Sold End of terrace

95 TONGE ROAD

SITTINGBOURNE, KENT ME10 3NR

3 beds 1 baths 92 m² Listed 7 Mar 2024 (-876d)

£250,000

Guide Price

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# 3 bedroom end of terrace house for sale (ME10 3NR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 95 TONGE ROAD, SITTINGBOURNE, KENT ME10 3NR |
| Price | £250,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £185,000 Jul 2017 |

## Description

The bay-fronted design not only adds character but also fills the interior with natural light, creating a functional and comfortable living environment. A well-designed utility area enhances daily routines, providing convenience for tasks like laundry and storage.

Situated at the end of the terrace, this home offers a sense of privacy and tranquillity, making it a peaceful retreat. Explore the functional charm of this property, where separate bedrooms, ample space, two reception rooms, bay-fronted aesthetics, and a utility area converge to offer a practical and efficient living experience.

**Exterior**

Garden to rear with NO shared access which is unlike many properties in the area.

## Property Photos

- ![Picture No. 27](/listings/photos/145471922/1576785) - Picture No. 27
- ![Picture No. 19](/listings/photos/145471922/1576786) - Picture No. 19
- ![Picture No. 31](/listings/photos/145471922/1576789) - Picture No. 31
- ![Picture No. 12](/listings/photos/145471922/1576793) - Picture No. 12
- ![Picture No. 09](/listings/photos/145471922/1576795) - Picture No. 09
- ![Picture No. 20](/listings/photos/145471922/1576797) - Picture No. 20
- ![Picture No. 16](/listings/photos/145471922/1576800) - Picture No. 16
- ![Picture No. 18](/listings/photos/145471922/1576804) - Picture No. 18
- ![Picture No. 13](/listings/photos/145471922/1576806) - Picture No. 13
- ![Picture No. 17](/listings/photos/145471922/1576808) - Picture No. 17
- ![Picture No. 24](/listings/photos/145471922/1576809) - Picture No. 24
- ![Picture No. 10](/listings/photos/145471922/1576811) - Picture No. 10
- ![Picture No. 08](/listings/photos/145471922/1576813) - Picture No. 08

## Floorplans

- ![Floorplan](/listings/photos/145471922/1576814) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/145471922/1576817) - EPC Rating Graph
- ![EPC](/listings/photos/145471922/1576819) - EPC

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #8089764
- **Address:** 95 Tonge Road, SITTINGBOURNE, ME10 3NR
- **Certificate Issued:** 15/12/2015
- **Work Completed:** 28/03/2011
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #2930995
- **Address:** 95 Tonge Road, SITTINGBOURNE, ME10 3NR
- **Certificate Issued:** 08/08/2005
- **Work Completed:** 04/07/2005
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 95 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £185,000 | 28/07/2017 | Semi-detached |
| 95 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £165,000 | 17/02/2016 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB | £246,000 | 16/01/2026 | Terraced |
| [Same street] 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £230,000 | 10/09/2025 | Terraced |
| 7 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NS | £205,000 | 16/06/2025 | Terraced |
| [Same street] 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £197,500 | 25/02/2025 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £245,000 | 25/11/2024 | Terraced |
| [Same street] 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £247,000 | 10/05/2024 | Terraced |
| 9 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £300,000 | 14/08/2023 | Terraced |
| [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £250,000 | 24/04/2023 | Terraced |
| 26 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3DA | £315,000 | 16/03/2023 | Terraced |
| [Same street] 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £233,000 | 27/02/2023 | Terraced |
| 42 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £355,000 | 26/01/2023 | Terraced |
| 34 HARKNESS COURT, SITTINGBOURNE, SWALE, KENT, ME10 3LE | £255,000 | 22/12/2022 | Terraced |
| 14 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £290,000 | 28/11/2022 | Terraced |
| 2 PLUMMER CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 3FH | £335,000 | 28/11/2022 | Terraced |
| 11 PORTLAND AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3QY | £205,000 | 23/11/2022 | Terraced |
| 129 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £230,000 | 18/11/2022 | Terraced |
| 111 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £258,000 | 04/11/2022 | Terraced |
| 28 HOMEVIEW TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3NF | £234,000 | 24/10/2022 | Terraced |
| 5 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £325,000 | 16/09/2022 | Terraced |
| 25 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £207,500 | 13/09/2022 | Terraced |
| 1 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA | £240,000 | 17/08/2022 | Terraced |
| 7 LANSDOWN ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3BU | £316,750 | 05/08/2022 | Terraced |
| 3 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA | £255,000 | 23/06/2022 | Terraced |
| 13 FERN WALK, SITTINGBOURNE, SWALE, KENT, ME10 3QT | £240,000 | 21/06/2022 | Terraced |
| 17 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £220,000 | 17/06/2022 | Terraced |
| 72 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB | £145,000 | 01/06/2022 | Terraced |
| [Same street] 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £246,000 | 10/12/2021 | Terraced |
| [Same street] 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £208,000 | 06/08/2021 | Terraced |

