# 4 bedroom town house for sale (LN2 5HU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 82 MONKS ROAD, LINCOLN, LINCOLNSHIRE LN2 5HU |
| Price | £165,000 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Last sold | £160,000 May 2018 |

## Description

Located in a sought after area of the city, this 3 storey 4 bedroom town house benefits from a further 2 receptions, modern kitchen, majority uPVC double glazing, gas central heating, garage and is being offered with no onward chain.

## Property Photos

- ![Photo 2](/listings/photos/52567332/273027) - Photo 2
- ![Photo 3](/listings/photos/52567332/273028) - Photo 3
- ![Photo 4](/listings/photos/52567332/273030) - Photo 4
- ![Photo 1](/listings/photos/52567332/273031) - Photo 1

## Floorplans

- ![Floorplan 1](/listings/photos/52567332/273033) - Floorplan 1

## EPC Graphs

- ![Energy Perform...](/listings/photos/52567332/273035) - Energy Perform...

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #14166431
- **Address:** 82 Monks Road, LINCOLN, LN2 5HU
- **Certificate Issued:** 23/08/2020
- **Work Completed:** 29/07/2020
- **Items:** 8 window(s), 1 door(s)

### FENSA Certificate #13093546
- **Address:** 82 Monks Road, LINCOLN, LN2 5HU
- **Certificate Issued:** 21/08/2018
- **Work Completed:** 09/07/2018
- **Items:** 6 window(s), 1 door(s)

### FENSA Certificate #15880202
- **Address:** 82 Monks Road, LINCOLN, LN2 5HU
- **Certificate Issued:** 06/08/2023
- **Work Completed:** 27/01/2023
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU | £160,000 | 18/05/2018 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP | £89,000 | 08/01/2026 | Terraced |
| 32 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £148,500 | 03/12/2025 | Terraced |
| 13 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP | £120,000 | 21/11/2025 | Terraced |
| 173 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JL | £400,000 | 31/03/2025 | Terraced |
| 25 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD | £200,000 | 21/11/2023 | Terraced |
| 6 NOTTINGHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5JA | £170,000 | 13/10/2023 | Terraced |
| 33 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £185,000 | 22/09/2023 | Terraced |
| 21 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £182,500 | 17/08/2023 | Terraced |
| 27 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £130,000 | 17/08/2023 | Terraced |
| 7 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £140,000 | 11/08/2023 | Terraced |
| 18 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £157,500 | 03/08/2023 | Terraced |
| 129 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JH | £164,000 | 17/07/2023 | Terraced |
| 7 MONTAGUE TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5BE | £112,000 | 08/06/2023 | Terraced |
| 27 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG | £89,000 | 27/04/2023 | Terraced |
| 37 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HN | £120,000 | 25/04/2023 | Terraced |
| 58 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG | £98,000 | 17/03/2023 | Terraced |
| 40 BAGGHOLME ROAD, LINCOLN, LINCOLNSHIRE, LN2 5BQ | £152,500 | 16/03/2023 | Terraced |
| 28 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £187,500 | 15/02/2023 | Terraced |
| 14 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD | £168,000 | 28/11/2022 | Terraced |
| 9 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £220,000 | 25/11/2022 | Terraced |
| [Same street] 84 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU | £156,000 | 02/09/2022 | Terraced |
| [Same street] 78 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU | £535,000 | 26/07/2021 | Flat |

**Street average:** £345,500 (2 sales)
**Area average:** £161,675 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £167,003 (41 Terraced, LN2, 2024–2026)
- **Deviation:** -1.2%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £855/mo
- **Realistic:** £950/mo
- **Optimistic:** £1,045/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £922/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Cromwell Street, LN2 | £2,350/mo | 4 | 0.17 miles | OpenRent |
| 4 Bed Terraced House, Spa St, LN2 | £1,300/mo | 4 | 0.42 miles | OpenRent |

**Average rent: £1,825/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.11% (strong)
- **Max investor price (0.8%):** £228,125
- **Target investor price (1%):** £182,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,825/mo).*

- **Gross yield:** 13.3%
- **Cost-to-rent:** 7.5×
- **Monthly cashflow:** £968/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 24.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.3%
- **10y growth:** 13.4%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of March 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 16.8%
- **10y growth (index):** 41.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)