# 2 bedroom terraced house for rent (ST5 1LU) ## Property Details | Key | Value | |-----|-------| | Address | 48 STUBBS GATE, NEWCASTLE, STAFFORDSHIRE ST5 1LU | | Price | £795 pcm | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: 1900-1929 | | Floor area | 66 m² | | Last sold | £110,000 Jan 2022 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 20/02/2033 - **Current heating cost:** £614/year - **Est. upgrade cost to C:** £18,500 ### Recommendations - Internal or external wall insulation (£4,000 - £14,000) - Solar water heating (£4,000 - £6,000) - Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500) ## Description This well-presented two-bedroom terraced property is ideally located on Stubbs Gate in Newcastle-under-Lyme, offering convenient access to local amenities, transport links, and the town centre. The ground floor features two spacious reception rooms, providing flexible living space ideal for both relaxing and dining. The modern fitted kitchen is situated to the rear of the property with access to the rear yard/garden area. Upstairs, the property offers two comfortable bedrooms along with a family bathroom located on the first floor, making it practical for everyday living. Additional benefits include double glazing, gas central heating, and a low-maintenance rear outdoor space. This property would be ideal for couples, small families, or professional tenants looking for a comfortable home in a convenient location. EPC Rating: D ## Property Photos - ![Photo](/listings/photos/173091584/16006) - ![Photo](/listings/photos/173091584/16007) - ![Photo](/listings/photos/173091584/16008) - ![Photo](/listings/photos/173091584/16009) - ![Photo](/listings/photos/173091584/16010) - ![Photo](/listings/photos/173091584/16011) - ![Photo](/listings/photos/173091584/16012) - ![Photo](/listings/photos/173091584/16013) - ![Photo](/listings/photos/173091584/16014) - ![Photo](/listings/photos/173091584/16015) - ![Photo](/listings/photos/173091584/16016) - ![Photo](/listings/photos/173091584/16017) - ![Photo](/listings/photos/173091584/16018) - ![Photo](/listings/photos/173091584/16019) - ![Photo](/listings/photos/173091584/16020) - ![Photo](/listings/photos/173091584/16021) - ![Photo](/listings/photos/173091584/16022) - ![Photo](/listings/photos/173091584/16023) - ![Photo](/listings/photos/173091584/16024) - ![Photo](/listings/photos/173091584/16025) - ![Photo](/listings/photos/173091584/16026) - ![Photo](/listings/photos/173091584/16027) - ![Photo](/listings/photos/173091584/16028) - ![Photo](/listings/photos/173091584/16029) - ![Photo](/listings/photos/173091584/16030) - ![Photo](/listings/photos/173091584/16031) - ![Photo](/listings/photos/173091584/16033) - ![Photo](/listings/photos/173091584/16034) - ![Photo](/listings/photos/173091584/16035) - ![Photo](/listings/photos/173091584/16037) - ![Photo](/listings/photos/173091584/16038) - ![Photo](/listings/photos/173091584/16040) - ![Photo](/listings/photos/173091584/16041) ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Stubbs Gate, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/422c1d7) | £800/mo | 2 | 0.02 miles | Rightmove | | [Hatrell Street, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/3acd18f) | £725/mo | 2 | 0.02 miles | Rightmove | | [Stubbs Gate, Newcastle](http://87.117.209.195:8080/listings/1b3a319) | £775/mo | 2 | 0.07 miles | Rightmove | | [Tower Court, No.1 London Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/7d5b06a) | £1,195/mo | 2 | 0.09 miles | Rightmove | | [Tower Court, No. 1 London Road, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/49c1be5) | £1,045/mo | 2 | 0.09 miles | Rightmove | | [Windsor Court, No.1 London Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2c70e35) | £1,195/mo | 2 | 0.09 miles | Rightmove | | [Windsor Court, Newcastle, ST5](http://87.117.209.195:8080/listings/2cd66bf) | £980/mo | 2 | 0.09 miles | Rightmove | | [Grosvenor Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/0f4d065) | £775/mo | 2 | 0.12 miles | Rightmove | | [Grosvenor Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/c8b17d7) | £775/mo | 2 | 0.12 miles | Rightmove | | [Well Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/92239c9) | £895/mo | 2 | 0.16 miles | Rightmove | | [Friarswood Road, Newcastle, ST5](http://87.117.209.195:8080/listings/d289bd4) | £750/mo | 2 | 0.21 miles | Rightmove | | [Duke Street, Newcastle, ST5](http://87.117.209.195:8080/listings/fbba9f8) | £800/mo | 2 | 0.22 miles | Rightmove | | [Stubbsfield Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/3e7aaed) | £925/mo | 2 | 0.26 miles | Rightmove | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 0.27 miles | Rightmove | | [Hassells Bridge, Hassell Street](http://87.117.209.195:8080/listings/f078218) | £925/mo | 2 | 0.27 miles | Rightmove | | [Marsh Box, Marsh Parade, Newcastle under Lyme](http://87.117.209.195:8080/listings/ca516e6) | £850/mo | 2 | 0.35 miles | Rightmove | | [Marsh Box, Marsh Parade](http://87.117.209.195:8080/listings/7b420bf) | £895/mo | 2 | 0.36 miles | Rightmove | | [Clarence Street, Newcastle-Under-Lyme](http://87.117.209.195:8080/listings/835dfd3) | £795/mo | 2 | 0.37 miles | Rightmove | | [Silverdale Road, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/a814e3a) | £950/mo | 2 | 0.41 miles | Rightmove | | [Brunswick Court, Brunswick Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/4a7fd1b) | £1,495/mo | 2 | 0.43 miles | Rightmove | **Average rent: £842/mo (54 listings)** ## Rent-driven metrics *Based on OpenRent comparables (median £873/mo).* - **Gross yield:** 1317.7% - **Monthly cashflow:** £758/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3943.1% *Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £12/m² ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)