**Street average:** £232,063 (8 sales)
**Area average:** £258,863 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £259,690 (80 Terraced, ME10, 2024–2026)
- **Deviation:** -3.7%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £986/mo
- **Realistic:** £1,095/mo
- **Optimistic:** £1,205/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £937/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Oak Road, ME10 | £1,395/mo | 3 | 0.13 miles | OpenRent |
| 3 Bed Terraced House, All Saints Road, ME10 | £1,500/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed End Terrace, Harkness Court, ME10 | £1,500/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Terraced House, Poulsen Court, ME10 | £1,550/mo | 3 | 0.24 miles | OpenRent |
| 3 Bed Terraced House, Honeysuckle Court, ME10 | £1,500/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed End Terrace, Hutchings Close, ME10 | £1,550/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Terraced House, Harold Road, ME10 | £1,250/mo | 3 | 0.31 miles | OpenRent |

**Average rent: £1,464/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.9×
- **Monthly cashflow:** £340/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.2%
- **10y growth:** 33.4%

## House Price Index (HM Land Registry)

*Official index for Swale; Terraced series; as of April 2026.*

- **1y growth (index):** 2%
- **5y growth (index):** 11.6%
- **10y growth (index):** 37%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

92 m²

Council tax band

Last sold

£185,000 Jul 2017

Local average

£259,690 (-3.7%)

Deprivation

Decile 4 (12,080 of 33,755)

Street crime

263 incidents within 1 mile (May 2026)

Key features

Three separate bedrooms
Newly tiled bathroom
Two reception rooms
Bay fronted
Utility area
Combi boiler installed 2021

Additional details

Garden: Yes

Description

Welcome to this three-bedroom end-of-terrace property, offering practicality and versatility. With three separate bedrooms, generous living spaces, and two reception rooms, this home is designed to accommodate various lifestyles.

The bay-fronted design not only adds character but also fills the interior with natural light, creating a functional and comfortable living environment. A well-designed utility area enhances daily routines, providing convenience for tasks like laundry and storage.

Situated at the end of the terrace, this home offers a sense of privacy and tranquillity, making it a peaceful retreat. Explore the functional charm of this property, where separate bedrooms, ample space, two reception rooms, bay-fronted aesthetics, and a utility area converge to offer a practical and efficient living experience.

Exterior
Garden to rear with NO shared access which is unlike many properties in the area.

