To let Terraced

91 SPENCER ROAD

STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2BE

3 beds 1 baths 818 sq ft Listed 27 Oct 2025 (-229d)

£1,040 pcm

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Property details

Floor area

76 m²

Council tax band

A

EPC rating

D

Year built

England and Wales: before 1900

Last sold

£89,950 Nov 2020

Price per m²

£14/m²

Local average

£112,840 (-99.1%)

Deprivation

Decile 3 (8,108 of 33,755)

Street crime

525 incidents within 1 mile (Apr 2026)

Key features

  • Newly refurbished
  • Great location
  • 30 second walk to Staffordshire University
  • Large double bedrooms
  • USB plug sockets
  • Available for the 2026/2027 Academic Year

Additional details

Garden
Private garden
Listed property
No

Description

Nicholas Humphreys are pleased to offer this beautifully presented 3 bedroom student home situated in Shelton! EPC rating: D.

Listed by

Stoke-on-Trent

The Property Franchise Group

Reference: 168651566

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 17/08/2020

Expiry date: 16/08/2030

Current heating cost: £584/year

Potential heating cost: £494/year

Est. upgrade cost to C: £18,500

Recommendations

  • Internal or external wall insulation (£4,000 - £14,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1539596

Property Details

Street: 91 Spencer Road

Town: Stoke-on-Trent

Postcode: ST4 2BE

Installation Details

Items: 7 windows and 1 door

Certificate Issued: 15/03/2004

Work Completed: 19/02/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Listed for sale £1,040 -98.8%
Sold 27/11/2020 (5 years ago) £89,950

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
33 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG £100,000 12/03/2026 Terraced
114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £115,000 22/09/2025 Terraced
Same street 97 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £93,000 12/09/2025 Terraced
90 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £97,000 12/09/2025 Terraced
Same street 82 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £96,000 05/09/2025 Terraced
130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £150,000 20/06/2025 Terraced
Same street 127 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £189,950 28/03/2025 Terraced
156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £162,000 12/08/2024 Terraced
121 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £115,000 21/11/2023 Terraced
86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £180,000 30/08/2023 Terraced
88 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £160,000 11/08/2023 Terraced
102 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £100,000 27/07/2023 Terraced
104 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £105,000 14/07/2023 Terraced
105 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £122,500 23/06/2023 Terraced
113 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £105,000 05/05/2023 Terraced
140 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB £175,000 21/04/2023 Terraced
Same street 96 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £130,000 06/04/2023 Other
112 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £121,000 18/01/2023 Terraced
144 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB £173,000 13/01/2023 Terraced
140 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN £180,000 14/12/2022 Terraced
110 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £170,000 02/12/2022 Terraced
13 CARLTON ROAD, STOKE-ON-TRENT, ST4 2BG £121,000 25/11/2022 Terraced
117 THORNTON ROAD, STOKE-ON-TRENT, ST4 2BD £125,000 07/10/2022 Terraced
118 BOUGHEY ROAD, STOKE-ON-TRENT, ST4 2BB £149,950 31/08/2022 Terraced
Same street 112 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £110,500 08/07/2022 Terraced
Same street 105 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £108,000 10/05/2022 Terraced
Same street 100 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £115,000 27/01/2022 Terraced
Same street 121 SPENCER ROAD, STOKE-ON-TRENT, ST4 2BE £95,000 11/10/2021 Terraced

Street average: £117,181 (8 sales)

Area average: £136,323 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.5%
10y growth 17.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of March 2026.

1y (index) 1.8%
5y (index) 26.4%
10y (index) 64.5%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo
Realistic £708/mo
Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Minton News 0.1 miles
Shop Stoke Property Shop 0.1 miles
University University of Staffordshire Stoke Campus 0.1 miles
Bus stop Stoke-on-Trent Station 0.1 miles
Bus stop Film Theatre 0.1 miles
Train station Stoke-on-Trent 0.2 miles
Hospital Royal Stoke University Hospital 1.5 miles
Train station Longton 2.2 miles
Hospital North Staffordshire Nuffield Hospital 2.4 miles

Street-level crime

Category Count
Violence and sexual offences 152
Anti-social behaviour 100
Shoplifting 58
Public order 49
Criminal damage and arson 37
Other theft 32
Vehicle crime 28
Burglary 20
Drugs 18
Other crime 12
Possession of weapons 8
Bicycle theft 6
Robbery 5
Total incidents 525

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Staffordshire University Other 0.1 miles (No rating)
Excellence Girls Academy Other 0.2 miles Good — 16 Jun 2024
City of Stoke-On-Trent Sixth Form College Other 0.2 miles (No rating)
Stoke-on-Trent College Other 0.4 miles (No rating)
The Registry Other 0.4 miles (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Terraced House, Spencer Road, ST4 £850/mo 3 0.02 miles OpenRent
Ashford Street, Shelton, Stoke-On-Trent, ST4 £850/mo 3 0.09 miles Rightmove
Northcote Avenue, Hartshill, Stoke-On-Trent £895/mo 3 0.5 miles Rightmove
Wadham Street, penkhull £875/mo 3 0.68 miles Rightmove
Penstock Drive, Stoke-on-Trent, ST4 7GF £675/mo 0.68 miles Rightmove
Boon Avenue, Stoke-on-Trent, Staffordshire, ST4 £850/mo 3 0.71 miles Rightmove
Princes Road, Stoke-on-Trent, ST4 £1,200/mo 3 0.75 miles Rightmove
Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4 £1,295/mo 3 1.28 miles Rightmove
Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4 £1,295/mo 3 1.28 miles Rightmove
Claridge Road, Stoke-on-Trent, Staffordshire, ST4 £625/mo 1.29 miles Rightmove
Ashlands Road, Stoke-On-Trent, ST4 £1,350/mo 3 1.3 miles Rightmove
Duke Street, Stoke-On-Trent, ST4 £950/mo 3 1.4 miles Rightmove
Langley Street, Stoke-on-Trent, Staffordshire, ST4 £995/mo 3 1.43 miles Rightmove
The Avenue, Hartshill, Stoke On Trent, Staffordshire, ST4 £1,495/mo 3 1.6 miles Rightmove
Newmount Road, Stoke-On-Trent, ST4 £900/mo 3 1.8 miles Rightmove
Leawood Road, Trent Vale, ST4 £800/mo 3 1.94 miles Rightmove
Hanford Terrace, Stone Road, Stoke-On-Trent, Staffordshire, ST4 £1,495/mo 3 2.36 miles Rightmove
Uxbridge Crescent, Stoke-on-Trent, Staffordshire, ST4 £1,350/mo 3 2.6 miles Rightmove
Chessington Crescent, STOKE-ON-TRENT £1,295/mo 3 2.73 miles Rightmove

Average rent: £1,055/mo (19 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 8.7% gross yield avg £117,181 sale, £850/mo rent
Rent ratio 91.35%
Max investor price (0.8%) £118,750
Target investor price (1%) £95,000
Gross yield 1096.2%
Cost-to-rent ratio 0.1×
Monthly cashflow £826/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 3286.1%
  • This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).