59.8%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)