Listed by

Sittingbourne

Robinson Jackson

Reference: 145471922

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

EPC

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8089764

Property Details

Street: 95 Tonge Road

Town: SITTINGBOURNE

Postcode: ME10 3NR

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 15/12/2015

Work Completed: 28/03/2011

This certificate data was retrieved from FENSA's database

FENSA Certificate #2930995

Property Details

Street: 95 Tonge Road

Town: SITTINGBOURNE

Postcode: ME10 3NR

Installation Details

Items: 2 windows

Certificate Issued: 08/08/2005

Work Completed: 04/07/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

12% since 2016

Event	Date	Price	% change
Sold	28/07/2017 (9 years ago)	£185,000	+12.1%
Sold	17/02/2016 (10 years ago)	£165,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
52 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB	£246,000	16/01/2026	Terraced
Same street 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£230,000	10/09/2025	Terraced
7 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NS	£205,000	16/06/2025	Terraced
Same street 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£197,500	25/02/2025	Terraced
Same street 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£245,000	25/11/2024	Terraced
Same street 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£247,000	10/05/2024	Terraced
9 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG	£300,000	14/08/2023	Terraced
Same street 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£250,000	24/04/2023	Terraced
26 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3DA	£315,000	16/03/2023	Terraced
Same street 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£233,000	27/02/2023	Terraced
42 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF	£355,000	26/01/2023	Terraced
34 HARKNESS COURT, SITTINGBOURNE, SWALE, KENT, ME10 3LE	£255,000	22/12/2022	Terraced
14 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG	£290,000	28/11/2022	Terraced
2 PLUMMER CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 3FH	£335,000	28/11/2022	Terraced
11 PORTLAND AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3QY	£205,000	23/11/2022	Terraced
129 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX	£230,000	18/11/2022	Terraced
111 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX	£258,000	04/11/2022	Terraced
28 HOMEVIEW TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3NF	£234,000	24/10/2022	Terraced
5 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG	£325,000	16/09/2022	Terraced
25 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE	£207,500	13/09/2022	Terraced
1 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA	£240,000	17/08/2022	Terraced
7 LANSDOWN ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3BU	£316,750	05/08/2022	Terraced
3 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA	£255,000	23/06/2022	Terraced
13 FERN WALK, SITTINGBOURNE, SWALE, KENT, ME10 3QT	£240,000	21/06/2022	Terraced
17 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE	£220,000	17/06/2022	Terraced
72 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB	£145,000	01/06/2022	Terraced
Same street 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£246,000	10/12/2021	Terraced
Same street 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR	£208,000	06/08/2021	Terraced

Street average: £232,063 (8 sales)

Area average: £258,863 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.2%

10y growth 33.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: Terraced. As of April 2026.

1y (index) 2%

5y (index) 11.6%

10y (index) 37%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £986/mo

Realistic £1,095/mo

Optimistic £1,205/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Medway & Swale: £937/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME10 3NR

Address

Tonge Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Oak Road	0.0 miles
Bus stop	Portland Avenue	0.1 miles
Shop	Premier	0.2 miles
Shop	Chris's Convenience Store	0.2 miles
Train station	Sittingbourne	0.9 miles
Train station	Sittingbourne Viaduct	1.0 miles
University	Canterbury Christ Church University	6.1 miles
University	Unknown	10.8 miles
Hospital	Estuary View Medical Centre	11.1 miles
Hospital	The Somerfield Hospital	11.6 miles

Street-level crime

Category	Count
Anti-social behaviour	76
Shoplifting	61
Violence and sexual offences	53
Criminal damage and arson	16
Public order	12
Other theft	11
Vehicle crime	10
Drugs	6
Other crime	5
Bicycle theft	3
Burglary	3
Possession of weapons	3
Robbery	3
Theft from the person	1
Total incidents	263

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sunny Bank Primary School	Primary	0.2 miles	Good — 16 Sep 2024
Lansdowne Primary School	Primary	0.3 miles	Good — 8 Feb 2023
Canterbury Road Primary School	Primary	0.4 miles	Good — 7 Feb 2019
KITE College	Other	0.5 miles	— (No rating)
VTC Independent School	Other	0.5 miles	Good — 18 Jan 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Oak Road, ME10	£1,395/mo	3	0.13 miles	OpenRent
3 Bed Terraced House, All Saints Road, ME10	£1,500/mo	3	0.14 miles	OpenRent
3 Bed End Terrace, Harkness Court, ME10	£1,500/mo	3	0.17 miles	OpenRent
3 Bed Terraced House, Poulsen Court, ME10	£1,550/mo	3	0.24 miles	OpenRent
3 Bed Terraced House, Honeysuckle Court, ME10	£1,500/mo	3	0.27 miles	OpenRent
3 Bed End Terrace, Hutchings Close, ME10	£1,550/mo	3	0.29 miles	OpenRent
3 Bed Terraced House, Harold Road, ME10	£1,250/mo	3	0.31 miles	OpenRent

Average rent: £1,464/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.6%

Max investor price (0.8%) £187,500

Target investor price (1%) £150,000

Gross yield 7.2%

Cost-to-rent ratio 13.9×

Monthly cashflow £340/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).