# 4 bedroom terraced house for sale (ST1 5DT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 413 WATERLOO ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5DT |
| Price | £30,000 |
| Bedrooms | 4 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 80 m² |
| Last sold | £49,000 May 2006 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 10/11/2035
- **Current heating cost:** £698/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9335-3429-1509-0929-6296)

## Description

Key Features**Lot 266 for sale by auction on 29/07/2026****To view the property or see a virtual tour please refer to the full sales particulars on the auctioneers website**Subject to Lease to Cedar Care Group CIC until 18th January 2046Internally arranged to provide Four Letting RoomsRear YardGIA (Source: EPC) approximately 97 sq m (1,044 sq ft)

Key LocationsThe property is situated on the north of Waterloo RoadThe A53 is to the northStoke-on-Trent rail station is 1.9 miles to the southShops and amenities are available within HanleyThe central Forest Park is in close proximity

Additional InformationThe seller has not taken any steps to forfeit the lease to date. The arrears of rent will be assigned to the buyer on completion.

## Property Photos

- ![MEDIA_IMAGE_TEXT_00](/listings/photos/90761058/1247038) - MEDIA_IMAGE_TEXT_00

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 413 WATERLOO ROAD, STOKE-ON-TRENT, ST1 5DT | £49,000 | 22/05/2006 | Terraced |
| 413 WATERLOO ROAD, STOKE-ON-TRENT, ST1 5DT | £25,000 | 03/12/2003 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £80,000 | 30/01/2026 | Terraced |
| 1 ROSEVEAN CLOSE, STOKE-ON-TRENT, ST1 5QU | £135,000 | 19/12/2025 | Terraced |
| 42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £87,500 | 11/12/2025 | Terraced |
| 25 HOLDER STREET, STOKE-ON-TRENT, ST1 5EB | £85,000 | 02/12/2025 | Terraced |
| 15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU | £105,000 | 12/09/2025 | Terraced |
| 21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL | £77,000 | 21/07/2025 | Terraced |
| 46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £100,000 | 31/01/2025 | Terraced |
| 33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £82,000 | 27/01/2025 | Terraced |
| 15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU | £25,000 | 15/12/2023 | Terraced |
| 43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £55,000 | 07/12/2023 | Terraced |
| 36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £58,500 | 08/11/2023 | Terraced |
| 42 BOUNDARY STREET, STOKE-ON-TRENT, ST1 5BH | £105,000 | 09/10/2023 | Terraced |
| 83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £105,000 | 06/10/2023 | Terraced |
| 22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP | £90,000 | 28/07/2023 | Terraced |
| 48 DERWENT STREET, STOKE-ON-TRENT, ST1 5EN | £73,000 | 27/06/2023 | Terraced |
| 75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £90,000 | 28/04/2023 | Terraced |
| 48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £116,000 | 13/04/2023 | Terraced |
| 29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £66,000 | 27/03/2023 | Terraced |
| 5 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £84,950 | 13/02/2023 | Terraced |
| 99 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £88,000 | 03/02/2023 | Terraced |

**Area average:** £85,398 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,707 (76 Terraced, ST1, 2024–2026)
- **Deviation:** -70.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/0cb1b74) | £525/mo | — | 0.5 miles | Rightmove |
| [Stafford Street, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/a8431ae) | £575/mo | — | 0.6 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/2d1fe0f) | £620/mo | — | 0.6 miles | Rightmove |
| [Tontine Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/b5ced70) | £600/mo | — | 0.61 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/0a6b094) | £825/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8602134) | £875/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8ba40b9) | £825/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/1511edf) | £895/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/f8571c5) | £875/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/4c54cd2) | £875/mo | — | 0.68 miles | Rightmove |
| [Fairhaven Grove, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/38337da) | £1,650/mo | 4 | 0.94 miles | Rightmove |
| [Bullrushes Close, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/ce0fe72) | £1,600/mo | 4 | 0.99 miles | Rightmove |
| [Watermeadow Grove, Etruria, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/558234d) | £1,050/mo | 4 | 1.06 miles | Rightmove |
| [Waterlily Close, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/329aca9) | £1,400/mo | 4 | 1.09 miles | Rightmove |

**Average rent: £942/mo (14 listings)**

## 1% Rule

- **Rent ratio:** 2.92% (strong)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 35%
- **Cost-to-rent:** 2.9×
- **Monthly cashflow:** £644/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 88.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £375/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.9%
- **10y growth:** 18.9%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.7%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)