Sold STC Town house

82 MONKS ROAD

LINCOLN, LINCOLNSHIRE LN2 5HU

4 beds 1 baths 1,507 sq ft Listed 22 Jan 2018 (-3064d)

£165,000

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# 4 bedroom town house for sale (LN2 5HU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 82 MONKS ROAD, LINCOLN, LINCOLNSHIRE LN2 5HU |
| Price | £165,000 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 140 m² |
| Last sold | £160,000 May 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 21/01/2028
- **Current heating cost:** £1,311/year

### Recommendations
- A (350)
- A3 (2,700)
- Q (14,000)
- W1 (1,200)
- D (120)
- G (450)
- N (6,000)
- O (6,500)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0658-2852-6790-9128-6101)

## Description

Located in a sought after area of the city, this 3 storey 4 bedroom town house benefits from a further 2 receptions, modern kitchen, majority uPVC double glazing, gas central heating, garage and is being offered with no onward chain.

## Property Photos

- ![Photo 2](/listings/photos/52567332/273027) - Photo 2
- ![Photo 3](/listings/photos/52567332/273028) - Photo 3
- ![Photo 4](/listings/photos/52567332/273030) - Photo 4
- ![Photo 1](/listings/photos/52567332/273031) - Photo 1

## Floorplans

- ![Floorplan 1](/listings/photos/52567332/273033) - Floorplan 1

## EPC Graphs

- ![Energy Perform...](/listings/photos/52567332/273035) - Energy Perform...

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #14166431
- **Address:** 82 Monks Road, LINCOLN, LN2 5HU
- **Certificate Issued:** 23/08/2020
- **Work Completed:** 29/07/2020
- **Items:** 8 window(s), 1 door(s)

### FENSA Certificate #13093546
- **Address:** 82 Monks Road, LINCOLN, LN2 5HU
- **Certificate Issued:** 21/08/2018
- **Work Completed:** 09/07/2018
- **Items:** 6 window(s), 1 door(s)

### FENSA Certificate #15880202
- **Address:** 82 Monks Road, LINCOLN, LN2 5HU
- **Certificate Issued:** 06/08/2023
- **Work Completed:** 27/01/2023
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU | £160,000 | 18/05/2018 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP | £89,000 | 08/01/2026 | Terraced |
| 32 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £148,500 | 03/12/2025 | Terraced |
| 13 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP | £120,000 | 21/11/2025 | Terraced |
| 173 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JL | £400,000 | 31/03/2025 | Terraced |
| 25 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD | £200,000 | 21/11/2023 | Terraced |
| 6 NOTTINGHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5JA | £170,000 | 13/10/2023 | Terraced |
| 33 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £185,000 | 22/09/2023 | Terraced |
| 21 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £182,500 | 17/08/2023 | Terraced |
| 27 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £130,000 | 17/08/2023 | Terraced |
| 7 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £140,000 | 11/08/2023 | Terraced |
| 18 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN | £157,500 | 03/08/2023 | Terraced |
| 129 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JH | £164,000 | 17/07/2023 | Terraced |
| 7 MONTAGUE TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5BE | £112,000 | 08/06/2023 | Terraced |
| 27 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG | £89,000 | 27/04/2023 | Terraced |
| 37 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HN | £120,000 | 25/04/2023 | Terraced |
| 58 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG | £98,000 | 17/03/2023 | Terraced |
| 40 BAGGHOLME ROAD, LINCOLN, LINCOLNSHIRE, LN2 5BQ | £152,500 | 16/03/2023 | Terraced |
| 28 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £187,500 | 15/02/2023 | Terraced |
| 14 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD | £168,000 | 28/11/2022 | Terraced |
| 13 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL | £200,000 | 25/11/2022 | Terraced |
| [Same street] 84 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU | £156,000 | 02/09/2022 | Terraced |
| [Same street] 78 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU | £535,000 | 26/07/2021 | Flat |

**Street average:** £345,500 (2 sales)
**Area average:** £160,675 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £167,003 (41 Terraced, LN2, 2024–2026)
- **Deviation:** -1.2%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £855/mo
- **Realistic:** £950/mo
- **Optimistic:** £1,045/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £922/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Cromwell Street, LN2 | £2,350/mo | 4 | 0.17 miles | OpenRent |
| 4 Bed Terraced House, Spa St, LN2 | £1,300/mo | 4 | 0.42 miles | OpenRent |

**Average rent: £1,825/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.11% (strong)
- **Max investor price (0.8%):** £228,125
- **Target investor price (1%):** £182,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,825/mo).*

- **Gross yield:** 13.3%
- **Cost-to-rent:** 7.5×
- **Monthly cashflow:** £968/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 24.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,179/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.3%
- **10y growth:** 13.4%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of March 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 16.8%
- **10y growth (index):** 41.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

140 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£160,000 May 2018

Price per m²

£1,179/m²

Local average

£167,003 (-1.2%)

Deprivation

Decile 1 (744 of 33,755)

Street crime

617 incidents within 1 mile (Apr 2026)

Key features

4 Bedrooms
3 Storey
2 Reception Rooms
Majority uPVC Double Glazing
Garage
Gas Central Heating
No Chain
DRAFT PARTICULARS AWAITING VENDORS APPROVAL

Additional details

Parking: Yes

Description

Listed by

Lincoln

Walters Estate Agents Ltd

Reference: 52567332

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 22/01/2018

Expiry date: 21/01/2028

Current heating cost: £1,311/year

Potential heating cost: £586/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (350)
Room-in-roof insulation (2,700)
50 mm internal or external wall insulation (14,000)
Floor insulation (suspended floor) (1,200)
Draughtproof single-glazed windows (120)
Upgrade heating controls (450)
Solar water heating (6,000)
Replace single glazed windows with low-E double glazing (6,500)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

Energy Perform...

