Sold STC Terraced

8 SCAFELL CLOSE

WHITEHAVEN, CUMBERLAND CA28 8DS

3 beds 1 baths 872 sq ft Listed 5 Jul 2024 (-718d)

£99,950

Reduced on 20 Nov 2024

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Property details

Tenure

FREEHOLD

Floor area

81 m²

Council tax band

A

EPC rating

E

Year built

England and Wales: 1950-1966

Last sold

£100,000 Mar 2025

Price per m²

£1,234/m²

Local average

£130,507 (-23.4%)

Deprivation

Decile 2 (6,501 of 33,755)

Street crime

180 incidents within 1 mile (Apr 2026)

Key features

  • Offered for sale with no forward chain
  • Ideal project
  • New roof and facia boards 2024
  • Front and rear gardens
  • Versatile second reception room
  • Large kitchen diner
  • Located in a quiet cul-
  • New electric heating system
  • Modern shower room and separate WC
  • Three good size bedrooms

Additional details

Garden
Yes

Description

Offered for sale with no forward chain, is this deceptively spacious, three-bedroom home. Whilst in need of some updating, the property has been lovingly maintained by the current vendor, and is located in a quiet cul-de-sac, within a popular residential area of Whitehaven. The property has benefitted from a new roof, facia boards and soffits May 2024.This would be the perfect choice for a first-time buyer, couple, family or even an investor. Whitehaven town centre is just a 10-minute walk away, and numerous popular schools are also within easy walking distance. The accommodation briefly comprises entrance hall, light and airy dual aspect lounge and large kitchen diner. There is second, versatile reception room which would make a great home office, playroom or perhaps a utility. To the first floor, there are three generously sized bedrooms, a contemporary, modern shower room and separate WC. Externally, the property is set back by a good size front garden, there is side access to the rear of the property where there is a large, rear garden which is fenced around, with a useful, brick-built storage shed and large lawn area. Viewing is essential to appreciate the space on offer and the potential of this lovely home.

Listed by

Lillyhall

First Choice Move

Reference: 149907296

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 27/02/2024

Expiry date: 26/02/2034

Current heating cost: £1,721/year

Potential heating cost: £1,494/year

Est. upgrade cost to C: £16,178

Recommendations

  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Increase hot water cylinder insulation (£15 - £30)
  • Solar water heating (£4,000 - £6,000)
  • Heat recovery system for mixer showers (£585 - £725)
  • High performance external doors (£1,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

FULL EPC

FULL EPC

Price history

Event Date Price % change
Sold 21/03/2025 (1 year ago) £100,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 13 SCAFELL CLOSE, WHITEHAVEN, CUMBERLAND, CA28 8DS £128,000 10/11/2025 Terraced
73 ESK AVENUE, WHITEHAVEN, CUMBERLAND, CA28 8AL £120,000 27/06/2025 Terraced
36 SNEBRO ROAD, WHITEHAVEN, CUMBERLAND, CA28 8DT £115,000 15/05/2025 Terraced
Same street 3 SCAFELL CLOSE, WHITEHAVEN, CUMBERLAND, CA28 8DS £62,000 28/09/2023 Semi-detached
Same street 10 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS £79,000 13/10/2022 Semi-detached
Same street 10 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS £70,000 25/07/2022 Semi-detached
25 SNEBRO ROAD, WHITEHAVEN, CUMBERLAND, CA28 8DT £79,000 04/07/2022 Terraced
20 SNEBRO ROAD, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DP £123,000 01/07/2022 Terraced
Same street 16 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS £80,000 27/05/2022 Semi-detached
Same street 19 SCAFELL CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DS £124,950 10/02/2022 Semi-detached
20 SNEBRO ROAD, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DP £65,000 12/10/2021 Terraced
11 MAPLE GROVE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8BE £129,950 05/10/2021 Terraced
4 MAPLE GROVE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8BE £119,995 26/08/2021 Terraced
6 DUDDON CLOSE, WHITEHAVEN, COPELAND, CUMBRIA, CA28 8DR £95,000 30/07/2021 Terraced

Street average: £90,658 (6 sales)

Area average: £105,868 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 49%
10y growth 59.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%
5y (index) 24.4%
10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA28 8DS

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Snebra Beck (N bound) 0.1 miles
Bus stop Snebra Beck (S bound) 0.1 miles
Shop Nisa 0.2 miles
Shop Whitehaven Garden Centre 0.2 miles
Train station Corkickle 0.5 miles
Hospital West Cumberland Hospital 0.7 miles
Train station Whitehaven 1.3 miles
University UCLan Westlakes Campus 1.5 miles
Hospital Workington Community Hospital 7.5 miles

Street-level crime

Category Count
Violence and sexual offences 90
Public order 26
Criminal damage and arson 21
Anti-social behaviour 10
Shoplifting 9
Other crime 7
Other theft 7
Drugs 4
Burglary 2
Vehicle crime 2
Bicycle theft 1
Possession of weapons 1
Total incidents 180

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Gregory and St Patrick's Catholic Infant School Primary 0.1 miles Good — 7 May 2024
Hensingham Primary School Primary 0.5 miles Good — 9 Jun 2024
Jericho Primary School Primary 0.6 miles Good — 14 Jan 2024
Monkwray Junior School Primary 0.6 miles Good — 2 Apr 2013
Valley Primary School and Nursery Primary 0.6 miles Good — 26 Mar 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Terraced House, Main Street., CA28 £690/mo 3 0.34 miles OpenRent
3 Bed Semi-Detached House, Calder Avenue, CA28 £900/mo 3 0.41 miles OpenRent
3 Bed Semi-Detached House, Rutland Avenue, CA28 £1,000/mo 3 0.8 miles OpenRent

Average rent: £863/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.9%
Max investor price (0.8%) £112,500
Target investor price (1%) £90,000
Gross yield 10.8%
Cost-to-rent ratio 9.3×
Monthly cashflow £391/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 16.2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).