# 1 bedroom apartment for sale (SE20 7BW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10A, MOSSLEA ROAD, LONDON, GREATER LONDON SE20 7BW |
| Price | £325,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £330,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 18/11/2031
- **Current heating cost:** £280/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- Q (£4,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9719-1902-9209-3549-0204)

## Description

This charming one-bedroom ground floor flat is part of a characterful period conversion, offering a generous 453 square feet of well-proportioned living space. Set within a quiet residential street on Mosslea Road, the property provides a bright and spacious interior with a well-thought-out layout, ideal for first-time buyers, investors, or those seeking a comfortable pied-à-terre.

The flat features a welcoming reception room with ample space for both lounging and dining, complemented by large windows that allow natural light to fill the space. The separate kitchen is functional and neatly arranged, with potential for personalisation. The double bedroom is generously sized, providing a peaceful retreat with room for storage and additional furnishings. A well-appointed bathroom completes the accommodation.

Situated on the ground floor, this home enjoys easy access and opens out to a well-maintained communal garden, perfect for enjoying warmer months or relaxing outdoors. Residents also benefit from being within easy reach of excellent transport links, making commuting straightforward. Additionally, the property is just a short stroll from nearby green spaces like Crystal place Park, offering a welcome escape from city life.

Overall, this flat combines space, convenience, and the charm of a conversion in a sought-after location, making it a highly attractive opportunity.

## Property Photos

- ![Reception](/listings/photos/164276426/1096873) - Reception
- ![External](/listings/photos/164276426/1096874) - External
- ![Bedroom](/listings/photos/164276426/1096875) - Bedroom
- ![Kitchen](/listings/photos/164276426/1096876) - Kitchen
- ![Bedroom](/listings/photos/164276426/1096877) - Bedroom
- ![Kitchen](/listings/photos/164276426/1096878) - Kitchen
- ![Bathroom](/listings/photos/164276426/1096879) - Bathroom
- ![Bedroom](/listings/photos/164276426/1096880) - Bedroom
- ![Reception](/listings/photos/164276426/1096881) - Reception
- ![Reception](/listings/photos/164276426/1096882) - Reception
- ![Reception](/listings/photos/164276426/1096883) - Reception
- ![External](/listings/photos/164276426/1096884) - External
- ![Hallway](/listings/photos/164276426/1096885) - Hallway
- ![Google Maps Image](/listings/photos/164276426/1096886) - Google Maps Image

## Floorplans

- ![Floorplan](/listings/photos/164276426/1096887) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/164276426/1096888) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14058765
- **Address:** 10a Mosslea Road, LONDON, SE20 7BW
- **Certificate Issued:** 12/04/2020
- **Work Completed:** 11/01/2020
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10A MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £330,000 | 26/01/2026 | Flat |
| 10A MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £32,000 | 30/06/1997 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 FLAT 1 ST JOHNS ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7EF | £360,000 | 14/01/2026 | Flat |
| 68 FLAT 4 HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HB | £240,000 | 07/11/2025 | Flat |
| [Same street] 3C MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £300,000 | 27/06/2025 | Flat |
| 21A STATION ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BE | £402,500 | 08/12/2023 | Flat |
| 18 FIRST FLOOR ST JOHNS ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7ED | £305,000 | 16/11/2023 | Flat |
| 3 FLAT 2 ST JOHNS ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7EF | £340,000 | 10/11/2023 | Flat |
| 31 LUCAS ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7EE | £370,000 | 27/10/2023 | Flat |
| 39B HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HJ | £220,000 | 09/10/2023 | Flat |
| [Same street] 19 MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £300,000 | 04/10/2023 | Flat |
| 19 LUCAS ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7EE | £450,000 | 04/10/2023 | Flat |
| 25 LUCAS ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7EE | £468,000 | 08/09/2023 | Flat |
| 3 - 5 FLAT 5 HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HJ | £250,000 | 17/07/2023 | Flat |
| [Same street] 5A MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £350,000 | 12/06/2023 | Flat |
| 79 FLAT 2 HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HW | £260,000 | 09/06/2023 | Flat |
| [Same street] 30A MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £375,000 | 25/05/2023 | Flat |
| 70 - 72 FLAT C HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HB | £237,500 | 03/05/2023 | Flat |
| 13 4 HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HJ | £88,766 | 05/04/2023 | Flat |
| 182 FLAT A VENNER ROAD, LONDON, BROMLEY, GREATER LONDON, SE26 5HT | £435,000 | 31/03/2023 | Flat |
| 54 FLAT 2 HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HB | £285,000 | 02/02/2023 | Flat |
| 43D HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HW | £340,000 | 03/11/2022 | Flat |
| 68 FLAT 3 HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HB | £253,000 | 11/10/2022 | Flat |
| 15 MALCOLM CLOSE, LONDON, BROMLEY, GREATER LONDON, SE20 8RL | £355,000 | 30/09/2022 | Flat |
| 89 FLAT 2 HIGH STREET, LONDON, BROMLEY, GREATER LONDON, SE20 7HW | £335,000 | 30/09/2022 | Flat |
| 19 FLAT 1 ST JOHNS ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7EF | £330,000 | 22/09/2022 | Flat |
| [Same street] 6C MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £349,000 | 16/09/2022 | Flat |
| [Same street] 4C MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £300,000 | 19/08/2022 | Flat |
| [Same street] 26 MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £385,000 | 11/03/2022 | Flat |
| [Same street] 34A MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £430,000 | 05/08/2021 | Flat |
| [Same street] 10C MOSSLEA ROAD, LONDON, BROMLEY, GREATER LONDON, SE20 7BW | £349,000 | 30/07/2021 | Flat |

**Street average:** £348,667 (9 sales)
**Area average:** £316,238 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £327,198 (41 Flat, SE20, 2024–2026)
- **Deviation:** -0.7%

## Rental Range

*ONS Price Index of Private Rents (Bromley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,508/mo
- **Realistic:** £1,675/mo
- **Optimistic:** £1,843/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Benjamin Court, SE20 | £1,500/mo | 1 | 0.55 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.1×
- **Monthly cashflow:** £45/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £8,553/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -11.9%
- **10y growth:** -1.8%

## House Price Index (HM Land Registry)

*Official index for Bromley; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -1.8%
- **5y growth (index):** 2.5%
- **10y growth (index):** 9.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)