# 2 bedroom terraced house for sale (CO9 2LR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 11 CHAPEL STREET, HALSTEAD, ESSEX CO9 2LR |
| Price | £240,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £235,000 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 06/05/2034
- **Current heating cost:** £847/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0320-2433-0350-2704-7725)

## Description

*Guide Price £240,000-£250,000* A beautifully updated two bedroom character cottage located in the heart of the town and within a short walk to all the amenities Halstead has to offer. Full of character with stylish modern touches, this charming terrace is in excellent condition throughout and ideal for anyone wanting a property just off of the High Street. Inside, you’ll find two generous reception rooms with feature fireplaces, a lovely kitchen opening onto a 70ft landscaped garden. Upstairs there are two bedrooms, an en-suite WC and a luxury bathroom with roll top bath and shower.

Outside there is a large 70ft rear garden that has been beautifully landscaped by the owners including a large, 10ft x 8ft summer house. There is both on street and permit parking available nearby.

Set on sought after Chapel Street, you’re just moments from Halstead High Street offering a variety of amenities including shops, cafes and restaurants.

Permit parking available nearby for approx £360 per year.

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/167027825/2349935)
- ![Photo](/listings/photos/167027825/2349936)
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- ![Photo](/listings/photos/167027825/2349939)
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- ![Photo](/listings/photos/167027825/2349941)
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- ![Photo](/listings/photos/167027825/2349946)
- ![Photo](/listings/photos/167027825/2349947)
- ![Photo](/listings/photos/167027825/2349948)

## Floorplans

- ![All](/listings/photos/167027825/2349949) - All

## EPC Graphs

- ![EPC 1](/listings/photos/167027825/2349950) - EPC 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #14773736
- **Address:** 11 Chapel Street, HALSTEAD, CO9 2LR
- **Certificate Issued:** 05/09/2021
- **Work Completed:** 01/09/2021
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #15106976
- **Address:** 11 Chapel Street, HALSTEAD, CO9 2LR
- **Certificate Issued:** 21/03/2022
- **Work Completed:** 17/03/2022
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR | £235,000 | 02/04/2026 | Terraced |
| 11 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR | £175,000 | 05/07/2019 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 13 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR | £220,000 | 19/11/2021 | Terraced |

**Street average:** £220,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £261,159 (22 Terraced, CO9, 2024–2026)
- **Deviation:** -8.1%

## Rental Range

*ONS Price Index of Private Rents (Braintree). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Halstead, CO9 | £945/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Terraced House, The Granaries, CO9 | £1,250/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Flat, High St, CO9 | £2,250/mo | 2 | 0.12 miles | OpenRent |

**Average rent: £1,482/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £155/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,478/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.2%
- **10y growth:** 17.1%

## House Price Index (HM Land Registry)

*Official index for Braintree; Terraced series; as of June 2026.*

- **1y growth (index):** 3%
- **5y growth (index):** 12.8%
- **10y growth (index):** 30.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)