Sold STC Terraced

11 CHAPEL STREET

HALSTEAD, ESSEX CO9 2LR

2 beds 1 baths 69 m² Listed 16 Sep 2025 (-365d)

£240,000

Guide Price

Reduced on 27 Dec 2025

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Property photo

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Property details

Tenure

FREEHOLD

Floor area

69 m²

Council tax band

A

EPC rating

C

Last sold

£235,000 Apr 2026

Price per m²

£3,478/m²

Local average

£261,159 (-8.1%)

Deprivation

Decile 4 (12,662 of 33,755)

Street crime

75 incidents within 1 mile (Jul 2026)

Key features

  • Guide Price £240,000 - £250,000
  • Two double bedrooms
  • Character cottage
  • Central location
  • Excellent condition throughout
  • Landscaped garden
  • Permit parking available nearby

Additional details

Electricity
Mains supply
Broadband
FTTP (fibre to the premises)
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
Yes
Garden
Private garden
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

*Guide Price £240,000-£250,000* A beautifully updated two bedroom character cottage located in the heart of the town and within a short walk to all the amenities Halstead has to offer. Full of character with stylish modern touches, this charming terrace is in excellent condition throughout and ideal for anyone wanting a property just off of the High Street. Inside, you’ll find two generous reception rooms with feature fireplaces, a lovely kitchen opening onto a 70ft landscaped garden. Upstairs there are two bedrooms, an en-suite WC and a luxury bathroom with roll top bath and shower.
Outside there is a large 70ft rear garden that has been beautifully landscaped by the owners including a large, 10ft x 8ft summer house. There is both on street and permit parking available nearby.
Set on sought after Chapel Street, you’re just moments from Halstead High Street offering a variety of amenities including shops, cafes and restaurants.
Permit parking available nearby for approx £360 per year.
EPC Rating: C

Listed by

Nationwide

Nested 2 LTD

Reference: 167027825

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 07/05/2024

Expiry date: 06/05/2034

Current heating cost: £847/year

Potential heating cost: £588/year

Est. upgrade cost to C: £19,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~114 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

All

All

EPC Graphs

EPC 1

EPC 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14773736

Property Details

Street: 11 Chapel Street

Town: HALSTEAD

Postcode: CO9 2LR

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 05/09/2021

Work Completed: 01/09/2021

This certificate data was retrieved from FENSA's database

FENSA Certificate #15106976 Recent

Property Details

Street: 11 Chapel Street

Town: HALSTEAD

Postcode: CO9 2LR

Installation Details

Items: 3 windows

Certificate Issued: 21/03/2022

Work Completed: 17/03/2022

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

34% since 2019

Event Date Price % change
Sold 02/04/2026 (5 months ago) £235,000 +34.3%
Sold 05/07/2019 (7 years ago) £175,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 13 CHAPEL STREET, HALSTEAD, BRAINTREE, ESSEX, CO9 2LR £220,000 19/11/2021 Terraced

Street average: £220,000 (1 sale)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.2%
10y growth 17.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Braintree. Series: Terraced. As of June 2026.

1y (index) 3%
5y (index) 12.8%
10y (index) 30.3%

Rental Range

Estimated market rent for Braintree. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,095/mo
Realistic £1,217/mo
Optimistic £1,339/mo

Based on Local Authority from postcode lookup → Braintree.

LHA (30th percentile) floor for Colchester: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CO9 2LR

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Sainsbury's 0.1 miles
Shop QD Stores 0.1 miles
Bus stop High Street 0.1 miles
Hospital Halstead Hospital 0.2 miles
Train station Castle Hedingham 4.2 miles
Train station Chappel and Wakes Colne 5.4 miles
Hospital Braintree Community Hospital 6.1 miles

Street-level crime

Category Count
Violence and sexual offences 30
Anti-social behaviour 11
Public order 9
Shoplifting 7
Other theft 5
Criminal damage and arson 4
Drugs 3
Other crime 2
Vehicle crime 2
Bicycle theft 1
Possession of weapons 1
Total incidents 75

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Richard de Clare Community Academy Primary 0.2 miles Good — 16 May 2022
Holy Trinity Church of England Voluntary Controlled Primary School, Halstead Primary 0.3 miles Good — 31 Oct 2017
The Ramsey Academy, Halstead Secondary 0.4 miles — (Inspected (no overall grade))
St Andrew's Church of England Primary School, Halstead Primary 0.6 miles Good — 30 Jan 2015
Gosfield School Other 1.4 miles — (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Flat, Halstead, CO9 £945/mo 2 0.07 miles OpenRent
2 Bed Terraced House, The Granaries, CO9 £1,250/mo 2 0.1 miles OpenRent
2 Bed Flat, High St, CO9 £2,250/mo 2 0.12 miles OpenRent

Average rent: £1,482/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%
Max investor price (0.8%) £156,250
Target investor price (1%) £125,000
Gross yield 6.3%
Cost-to-rent ratio 16×
Monthly cashflow £155/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.7%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).