# 1 bedroom flat for sale (GU1 1UB) ## Property Details | Key | Value | |-----|-------| | Address | 71 ELGIN GARDENS, GUILDFORD, SURREY GU1 1UB | | Price | £135,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Council tax | B | | Last sold | £135,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 11/06/2035 - **Current heating cost:** £449/year - **Est. upgrade cost to C:** £1,425 ### Recommendations - A (£100 - £350) - O3 (£1,000 - £1,400) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2582-0560-2595-0111) ## Description **SHARED OWNERSHIP** (Advertised price represents 45% share. Full market value £300,000). This top-floor flat is spacious, beautifully-presented and in a modern building surrounded by greenery. The property features a dual-aspect reception room with an east/south-east-facing balcony and sleek, open-plan kitchen area. The bedroom is a generously-sized double with a Juliette balcony and fitted wardrobe. There is an attractive bathroom and a useful walk-in storage cupboard in the hallway. Well insulated walls, double glazing and gas central heating make for a good energy-efficiency rating. The flat comes with use of an allocated parking space plus London Road Station is only a short walk or even shorter bus ride away. The wide open spaces of Stoke Park are also nearby and Guildford town centre is within easy reach. INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM **[ ** (Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.) **Housing Association: **Clarion.** Tenure:** Leasehold (125 years from 01/09/2014). **Minimum Share:** 45% (£135,000). The housing association will expect that you will purchase the largest share affordable. **Shared Ownership Rent:** £397.76 per month (subject to annual review). **Service Charge:** £65.26 per month (subject to annual review). **Ground Rent:** £150.00 for the year. **Guideline Minimum Income:** Dual £37,200 | Single £43,400 (based on minimum share and 10% deposit). **Council Tax:** Band B, Guildford Borough Council. Priority is given to applicants living and/or working in this local authority. This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. Pets not permitted (except assistance animals). **WHAT IS SHARED OWNERSHIP ?** Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (GLA) in London and Homes England outside of London. **IS SHARED OWNERSHIP FOR YOU ?** The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must: 1. Not own another property in the UK or any other country. 2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income. 3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status). 4. Be in full time permanent employment. 5. Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK. 6. Have a good credit history. ## Property Photos - ![Photo](/listings/photos/166301309/1114881) - ![Photo](/listings/photos/166301309/1114882) - ![Photo](/listings/photos/166301309/1114883) - ![Photo](/listings/photos/166301309/1114884) - ![Photo](/listings/photos/166301309/1114885) - ![Photo](/listings/photos/166301309/1114886) - ![Photo](/listings/photos/166301309/1114887) - ![Photo](/listings/photos/166301309/1114888) ## Floorplans - ![Floorplan 1](/listings/photos/166301309/1114889) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/166301309/1114890) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 71 ELGIN GARDENS, GUILDFORD, SURREY, GU1 1UB | £135,000 | 11/02/2026 | Flat | | 71 ELGIN GARDENS, GUILDFORD, SURREY, GU1 1UB | £134,662 | 28/04/2021 | Flat | | 71 ELGIN GARDENS, GUILDFORD, SURREY, GU1 1UB | £132,750 | 01/11/2016 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 42 THE SHIMMINGS, GUILDFORD, SURREY, GU1 2NQ | £305,000 | 27/03/2026 | Flat | | 33 LINDFIELD GARDENS, GUILDFORD, SURREY, GU1 1TS | £340,000 | 09/01/2026 | Flat | | 32 THE SHIMMINGS, GUILDFORD, SURREY, GU1 2NQ | £317,500 | 23/07/2025 | Flat | | PARKFIELD HOUSE FLAT 48 LINDFIELD GARDENS, GUILDFORD, SURREY, GU1 1TS | £335,000 | 24/06/2025 | Flat | | 24 THE SHIMMINGS, GUILDFORD, SURREY, GU1 2NG | £390,000 | 09/12/2024 | Flat | | 17 THE SHIMMINGS, GUILDFORD, SURREY, GU1 2NG | £407,000 | 03/11/2023 | Flat | | 8 LINDFIELD GARDENS, GUILDFORD, SURREY, GU1 1TP | £330,000 | 03/11/2023 | Flat | | EATON COURT 32 BOXGROVE AVENUE, GUILDFORD, SURREY, GU1 1XH | £260,000 | 21/06/2023 | Flat | | THE GABLES, 144A FLAT 6 LONDON ROAD, GUILDFORD, SURREY, GU1 1FG | £512,500 | 16/06/2023 | Flat | | THE CLOCKHOUSE, 140 49 LONDON ROAD, GUILDFORD, SURREY, GU1 1FF | £580,000 | 19/04/2023 | Flat | | THE CLOCKHOUSE, 140 17 LONDON ROAD, GUILDFORD, SURREY, GU1 1FF | £585,000 | 16/03/2023 | Flat | | EATON COURT 36 BOXGROVE AVENUE, GUILDFORD, SURREY, GU1 1XH | £274,500 | 02/03/2023 | Flat | | 19 LINDFIELD GARDENS, GUILDFORD, SURREY, GU1 1TP | £310,000 | 28/02/2023 | Flat | | EATON COURT 54 BOXGROVE AVENUE, GUILDFORD, SURREY, GU1 1XH | £290,000 | 06/01/2023 | Flat | | EATON COURT 57 BOXGROVE AVENUE, GUILDFORD, SURREY, GU1 1XH | £295,000 | 01/12/2022 | Flat | | THE CLOCKHOUSE, 140 11 LONDON ROAD, GUILDFORD, SURREY, GU1 1FF | £390,000 | 12/10/2022 | Flat | | [Same street] 67 ELGIN GARDENS, GUILDFORD, SURREY, GU1 1UB | £136,000 | 30/09/2022 | Flat | | THE GABLES, 144A FLAT 2 LONDON ROAD, GUILDFORD, SURREY, GU1 1FG | £540,000 | 05/09/2022 | Flat | | 144 FLAT 2 LONDON ROAD, GUILDFORD, SURREY, GU1 1UF | £237,000 | 22/08/2022 | Flat | | 28 LINDFIELD GARDENS, GUILDFORD, SURREY, GU1 1TS | £360,000 | 05/08/2022 | Flat | | 30 THE SHIMMINGS, GUILDFORD, SURREY, GU1 2NG | £475,000 | 21/04/2022 | Flat | | [Same street] 11 ELGIN GARDENS, GUILDFORD, SURREY, GU1 1UB | £298,000 | 28/01/2022 | Flat | | [Same street] 6 ELGIN GARDENS, GUILDFORD, SURREY, GU1 1UB | £265,000 | 15/12/2021 | Flat | | [Same street] 72 ELGIN GARDENS, GUILDFORD, SURREY, GU1 1UB | £335,000 | 18/10/2021 | Flat | **Street average:** £258,500 (4 sales) **Area average:** £376,675 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £295,419 (58 Flat, GU1, 2024–2026) - **Deviation:** -54.3% ## Rental Range *ONS Price Index of Private Rents (Guildford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,555/mo - **Realistic:** £1,728/mo - **Optimistic:** £1,901/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Guildford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £947/mo ## 1% Rule - **Rent ratio:** 1.28% (strong) - **Max investor price (0.8%):** £216,000 - **Target investor price (1%):** £172,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £2,500/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -17.5% - **10y growth:** 43% ## House Price Index (HM Land Registry) *Official index for Guildford; Flats and maisonettes series; as of April 2026.* - **1y growth (index):** -7.1% - **5y growth (index):** 0.1% - **10y growth (index):** 5.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)