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14166431

Property Details

Street: 82 Monks Road

Town: LINCOLN

Postcode: LN2 5HU

Installation Details

Items: 8 windows and 1 door

Certificate Issued: 23/08/2020

Work Completed: 29/07/2020

This certificate data was retrieved from FENSA's database

FENSA Certificate #13093546

Property Details

Street: 82 Monks Road

Town: LINCOLN

Postcode: LN2 5HU

Installation Details

Items: 6 windows and 1 door

Certificate Issued: 21/08/2018

Work Completed: 09/07/2018

This certificate data was retrieved from FENSA's database

FENSA Certificate #15880202 Recent

Property Details

Street: 82 Monks Road

Town: LINCOLN

Postcode: LN2 5HU

Installation Details

Items: 1 door

Certificate Issued: 06/08/2023

Work Completed: 27/01/2023

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	18/05/2018 (8 years ago)	£160,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
25 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP	£89,000	08/01/2026	Terraced
32 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN	£148,500	03/12/2025	Terraced
13 CROMWELL STREET, LINCOLN, LINCOLNSHIRE, LN2 5LP	£120,000	21/11/2025	Terraced
173 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JL	£400,000	31/03/2025	Terraced
25 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD	£200,000	21/11/2023	Terraced
6 NOTTINGHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5JA	£170,000	13/10/2023	Terraced
33 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL	£185,000	22/09/2023	Terraced
21 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL	£182,500	17/08/2023	Terraced
27 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN	£130,000	17/08/2023	Terraced
7 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN	£140,000	11/08/2023	Terraced
18 CLAREMONT STREET, LINCOLN, LINCOLNSHIRE, LN2 5BN	£157,500	03/08/2023	Terraced
129 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5JH	£164,000	17/07/2023	Terraced
7 MONTAGUE TERRACE, LINCOLN, LINCOLNSHIRE, LN2 5BE	£112,000	08/06/2023	Terraced
27 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG	£89,000	27/04/2023	Terraced
37 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HN	£120,000	25/04/2023	Terraced
58 ST HUGH STREET, LINCOLN, LINCOLNSHIRE, LN2 5BG	£98,000	17/03/2023	Terraced
40 BAGGHOLME ROAD, LINCOLN, LINCOLNSHIRE, LN2 5BQ	£152,500	16/03/2023	Terraced
28 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL	£187,500	15/02/2023	Terraced
14 CHEVIOT STREET, LINCOLN, LINCOLNSHIRE, LN2 5JD	£168,000	28/11/2022	Terraced
13 AVONDALE STREET, LINCOLN, LINCOLNSHIRE, LN2 5BL	£200,000	25/11/2022	Terraced
Same street 84 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU	£156,000	02/09/2022	Terraced
Same street 78 MONKS ROAD, LINCOLN, LINCOLNSHIRE, LN2 5HU	£535,000	26/07/2021	Flat

Street average: £345,500 (2 sales)

Area average: £160,675 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.3%

10y growth 13.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Lincoln. Series: Terraced. As of March 2026.

1y (index) 0.9%

5y (index) 16.8%

10y (index) 41.3%

Rental Range

Estimated market rent for Lincoln. Low = conservative, Realistic = average, Optimistic = best case.

Low £855/mo

Realistic £950/mo

Optimistic £1,045/mo

Based on Local Authority from postcode lookup → Lincoln.

LHA (30th percentile) floor for Lincoln: £922/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LN2 5HU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Cheviot Street	0.0 miles
Shop	Hair By Gino	0.2 miles
Shop	Co-Op	0.2 miles
Hospital	Lincoln County Hospital	0.5 miles
Train station	Lincoln	0.6 miles
University	Sarah Swift Building	0.7 miles
University	David Chiddick Building	0.7 miles
Hospital	St Georges Hospital	1.5 miles
Train station	Hykeham	3.8 miles

Street-level crime

Category	Count
Anti-social behaviour	191
Violence and sexual offences	179
Shoplifting	59
Public order	37
Criminal damage and arson	34
Other theft	34
Robbery	19
Drugs	17
Bicycle theft	15
Burglary	10
Other crime	9
Vehicle crime	7
Possession of weapons	4
Theft from the person	2
Total incidents	617

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lincoln College	Other	0.1 miles	— (No rating)
Lincoln Monks Abbey Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
Lincoln Minster School	Other	0.2 miles	— (No rating)
Lincoln UTC	Secondary	0.3 miles	Good — 8 Jul 2019
The Lincoln St Peter-in-Eastgate Church of England (Controlled) Infants School	Primary	0.3 miles	Requires improvement — 29 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Cromwell Street, LN2	£2,350/mo	4	0.17 miles	OpenRent
4 Bed Terraced House, Spa St, LN2	£1,300/mo	4	0.42 miles	OpenRent

Average rent: £1,825/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.11%

Max investor price (0.8%) £228,125

Target investor price (1%) £182,500

Gross yield 13.3%

Cost-to-rent ratio 7.5×

Monthly cashflow £968/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 24.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).