For sale Terraced

413 WATERLOO ROAD

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5DT

4 beds 861 sq ft Listed 10 Jul 2026 (-10d)

£30,000

Guide Price

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# 4 bedroom terraced house for sale (ST1 5DT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 413 WATERLOO ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5DT |
| Price | £30,000 |
| Bedrooms | 4 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 80 m² |
| Last sold | £49,000 May 2006 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 10/11/2035
- **Current heating cost:** £698/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9335-3429-1509-0929-6296)

## Description

Key Features**Lot 266 for sale by auction on 29/07/2026****To view the property or see a virtual tour please refer to the full sales particulars on the auctioneers website**Subject to Lease to Cedar Care Group CIC until 18th January 2046Internally arranged to provide Four Letting RoomsRear YardGIA (Source: EPC) approximately 97 sq m (1,044 sq ft)

Key LocationsThe property is situated on the north of Waterloo RoadThe A53 is to the northStoke-on-Trent rail station is 1.9 miles to the southShops and amenities are available within HanleyThe central Forest Park is in close proximity

Additional InformationThe seller has not taken any steps to forfeit the lease to date. The arrears of rent will be assigned to the buyer on completion.

## Property Photos

- ![MEDIA_IMAGE_TEXT_00](/listings/photos/90761058/1247038) - MEDIA_IMAGE_TEXT_00

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 413 WATERLOO ROAD, STOKE-ON-TRENT, ST1 5DT | £49,000 | 22/05/2006 | Terraced |
| 413 WATERLOO ROAD, STOKE-ON-TRENT, ST1 5DT | £25,000 | 03/12/2003 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £80,000 | 30/01/2026 | Terraced |
| 1 ROSEVEAN CLOSE, STOKE-ON-TRENT, ST1 5QU | £135,000 | 19/12/2025 | Terraced |
| 42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £87,500 | 11/12/2025 | Terraced |
| 25 HOLDER STREET, STOKE-ON-TRENT, ST1 5EB | £85,000 | 02/12/2025 | Terraced |
| 15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU | £105,000 | 12/09/2025 | Terraced |
| 21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL | £77,000 | 21/07/2025 | Terraced |
| 46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £100,000 | 31/01/2025 | Terraced |
| 33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £82,000 | 27/01/2025 | Terraced |
| 15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU | £25,000 | 15/12/2023 | Terraced |
| 43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £55,000 | 07/12/2023 | Terraced |
| 36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £58,500 | 08/11/2023 | Terraced |
| 42 BOUNDARY STREET, STOKE-ON-TRENT, ST1 5BH | £105,000 | 09/10/2023 | Terraced |
| 83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £105,000 | 06/10/2023 | Terraced |
| 22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP | £90,000 | 28/07/2023 | Terraced |
| 48 DERWENT STREET, STOKE-ON-TRENT, ST1 5EN | £73,000 | 27/06/2023 | Terraced |
| 75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £90,000 | 28/04/2023 | Terraced |
| 48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £116,000 | 13/04/2023 | Terraced |
| 29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £66,000 | 27/03/2023 | Terraced |
| 5 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £84,950 | 13/02/2023 | Terraced |
| 99 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £88,000 | 03/02/2023 | Terraced |

**Area average:** £85,398 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,707 (76 Terraced, ST1, 2024–2026)
- **Deviation:** -70.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/0cb1b74) | £525/mo | — | 0.5 miles | Rightmove |
| [Stafford Street, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/a8431ae) | £575/mo | — | 0.6 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/2d1fe0f) | £620/mo | — | 0.6 miles | Rightmove |
| [Tontine Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/b5ced70) | £600/mo | — | 0.61 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/0a6b094) | £825/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8602134) | £875/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8ba40b9) | £825/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/1511edf) | £895/mo | — | 0.68 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/f8571c5) | £875/mo | — | 0.68 miles | Rightmove |
| [Fairhaven Grove, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/38337da) | £1,650/mo | 4 | 0.94 miles | Rightmove |
| [Bullrushes Close, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/ce0fe72) | £1,600/mo | 4 | 0.99 miles | Rightmove |
| [Waterlily Close, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/329aca9) | £1,400/mo | 4 | 1.09 miles | Rightmove |

**Average rent: £939/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 2.83% (strong)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 34%
- **Cost-to-rent:** 2.9×
- **Monthly cashflow:** £622/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 85.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £375/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.2%
- **10y growth:** 20.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.7%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Listing type

Auction

MEDIA_IMAGE_TEXT_00

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Property details

Listing category

Auction

Tenure

FREEHOLD

Floor area

80 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£49,000 May 2006

Price per m²

£375/m²

Local average

£101,707 (-70.5%)

Deprivation

Decile 2 (5,437 of 33,755)

Street crime

606 incidents within 1 mile (May 2026)

Additional details

Garden: Yes

Description

Key FeaturesLot 266 for sale by auction on 29/07/2026To view the property or see a virtual tour please refer to the full sales particulars on the auctioneers websiteSubject to Lease to Cedar Care Group CIC until 18th January 2046Internally arranged to provide Four Letting RoomsRear YardGIA (Source: EPC) approximately 97 sq m (1,044 sq ft)
Key LocationsThe property is situated on the north of Waterloo RoadThe A53 is to the northStoke-on-Trent rail station is 1.9 miles to the southShops and amenities are available within HanleyThe central Forest Park is in close proximity
Additional InformationThe seller has not taken any steps to forfeit the lease to date. The arrears of rent will be assigned to the buyer on completion.

Listed by

Auction

Allsop LLP

Reference: 90761058

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 11/11/2025

Expiry date: 10/11/2035

Current heating cost: £698/year

Potential heating cost: £698/year

Est. upgrade cost to C: £9,000

Recommendations

Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

96% since 2003

Event	Date	Price	% change
Listed for sale	—	£30,000	-38.8%
Sold	22/05/2006 (20 years ago)	£49,000	+96%
Sold	03/12/2003 (22 years ago)	£25,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN	£80,000	30/01/2026	Terraced
1 ROSEVEAN CLOSE, STOKE-ON-TRENT, ST1 5QU	£135,000	19/12/2025	Terraced
42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£87,500	11/12/2025	Terraced
25 HOLDER STREET, STOKE-ON-TRENT, ST1 5EB	£85,000	02/12/2025	Terraced
15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU	£105,000	12/09/2025	Terraced
21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL	£77,000	21/07/2025	Terraced
46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£100,000	31/01/2025	Terraced
33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£82,000	27/01/2025	Terraced
15 WAYTE STREET, STOKE-ON-TRENT, ST1 5DU	£25,000	15/12/2023	Terraced
43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£55,000	07/12/2023	Terraced
36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW	£58,500	08/11/2023	Terraced
42 BOUNDARY STREET, STOKE-ON-TRENT, ST1 5BH	£105,000	09/10/2023	Terraced
83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR	£105,000	06/10/2023	Terraced
22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP	£90,000	28/07/2023	Terraced
48 DERWENT STREET, STOKE-ON-TRENT, ST1 5EN	£73,000	27/06/2023	Terraced
75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN	£90,000	28/04/2023	Terraced
48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN	£116,000	13/04/2023	Terraced
29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR	£66,000	27/03/2023	Terraced
5 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£84,950	13/02/2023	Terraced
99 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR	£88,000	03/02/2023	Terraced

Area average: £85,398 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -2.2%

10y growth 20.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of April 2026.

1y (index) 4.8%

5y (index) 25.7%

10y (index) 63.3%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: COMFEE PROPERTIES LIMITED (12515813)

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £638/mo

Realistic £709/mo

Optimistic £780/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST1 5DT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.3 miles
Shop	Costcutter	0.5 miles
Shop	The Works	0.5 miles
Train station	Longport	1.6 miles
Train station	Stoke-on-Trent	1.7 miles
Hospital	Haywood Hospital Walk-in Centre	1.7 miles
Hospital	Royal Stoke University Hospital	2.4 miles
University	Keele University	4.2 miles
University	Buxton & Leek College	8.4 miles

Street-level crime

Category	Count
Violence and sexual offences	180
Anti-social behaviour	130
Public order	57
Shoplifting	50
Other theft	46
Criminal damage and arson	44
Drugs	24
Burglary	20
Possession of weapons	13
Vehicle crime	13
Other crime	11
Robbery	10
Bicycle theft	4
Theft from the person	4
Total incidents	606

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Forest Park Primary School	Primary	0.1 miles	Good — 4 Jul 2013
St Peter's Catholic Academy	Primary	0.4 miles	— (Inspected (no overall grade))
Sneyd Academy	Primary	0.5 miles	Good — 1 Aug 2023
Hamilton Academy	Primary	0.6 miles	Good — 23 Oct 2014
Phoenix Independent School	Other	0.6 miles	Requires improvement — 26 Sep 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1	£525/mo	—	0.5 miles	Rightmove
Stafford Street, Stoke-on-Trent, ST1	£575/mo	—	0.6 miles	Rightmove
The Webberley, Stoke-On-Trent, ST1	£620/mo	—	0.6 miles	Rightmove
Tontine Street, Stoke-On-Trent, ST1	£600/mo	—	0.61 miles	Rightmove
Clayworks, Hanley	£825/mo	—	0.68 miles	Rightmove
Clayworks, Hanley	£875/mo	—	0.68 miles	Rightmove
Clayworks, Hanley	£825/mo	—	0.68 miles	Rightmove
Clayworks, Hanley	£895/mo	—	0.68 miles	Rightmove
Clayworks, Hanley	£875/mo	—	0.68 miles	Rightmove
Fairhaven Grove, Stoke-On-Trent, ST1	£1,650/mo	4	0.94 miles	Rightmove
Bullrushes Close, Stoke-on-Trent, ST1	£1,600/mo	4	0.99 miles	Rightmove
Waterlily Close, Stoke-on-Trent, Staffordshire, ST1	£1,400/mo	4	1.09 miles	Rightmove

Average rent: £939/mo (12 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 2.83%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 34%

Cost-to-rent ratio 2.9×

Monthly cashflow £622/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 85.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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